1. Hong Kong Stocks

  2. •

    Financial Services

  3. •

    Financial - Credit Services
Haosen Fintech Group Limited

Haosen Fintech Group Limited

3848.HK
Haosen Fintech Group LimitedHK flagHong Kong Stock Exchange
11.20
HKD
- -
- -
1.75BMarket Cap
Haosen Fintech Group Limited
3848.HK
(Hong Kong Stock Exchange)

Recent

price

11.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.25
0.37
0.49
0.78
0.58
1.3
1.13
0.79
0.71
0.72
0.69
- -
Revenue per Share
0.15
0.17
0.21
0.21
0.16
0.24
-0.72
0.2
0.15
0.15
0.04
- -
Basic EPS, GAAP
-0.78
-2.65
0.58
-3.92
1.59
0.29
3.35
3.03
0.18
-0.4
0.12
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.12
0.04
0.1
0.02
0.02
0.02
- -
Dividend per Share
0.17
0.32
0.5
0.77
0.57
0.68
0.01
0.03
0.19
0.34
0.38
- -
Book Value per Share
1.66
1.83
2.08
3.92
4.7
5.18
4.31
3.44
3.54
3.66
3.71
- -
Tangible Book Value per Share
144
144
144
124
144
152
156
156
157
157
156
- -
Basic Weighted Avg Shares
36
53
71
97
83
197
176
123
111
113
107
92
Sales/Revenue/Turnover
80.48
85.3
59.22
75.39
77.89
66.4
-52.61
55.08
39
21.22
3.99
9.08
Operating Margin (%)
1
1
1
- -
1
5
4
3
2
2
2
2
Depreciation Expense
22
25
30
26
24
36
-112
31
24
23
6
6
Net Income, GAAP
25.89
27.87
29.98
33.59
31.45
37.12
- -
30.39
31.02
14.65
139.94
75.96
Effective Tax Rate (%)
62.15
46.28
41.47
27.32
28.47
18.45
-63.4
24.87
21.8
20.44
5.23
6.03
Profit Margin (%)
180
95
228
371
703
865
545
237
186
128
285
361
Working Capital
25
259
261
551
481
423
160
79
- -
2
3
2
LT Debt
240
264
299
487
676
794
674
541
554
574
581
587
Total Equity
- -
7.28
4.63
5.28
3.37
5.31
- -
4.64
4.17
2.86
-0.23
0.27
Return on Invested Capital (%)
- -
13.75
9.48
8.28
5.22
6.56
- -
5.82
17.93
13.04
2.12
2.88
Return on Capital (%)
- -
70.95
50.28
31.57
26.64
39.18
-213.84
1,081.21
142.42
55.69
9.98
9.42
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.57%
-2.31%
0.89%
Free Cash Flow
-32.53%
-73.42%
191.63%
Net Income, GAAP
-58.5%
-45.79%
-0.7%
Sales/Revenue/Turnover
12.41%
-11.41%
-13.99%
Total Cash Common Dividend
- -
16.9%
3.85%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
113
2024
- -
- -
- -
- -
107
2025
- -
- -
- -
- -
92

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.15
2024
- -
- -
- -
- -
0.04
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.02
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
- -
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Business
Haosen Fintech Group Limited Haosen Fintech Group Limited (3848.HK), an investment holding company incorporated in the Cayman Islands in 2015 and headquartered at Room 3402, 34/F, China Resources Building, 26 Harbour Road, Wanchai, Hong Kong, provides financial services principally in the People's Republic of China and Hong Kong. The company operates through three segments offering finance lease and factoring related services, including direct finance leasing, sale and leaseback, factoring, and related advisory services primarily to customers in manufacturing, telecommunication, information technology, healthcare, and hospitality industries; micro credit and loan facilitation related services, encompassing small loans, unsecured micro-credit loans to individuals and corporates, subordinated property mortgage loans, guaranteed loans, post-loan facilitation, and interest income from loans with terms ranging from 2 months to 8 years at effective rates of 8.0% to 24.0% per annum, mainly through its wholly-owned subsidiary Shenzhen Haosen Credit Joint Stock Limited targeting manufacturing, wholesale, retail, construction, and transportation sectors; and securities dealing and broking and other financial services, such as securities brokerage, share placing, margin financing, asset management, investment advisory, and money lending in Hong Kong via Grand Partners Securities Limited. Its customer base includes small and medium-sized enterprises, individuals, and niche markets like airline companies, healthcare providers, and energy-saving equipment firms, with loan receivables secured by real estate, equipment, vehicles, and pledges. Formerly known as Wealthy Way Group Limited, the company changed its name to Haosen Fintech Group Limited in August 2023; repurchased and cancelled 126,000 ordinary shares under a buyback plan announced in October 2024 at prices ranging from HK$2.76 to HK$2.99; extended maturity dates on certain loans and leases, including a HK$9 million unsecured loan to March 2025; shifted strategic focus to small loan business, particularly second mortgages in Shenzhen amid real estate market adjustments; and reported revenue of RMB107.3 million for the year ended December 31, 2024, with small loans contributing 98.8%.