Wisr Limited

Wisr Limited

WZR.AX
Wisr LimitedAU flagAustralian Securities Exchange
0.02
AUD
+0.00
- -
32.54MMarket Cap
Wisr Limited
WZR.AX
(Australian Securities Exchange)

Recent

price

0.02

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.86
0.92
0.55
- -
- -
- -
- -
- -
- -
0.01
0.01
0.02
0.04
0.07
0.07
0.06
Revenue per Share
0.05
-0.22
-0.21
-0.29
-0.02
-0.09
-0.03
-0.01
-0.01
-0.01
-0.03
-0.02
-0.01
-0.01
-0.01
-0.01
Basic EPS, GAAP
-0.02
-0.11
- -
-0.1
0.03
-0.02
-0.03
-0.01
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
0.1
0.02
0.02
- -
0.05
0.02
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
1.01
0.97
0.73
0.44
0.03
-0.07
0.03
0.02
0.01
0.03
0.04
0.06
0.04
0.03
0.02
0.02
Book Value per Share
1.07
1.19
0.95
0.61
0.03
-0.07
0.03
0.02
0.01
0.03
0.04
0.07
0.06
0.04
0.03
0.01
Tangible Book Value per Share
12
10
10
10
10
10
269
396
443
579
905
1,105
1,348
1,357
1,366
1,387
Basic Weighted Avg Shares
10
9
6
- -
- -
- -
1
1
2
3
7
27
59
91
92
90
Sales/Revenue/Turnover
-6.52
-22.92
-20.18
- -
- -
- -
-509.98
-519.78
-416.28
-261.09
-320.05
-38.14
- -
35.46
47.76
52.34
Operating Margin (%)
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
2
2
Depreciation Expense
1
-2
-2
-3
- -
-1
-8
-5
-6
-7
-24
-18
-20
-13
-8
-7
Net Income, GAAP
19.85
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
5.48
-24.19
-39.07
- -
- -
- -
-671.57
-488.59
-401.2
-247.01
-330.66
-64.8
-33.53
-14.42
-8.89
-8.07
Profit Margin (%)
11
9
6
7
- -
-1
1
4
1
14
37
71
49
32
25
848
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
- -
- -
- -
- -
- -
834
LT Debt
12
12
10
6
- -
-1
9
9
5
17
36
72
78
68
48
27
Total Equity
-3.96
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.55
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.51
-20.88
-25.31
-50.4
-6.58
- -
- -
-69.31
-117.5
-83.98
-98.75
-34.66
-33.47
-30.11
-24.2
-26.78
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-93.63%
4.44%
-44.33%
Free Cash Flow
- -
- -
8.15%
Net Income, GAAP
90.03%
-19.05%
-11.37%
Sales/Revenue/Turnover
- -
90.57%
-2.31%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
91
2024
- -
- -
- -
- -
92
2025
- -
- -
- -
- -
90

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
-0.01
2024
- -
- -
- -
- -
-0.01
2025
- -
- -
- -
- -
-0.01

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Wisr Limited is an Australian neo-lender specializing in consumer finance and personal lending services. The company offers a range of secured and unsecured personal loans including debt consolidation loans, car loans, wedding loans, home renovation loans, travel loans, and electric vehicle loans with maturities of three, five, and seven years. Its product suite also includes financial wellness tools such as the Wisr App, which supports debt reduction through features like Debt Bustr, Round Up, Breach Alert, and credit score monitoring. Wisr operates solely in Australia and serves retail consumers by providing digital lending solutions underpinned by its Financial Wellness Platform. Founded in 2017 and headquartered in Australia, Wisr Limited has expanded its funding and operational capabilities through strategic warehouse funding facilities with commitments totaling $650 million, supporting loan originations and growth. In recent developments, Wisr reported a significant increase in secured vehicle loan originations by 143% and personal loan originations by 40% for the half-year ended December 2024, contributing to its return to EBITDA profitability. The company has focused on front book repricing initiatives and improving funding margins, leading to increases in portfolio yield and net interest margin. Wisr also continues to enhance automation and technology-driven efficiencies to scale its operations effectively. The company’s latest strategic focus includes expanding its range of financial products and services, strengthening broker-oriented offerings, and upgrading digital capabilities to support better outcomes for borrowers and investors. Wisr’s financial wellness approach differentiates it within the consumer lending industry in Australia, targeting everyday Australians looking for smarter money management solutions. This progression is supported by ongoing access to equity capital and funding facilities, positioning Wisr as a growing player in the Australian fintech and consumer finance market.