Star Health and Allied Insurance Company Limited

STARHEALTH.NS

STARHEALTH.NSStar Health and Allied Insurance Company Limited IN flag

National Stock Exchange of India

461.95

INR

+2.50

(+0.54%)

14.50EPS

31.86P/E

271.43BMarket Cap

Jan 28Next Earn

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ISIN

INE575P01011

Return %

Stock

S&P500

-18.12

25.76

-40.73

38.63

-49.06

83.81

Use logarithmic scale

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	TTM
Revenue per Share	73.8	96.53	69.81	190	211.65	247.69	266
Basic EPS, GAAP	2.23	4.66	-13.12	-18.65	10.7	14.48	14.73
Free Cash Flow per Basic Share	-0.67	-0.59	-0.56	-1.13	-0.81	-2.12	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	7.92	10.28	6.63	10.31	10.06	10.03	10.04
Tangible Book Value per Share	23.53	27.97	50.62	113.67	113.92	114.37	119.85
Basic Weighted Avg Shares	576	576	827	558	578	583	585
Sales/Revenue/Turnover	42,474	55,555	57,753	106,020	122,411	144,502	155,687
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	281	294	457	433	521	587	- -
Net Income, GAAP	1,282	2,680	-10,857	-10,407	6,186	8,450	8,621
Effective Tax Rate (%)	29.64	35.18	- -	- -	25.15	25.14	25.19
Profit Margin (%)	3.02	4.82	-18.8	-9.82	5.05	5.85	5.54
Working Capital	- -	- -	- -	- -	- -	- -	- -
LT Debt	2,500	2,500	2,500	7,200	4,700	4,700	4,700
Total Equity	13,926	16,468	42,166	63,959	65,889	67,318	70,149
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	37.02	- -	- -	58.35	85.91	163.03
Return on Common Equity (%)	- -	51.18	-190.51	-185.24	106.91	144.82	293.44

Capital Structure

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in mil. unless spec.

Working Capital

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in mil. unless spec.

Growth Rates

FRC

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in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	- -	30.37%	18.05%
Net Income, GAAP	- -	-104.62%	36.6%
Free Cash Flow	- -	40%	165.05%
Total Cash Common Dividend	- -	- -	- -
Total Equity	- -	46.24%	2.17%

Growth Rates

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in mil. unless spec.

Quarterly Revenue

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in mil. unless spec.

Quarterly Earnings Per Share

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in mil. unless spec.

Quarterly Dividends Per Share

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in mil. unless spec.

Company Description

CEO: Mr. Anand Shankar Roy
Full Time Employees: 15,913
Sector: Financial Services
Industry: Insurance - Diversified
Address: No.1, New Tank Street Chennai India 600034
IPO Date: Dec 10, 2021
Website: starhealth.in
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Business: Star Health and Allied Insurance Company Limited provides health insurance products. It offers retail health products to various customer segments, including individuals, families, students, and senior citizens, as well as persons with pre-existing medical conditions across the middle-market customer segment; and group health insurance policies provide to employees of corporates, including SMEs through company health insurance plans. The company also provides personal accident and travel insurance. It distributes its products through individual agents, brokers, corporate agent banks, other corporate agents, and online channel partners comprising web aggregators, as well as directly to customers. As of September 30, 2021, the company had 779 health insurance branches across 25 states and 5 union territories in India. Star Health and Allied Insurance Company Limited was incorporated in 2005 and is based in Chennai, India.

	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	TTM
Revenue per Share	73.8	96.53	69.81	190	211.65	247.69	266
Basic EPS, GAAP	2.23	4.66	-13.12	-18.65	10.7	14.48	14.73
Free Cash Flow per Basic Share	-0.67	-0.59	-0.56	-1.13	-0.81	-2.12	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -
Book Value per Share	7.92	10.28	6.63	10.31	10.06	10.03	10.04
Tangible Book Value per Share	23.53	27.97	50.62	113.67	113.92	114.37	119.85
Basic Weighted Avg Shares	576	576	827	558	578	583	585
Sales/Revenue/Turnover	42,474	55,555	57,753	106,020	122,411	144,502	155,687
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	281	294	457	433	521	587	- -
Net Income, GAAP	1,282	2,680	-10,857	-10,407	6,186	8,450	8,621
Effective Tax Rate (%)	29.64	35.18	- -	- -	25.15	25.14	25.19
Profit Margin (%)	3.02	4.82	-18.8	-9.82	5.05	5.85	5.54
Working Capital	- -	- -	- -	- -	- -	- -	- -
LT Debt	2,500	2,500	2,500	7,200	4,700	4,700	4,700
Total Equity	13,926	16,468	42,166	63,959	65,889	67,318	70,149
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -
Return on Capital (%)	- -	37.02	- -	- -	58.35	85.91	163.03
Return on Common Equity (%)	- -	51.18	-190.51	-185.24	106.91	144.82	293.44

Year	Q1	Q2	Q3	Q4	FY
2023	28,911	30,017	30,726	31,307	122,411
2024	32,934	34,614	35,784	41,164	144,502
2025	38,157	40,584	- -	- -	- -

Year	Q1	Q2	Q3	Q4	FY
2023	3.7	1.61	3.63	- -	10.7
2024	4.95	2.15	4.95	- -	14.48
2025	5.45	1.9	- -	- -	- -

	Mar'24	Jun'25	Sep'25
Total Current Assets	- -	- -	- -
Accounts Receivable, Net	407	- -	- -
Cash, Cash Equivalents & STI	13,680	- -	2,948
Inventories	- -	- -	- -
Total Current Liabilities	- -	- -	- -
Payables & Accruals	- -	- -	- -
ST Debt	- -	- -	- -
Deferred Revenue	- -	- -	- -

	Mar'24	Jun'25	Sep'25
ST Debt	- -	- -	- -
LT Borrowings	4,700	- -	4,700
LT Finance Leases	- -	- -	- -
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	585	- -	588
Market Capitalization	316,878	326,425	355,331

Star Health and Allied Insurance Company Limited

Growth Rates

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Company Description

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Capital Structure

Growth Rates

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Quarterly Revenue

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Quarterly Dividends Per Share

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Quarterly Earnings Per Share

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