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Financeira Alfa S.A. - Crédito, Financiamento e Investimentos

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos

CRIV3.SA
Financeira Alfa S.A. - Crédito, Financiamento e InvestimentosBR flagB3 S.A.
6.98
BRL
- -
- -
717.70MMarket Cap

Total Valuation

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos carries a market capitalization of 717.70M, placing it among publicly traded companies globally. Its enterprise value stands at 625.85M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap717.70M
Enterprise Value625.85M

Share Statistics

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos currently has 102.65M shares outstanding.

Shares Outstanding102.65M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos trades at a trailing price-to-earnings ratio of 32.16. The price-to-sales ratio is 0.29, and the price-to-book ratio stands at 1.14.

PE Ratio32.16
PS Ratio0.29
PB Ratio1.14
P/TBV Ratio0.55
P/FCF Ratio0.14
P/OCF Ratio0.14

Enterprise Valuation

On an enterprise value basis, Financeira Alfa S.A. - Crédito, Financiamento e Investimentos trades at an EV/EBITDA multiple of 0.38 and an EV/FCF ratio of 0.07. The EV/Sales ratio of 0.30 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 0.38 provides insight into valuation relative to core operating earnings.

EV / Sales0.30
EV / EBITDA0.38
EV / EBIT0.38
EV / FCF0.07

Financial Position

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos maintains a current ratio of 1.57, meaning it holds 1.6x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 0.12, indicating conservative leverage, while an interest coverage ratio of 1.00 demonstrates limited ability to service its debt obligations.

Current Ratio1.57
Quick Ratio0.00
Debt / Equity0.12
Debt / EBITDA0.00
Interest Coverage1.00

Financial Efficiency

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos posts a return on equity of 3.59 and a return on invested capital of 109.56.

Return on Equity (ROE)3.59
Return on Assets (ROA)0.12
Return on Invested Capital (ROIC)109.56
Return on Capital Employed (ROCE)-371.67
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Financeira Alfa S.A. - Crédito, Financiamento e Investimentos has paid -14.21M in income taxes, reflecting an effective tax rate of 55.56.

Income Tax-14.21M
Effective Tax Rate55.56

Stock Price Statistics

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos's stock has gained approximately 36.86275% over the past 52 weeks. The 50-day moving average sits at 6.98, while the 200-day moving average is 6.98.

Beta (5Y)N/A
52-Week Price Change36.86275%
50-Day Moving Average6.98
200-Day Moving Average6.98
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Financeira Alfa S.A. - Crédito, Financiamento e Investimentos generated 2.09B in revenue and converted that into 18.58M in net income, yielding earnings per share of 0.22. EBITDA reached 1.65B, while operating income came in at 1.65B.

Revenue2.09B
Gross Profit2.00B
Operating Income1.65B
Pretax Income8.83M
Net Income18.58M
EBITDA1.65B
EBIT1.65B
Earnings Per Share (EPS)0.22

Balance Sheet

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos holds 326,000.00 in cash and equivalents against 1.29M in total debt, resulting in a net debt position of 967,000.00. Total book value stands at 524.07M, with working capital of 6.11B providing operational flexibility.

Cash & Cash Equivalents326,000.00
Total Debt1.29M
Net Debt967,000.00
Equity (Book Value)524.07M
Book Value Per Share5.11
Working Capital6.11B

Cash Flow

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos produced 4.16B in operating cash flow over the past twelve months. After subtracting -1.21M in capital expenditures, free cash flow totaled 4.16B - equivalent to 40.54 per share.

Operating Cash Flow4.16B
Capital Expenditures-1.21M
Free Cash Flow4.16B
FCF Per Share40.54

Margins

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos operates with a gross margin of 95.45, reflecting its pricing power and cost economics. The operating margin of 78.79 and net profit margin of 0.89 provide insight into operational efficiency.

Gross Margin95.45
Operating Margin78.79
Pretax Margin0.42
Profit Margin0.89
EBITDA Margin78.79

Dividends & Yields

The company's payout ratio of 71.12 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.19
Dividend YieldN/A
Payout Ratio71.12
Shareholder Yield3.27
FCF Yield696.90

Scores

Financeira Alfa S.A. - Crédito, Financiamento e Investimentos posts an Altman Z-Score of 0.88, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.88