AIB Group plc

AIBG.L

AIBG.LAIB Group plc GB flag

London Stock Exchange

502.00

GBp

-24.00

(-4.56%)

0.77EPS

6.52P/E

12.70BMarket Cap

Jul 31Next Earn

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ISIN

IE00BF0L3536

CUSIP

G0R4HJ106

Return %

Stock

S&P500

36.31

10.92

225.82

26.22

418.11

120.31

Use logarithmic scale

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	0.4	0.31	0.88	1.21	0.97	0.97	1.11	1.06	0.98	0.87	0.87	1.08	- -	364.04
Basic EPS, GAAP	-1.14	-1.72	-0.77	0.44	0.34	0.5	0.41	0.4	0.12	-0.28	0.24	0.29	- -	213.32
Free Cash Flow per Basic Share	-7.98	-0.96	1.82	-0.62	-0.12	1.11	-0.63	-0.06	1.37	5.95	5.05	-1.73	- -	- -
Dividend per Share	- -	- -	- -	- -	0.16	0.01	0.09	0.12	0.17	0.02	0.02	0.05	- -	- -
Book Value per Share	4.63	4.02	3.65	4.67	3.78	4.15	4.83	0.62	0.62	0.62	0.62	0.62	- -	1,687.03
Tangible Book Value per Share	6.94	5.38	4.93	5.43	4.37	4.7	4.71	4.85	4.9	4.6	4.67	4.21	- -	2,646.37
Basic Weighted Avg Shares	2,054	2,068	2,085	2,094	2,714	2,714	2,714	2,714	2,714	2,714	2,714	2,688	- -	4
Sales/Revenue/Turnover	830	637	1,831	2,531	2,628	2,632	3,000	2,874	2,655	2,373	2,363	2,911	4,720	1,312
Operating Margin (%)	- -	-603.61	-92.68	42.75	71.77	62.54	- -	- -	- -	- -	- -	- -	- -	48.81
Depreciation Expense	115	120	124	111	74	109	141	162	246	315	327	295	294	- -
Net Income, GAAP	-2,338	-3,557	-1,597	915	1,380	1,356	1,114	1,092	327	-769	647	767	2,061	769
Effective Tax Rate (%)	- -	- -	- -	20.7	27.9	19.38	14.7	12.43	27.05	- -	- -	13.07	14.04	15.74
Profit Margin (%)	-281.69	-558.4	-87.22	36.15	52.51	51.52	37.13	38	12.32	-32.41	27.38	26.35	43.67	58.6
Working Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	17,572	12,523	11,371	10,027	10,079	8,518	5,722	6,785	8,910	7,599	7,841	9,096	11,218	59,309
Total Equity	14,463	11,355	10,494	11,572	12,148	13,148	13,355	13,858	14,230	13,421	13,660	12,261	15,069	10,313
Return on Invested Capital (%)	- -	- -	- -	3.94	6.2	6.04	- -	- -	- -	- -	- -	- -	- -	0.79
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Common Equity (%)	- -	-39.93	-20.05	10.52	9.32	12.59	9.14	14.74	19.28	-45.34	38.15	45.56	124.61	11.46

Capital Structure

•

in mil. unless spec.

Working Capital

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in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	11.87%	13.33%	62.14%
Net Income, GAAP	-53.01%	-80.42%	168.71%
Free Cash Flow	-357.46%	-426.36%	-76.83%
Total Cash Common Dividend	- -	23.29%	36.07%
Total Equity	4.03%	2.29%	22.9%

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

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in mil. unless spec.

Quarterly Earnings Per Share

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in mil. unless spec.

Quarterly Dividends Per Share

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in mil. unless spec.

Company Description

CEO: Dr. J. Colin Hunt BComm, MEconSc, Ph.D.
Full Time Employees: 10,617
Sector: Financial Services
Industry: Banks - Regional
Address: 10 Molesworth Street Dublin Ireland 2
IPO Date: Apr 18, 2022
Website: group.aib.ie
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Business: AIB Group plc provides banking and financial products and services to retail, business, and corporate customers. It operates through Retail Banking, Corporate Institutional & Business Banking, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. AIB Group plc also provides personal, car, home improvement, education, business, farm development, startup, farm investment, future growth, and brexit loans; graduate, corporate, asset, energy efficiency, forestry, invoice, prompt pay and insurance premium, debt, real estate, and trade finance; business and farmer credit line, government credit guarantees, and overdrafts; and venture capital funds, as well as mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides payment, merchant, cash management, FX rates, foreign currency and interest rate risk management, exporting, international cash flow management, foreign exchange, and interest rate fluctuation management services; and trade finance products, such as documentary collections, import and export letter of credit, standby letter of credit, and bank guarantees. AIB Group plc operates through a network of 296 locations in the Republic of Ireland and 29 locations in the United Kingdom. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.

	Jun'08	Sep'08	Dec'08
Total Current Assets	- -	- -	- -
Accounts Receivable, Net	- -	- -	- -
Cash, Cash Equivalents & STI	1,145	- -	5,277
Inventories	- -	- -	- -
Total Current Liabilities	- -	- -	- -
Payables & Accruals	- -	- -	- -
ST Debt	12,884	- -	- -
Deferred Revenue	- -	- -	- -

	Jun'08	Sep'08	Dec'08
ST Debt	12,884	- -	- -
LT Borrowings	- -	- -	- -
LT Finance Leases	- -	- -	- -
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	- -	- -	4
Market Capitalization	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2021	- -	- -	- -	- -	0.02
2022	- -	- -	- -	- -	0.05
2023	- -	- -	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2021	- -	- -	- -	- -	0.24
2022	- -	- -	- -	- -	0.29
2023	- -	- -	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2021	- -	- -	- -	- -	2,363
2022	- -	- -	- -	- -	2,911
2023	- -	- -	- -	- -	4,720

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	0.4	0.31	0.88	1.21	0.97	0.97	1.11	1.06	0.98	0.87	0.87	1.08	- -	364.04
Basic EPS, GAAP	-1.14	-1.72	-0.77	0.44	0.34	0.5	0.41	0.4	0.12	-0.28	0.24	0.29	- -	213.32
Free Cash Flow per Basic Share	-7.98	-0.96	1.82	-0.62	-0.12	1.11	-0.63	-0.06	1.37	5.95	5.05	-1.73	- -	- -
Dividend per Share	- -	- -	- -	- -	0.16	0.01	0.09	0.12	0.17	0.02	0.02	0.05	- -	- -
Book Value per Share	4.63	4.02	3.65	4.67	3.78	4.15	4.83	0.62	0.62	0.62	0.62	0.62	- -	1,687.03
Tangible Book Value per Share	6.94	5.38	4.93	5.43	4.37	4.7	4.71	4.85	4.9	4.6	4.67	4.21	- -	2,646.37
Basic Weighted Avg Shares	2,054	2,068	2,085	2,094	2,714	2,714	2,714	2,714	2,714	2,714	2,714	2,688	- -	4
Sales/Revenue/Turnover	830	637	1,831	2,531	2,628	2,632	3,000	2,874	2,655	2,373	2,363	2,911	4,720	1,312
Operating Margin (%)	- -	-603.61	-92.68	42.75	71.77	62.54	- -	- -	- -	- -	- -	- -	- -	48.81
Depreciation Expense	115	120	124	111	74	109	141	162	246	315	327	295	294	- -
Net Income, GAAP	-2,338	-3,557	-1,597	915	1,380	1,356	1,114	1,092	327	-769	647	767	2,061	769
Effective Tax Rate (%)	- -	- -	- -	20.7	27.9	19.38	14.7	12.43	27.05	- -	- -	13.07	14.04	15.74
Profit Margin (%)	-281.69	-558.4	-87.22	36.15	52.51	51.52	37.13	38	12.32	-32.41	27.38	26.35	43.67	58.6
Working Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	17,572	12,523	11,371	10,027	10,079	8,518	5,722	6,785	8,910	7,599	7,841	9,096	11,218	59,309
Total Equity	14,463	11,355	10,494	11,572	12,148	13,148	13,355	13,858	14,230	13,421	13,660	12,261	15,069	10,313
Return on Invested Capital (%)	- -	- -	- -	3.94	6.2	6.04	- -	- -	- -	- -	- -	- -	- -	0.79
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Common Equity (%)	- -	-39.93	-20.05	10.52	9.32	12.59	9.14	14.74	19.28	-45.34	38.15	45.56	124.61	11.46

AIB Group plc

Growth Rates

(avg. rate of change)

Company Description

Growth Rates

(avg. rate of change)

Working Capital

Capital Structure

Quarterly Dividends Per Share

Year

Quarterly Earnings Per Share

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Quarterly Revenue

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