Jyske Bank A/S

JYSK.CO

JYSK.COJyske Bank A/S DK flag

Copenhagen

532.00

DKK

+6.50

(+1.24%)

90.70EPS

5.87P/E

34.18BMarket Cap

Oct 29Next Earn

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ISIN

DK0010307958

Return %

Stock

S&P500

1.92

33.65

79.73

33.66

137.50

95.84

Use logarithmic scale

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	100.94	107.04	114.24	94	107.82	104.74	111.1	103.69	107.64	116.73	130.04	145.41	231.04	235.57
Basic EPS, GAAP	7.59	8.48	25.37	35.07	26.07	33.73	35.71	29.66	30.98	22.07	44.89	57.61	91.88	94.24
Free Cash Flow per Basic Share	90.5	-128.17	43.96	183.87	-97.49	-42.88	115.98	-144.97	176.52	153.38	-58.16	898.19	235.18	-128.79
Dividend per Share	- -	- -	- -	- -	- -	5.35	10.92	11.84	- -	- -	- -	- -	7.78	7.8
Book Value per Share	209.08	218.71	239.89	308.69	305.84	324.75	352.06	367.22	409.39	454.32	491.04	570.49	652.17	688.68
Tangible Book Value per Share	210.35	223.6	244.43	311.72	315.42	351.16	393.03	407.29	453.33	502.42	540.88	572.66	661.23	715.65
Basic Weighted Avg Shares	65	70	71	88	95	92	88	84	79	73	71	65	64	64
Sales/Revenue/Turnover	6,519	7,469	8,136	8,277	10,238	9,677	9,778	8,739	8,479	8,511	9,200	9,470	14,847	15,096
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	226	540	390	424	456	582	742	557	571	647	604	658	673	585
Net Income, GAAP	490	592	1,807	3,088	2,476	3,116	3,143	2,500	2,440	1,609	3,176	3,752	5,904	6,039
Effective Tax Rate (%)	17.97	29.92	21.43	0.45	22.72	20.23	21.46	20.38	20.75	23.74	21.13	17.67	25.15	25.44
Profit Margin (%)	7.52	7.93	22.21	37.31	24.18	32.2	32.14	28.61	28.78	18.9	34.52	39.62	39.77	40
Working Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	40,197	37,644	29,399	253,280	280,722	324,345	345,829	364,040	400,218	418,641	419,317	426,350	445,881	448,816
Total Equity	13,846	15,642	17,479	27,561	30,040	32,514	34,604	34,332	35,710	36,632	38,266	40,624	45,886	49,222
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Common Equity (%)	3.69	4.12	11.17	13.95	8.81	10.55	10.31	8.07	7.72	4.92	9.36	10.44	14.93	14.43

Capital Structure

•

in mil. unless spec.

Working Capital

•

in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	7.56%	13.04%	56.78%
Net Income, GAAP	19.38%	27.29%	57.36%
Free Cash Flow	-234.05%	-393.18%	-74.16%
Total Cash Common Dividend	- -	- -	-49.9%
Total Equity	11.07%	6.03%	12.95%

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

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in mil. unless spec.

Quarterly Earnings Per Share

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in mil. unless spec.

Quarterly Dividends Per Share

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in mil. unless spec.

Company Description

CEO: Mr. Lars Stensgaard Morch
Full Time Employees: 3,950
Sector: Financial Services
Industry: Banks - Regional
Address: Vestergade 8-16 Silkeborg Denmark 8600
IPO Date: Oct 4, 2004
Website: jyskebank.dk
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Business: Jyske Bank A/S provides various financial solutions in Denmark and Germany. It operates through Banking Activities, Mortgage Activities, and Leasing Activities segments. The Banking Activities segment provides advisory services relating to traditional financial solutions for personal and private banking, and corporate clients; and trading and investment services, including trading in interest rate products, currencies, equities, commodities, and derivatives for corporate and institutional clients. The Mortgage Activities segment offers financial solutions for the financing of real property to Danish personal clients, corporate clients, and subsidized rental housing. The Leasing Activities segment provides financial solutions in the form of leasing and financing within car financing, as well as leasing and financing of equipment for the corporate sector. It serves Danish personal and corporate clients, as well as dealer cooperation schemes and partnerships. Jyske Bank A/S was founded in 1917 and is headquartered in Silkeborg, Denmark.

	Dec'23	Mar'24	Jun'24
ST Debt	- -	- -	- -
LT Borrowings	- -	- -	- -
LT Finance Leases	- -	- -	- -
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	64	64	64
Market Capitalization	30,672	37,427	35,502

	Dec'23	Mar'24	Jun'24
Total Current Assets	- -	- -	- -
Accounts Receivable, Net	- -	- -	- -
Cash, Cash Equivalents & STI	89,495	81,419	94,982
Inventories	- -	- -	- -
Total Current Liabilities	- -	- -	- -
Payables & Accruals	- -	- -	- -
ST Debt	- -	- -	- -
Deferred Revenue	- -	- -	- -

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	TTM
Revenue per Share	100.94	107.04	114.24	94	107.82	104.74	111.1	103.69	107.64	116.73	130.04	145.41	231.04	235.57
Basic EPS, GAAP	7.59	8.48	25.37	35.07	26.07	33.73	35.71	29.66	30.98	22.07	44.89	57.61	91.88	94.24
Free Cash Flow per Basic Share	90.5	-128.17	43.96	183.87	-97.49	-42.88	115.98	-144.97	176.52	153.38	-58.16	898.19	235.18	-128.79
Dividend per Share	- -	- -	- -	- -	- -	5.35	10.92	11.84	- -	- -	- -	- -	7.78	7.8
Book Value per Share	209.08	218.71	239.89	308.69	305.84	324.75	352.06	367.22	409.39	454.32	491.04	570.49	652.17	688.68
Tangible Book Value per Share	210.35	223.6	244.43	311.72	315.42	351.16	393.03	407.29	453.33	502.42	540.88	572.66	661.23	715.65
Basic Weighted Avg Shares	65	70	71	88	95	92	88	84	79	73	71	65	64	64
Sales/Revenue/Turnover	6,519	7,469	8,136	8,277	10,238	9,677	9,778	8,739	8,479	8,511	9,200	9,470	14,847	15,096
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	226	540	390	424	456	582	742	557	571	647	604	658	673	585
Net Income, GAAP	490	592	1,807	3,088	2,476	3,116	3,143	2,500	2,440	1,609	3,176	3,752	5,904	6,039
Effective Tax Rate (%)	17.97	29.92	21.43	0.45	22.72	20.23	21.46	20.38	20.75	23.74	21.13	17.67	25.15	25.44
Profit Margin (%)	7.52	7.93	22.21	37.31	24.18	32.2	32.14	28.61	28.78	18.9	34.52	39.62	39.77	40
Working Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	40,197	37,644	29,399	253,280	280,722	324,345	345,829	364,040	400,218	418,641	419,317	426,350	445,881	448,816
Total Equity	13,846	15,642	17,479	27,561	30,040	32,514	34,604	34,332	35,710	36,632	38,266	40,624	45,886	49,222
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Common Equity (%)	3.69	4.12	11.17	13.95	8.81	10.55	10.31	8.07	7.72	4.92	9.36	10.44	14.93	14.43

Year	Q1	Q2	Q3	Q4	FY
2022	12.67	13.07	7.83	- -	57.61
2023	20.06	18.66	25.2	- -	91.88
2024	20.01	20.96	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2022	2,273	2,150	1,847	3,197	9,470
2023	3,478	3,307	3,860	4,203	14,847
2024	3,499	3,534	- -	- -	- -

Jyske Bank A/S

Growth Rates

(avg. rate of change)

Company Description

Growth Rates

(avg. rate of change)

Capital Structure

Working Capital

Quarterly Dividends Per Share

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Quarterly Earnings Per Share

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Quarterly Revenue

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