Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée

Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée

CRAV.PA
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendéeundefined flagEuronext Paris
173.80
EUR
+3.00
- -
208.38MMarket Cap
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée
CRAV.PA
(Euronext Paris)

Recent

price

173.80

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
57.4
- -
58.48
64.09
58.13
63.07
59.1
58.66
58.2
59.62
51.14
61.07
66.82
55.95
57.62
58.55
Revenue per Share
14.2
- -
13.33
17
16.08
17.69
15.38
14.63
16.64
15.22
7.12
15.35
17.99
11.7
11.59
11.58
Basic EPS, GAAP
-1.27
- -
-23.02
-4.04
3.4
10.3
99.5
45.93
-41.96
73.15
64.26
162.91
-15.03
-116.48
36.78
-74.84
Free Cash Flow per Basic Share
- -
- -
2.45
2.46
2.14
2.12
2.35
2.36
2.31
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
70.86
- -
42.87
49.02
51.4
55.93
55.67
325.14
61.76
63.98
59.95
74.19
79.13
71.21
71.49
72.67
Book Value per Share
242.3
- -
270.44
286.24
303.04
321.58
337.02
395.81
399.9
426.12
424.31
481.97
479.65
506.41
539.15
590.9
Tangible Book Value per Share
7
- -
7
7
7
7
7
7
7
7
7
7
7
7
7
7
Basic Weighted Avg Shares
425
422
433
474
430
467
438
434
431
441
378
451
494
413
425
432
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
11
10
10
9
9
9
9
11
14
14
20
19
20
21
22
22
Depreciation Expense
105
114
99
126
119
131
114
108
123
113
53
113
133
86
86
85
Net Income, GAAP
26.39
27.65
37.81
36.17
32.81
33.22
30.06
27.12
26.75
25.47
37.72
24.42
17.61
7.33
4.79
9.93
Effective Tax Rate (%)
24.74
27.12
22.8
26.53
27.66
28.04
26.03
24.93
28.58
25.53
13.91
25.14
26.93
20.91
20.12
19.78
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
518
481
1,078
604
758
456
512
792
814
641
571
426
601
437
363
318
LT Debt
1,793
1,883
2,001
2,119
2,244
2,380
2,496
2,930
2,958
3,156
3,141
3,566
3,547
3,745
3,986
4,367
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.47
27.65
31.8
37.02
32.02
32.95
27.57
7.68
8.6
24.21
11.48
22.89
23.46
15.56
16.25
16.07
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.4%
6.91%
9.56%
Free Cash Flow
61.94%
56.81%
-303.43%
Net Income, GAAP
3.07%
19.36%
-0.13%
Sales/Revenue/Turnover
-0.27%
3.4%
1.58%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
413
2024
- -
- -
- -
- -
425
2025
- -
- -
- -
- -
432

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
11.7
2024
- -
- -
- -
- -
11.59
2025
- -
- -
- -
- -
11.58

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée SC (CRAV.PA) operates as a regional cooperative bank in France, providing a comprehensive range of banking, lending, savings, and insurance products and services to individuals, professionals, enterprises, and associations; these include accounts and card services, real estate loans, personal loans, credit consolidation, student loans, work loans, housing transition loans, vehicle loans, revolving credit, various savings products, life insurance, home insurance, car and 2-wheeler insurance, health and welfare insurance, leisure and daily insurance, borrower insurance, real estate investment solutions, cash management, collection and payment services, funding, trade and export financing, international solutions, financial engineering, asset management, leasing, and retirement savings solutions. The bank maintains a network of over 60 local branches and 160 agencies primarily in the Pays de la Loire region, including departments such as Vendée and Loire-Atlantique, serving local customers with a focus on retail, professional, and small business segments as part of the broader Crédit Agricole Group. Founded in 2001 and headquartered at La Garde, Route de Paris, Nantes, France, the institution employs approximately 2,250 people and issues Certificats Coopératifs d'Investissement (CCI) listed on Euronext Paris, which provide holders with shares of net assets and dividends without voting rights. In recent developments, the bank sustains steady financial performance amid a stable share price volatility profile and reports trailing twelve-month revenue of €413.30 million and net earnings of €80.56 million as of mid-2025, while adjusting its dividend payout to €3.53 per share in line with ongoing profitability amid French banking sector dynamics.