Australia and New Zealand Banking Group Ltd (ANZ) is a multinational banking and financial services company providing retail, commercial, institutional, and wealth management products including transaction and savings accounts, home loans, personal loans, credit cards, business lending, asset finance, deposits, payments, foreign exchange, trade finance, investment products, and insurance to over 11 million customers. ANZ operates primarily in Australia and New Zealand with additional presence across close to 30 markets in Asia-Pacific, Europe, and the Americas, serving retail, small business, corporate, and institutional clients through divisions encompassing Australia Retail and Commercial, New Zealand, Institutional, and International and Pacific. Founded through mergers tracing to 1835 and headquartered at 833 Collins Street, Docklands, Melbourne, Australia, the bank completed its A$5 billion acquisition of Suncorp Bank in July 2024, enhancing its retail and commercial scale particularly in Queensland and targeting A$500 million in annual cost savings; in March 2025, it secured a A$2 billion Australian government loan guarantee over 10 years to sustain Pacific operations alongside a A$50 million investment in regional digital banking services; and in May 2025, Nuno Matos succeeded Shayne Elliott as chief executive officer.