1. South Korea Stocks

  2. •

    Financial Services

  3. •

    Insurance - Property & Casualty
Hanwha General Insurance Co., Ltd.

Hanwha General Insurance Co., Ltd.

000370.KS
Hanwha General Insurance Co., Ltd.KR flagKorea Exchange
6,120.00
KRW
+20.00
- -
707.60BMarket Cap
Hanwha General Insurance Co., Ltd.
000370.KS
(Korea Exchange)

Recent

price

6,120.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
71,157.76
84,246.05
93,548.53
66,846.06
57,324.47
61,562.23
48,920.11
69,118.83
57,919.45
54,702.66
38,051.34
42,239.24
33,153.15
29,783.94
35,542.2
- -
20,106.06
Revenue per Share
154.93
806.42
630.92
-732.11
139.36
1,035.35
1,178.63
1,519
648
-705
427
939
1,617
1,465
2,223.58
- -
1,767.73
Basic EPS, GAAP
-553.14
2,436.71
10,686.09
13,751.87
9,835.8
3,474.62
3,541.77
9,511.53
5,371.67
19,763.09
10,343.61
9,511.25
-31.76
9,329.1
9,524.16
- -
5,638.34
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
67.07
106.32
173.18
302.28
79.69
94.84
122.74
132.46
93.19
- -
42.09
Dividend per Share
5,737.45
6,693.27
7,364.11
9,439.77
5,964.37
6,985.48
7,604.14
10,159.73
8,287.32
10,128.74
6,976.16
8,548.63
17,810.66
16,230.19
19,634.48
- -
- -
Book Value per Share
6,058.56
6,747.88
8,270.26
8,639.2
5,905.9
8,834.85
8,920.43
11,739.77
10,854.09
15,003.89
11,373.41
10,721.29
21,684.3
18,345.67
17,559.53
- -
18,976.75
Tangible Book Value per Share
50
51
51
57
92
92
95
97
126
94
143
130
137
169
154
- -
153
Basic Weighted Avg Shares
3,589,551
4,261,409
4,786,857
3,806,278
5,289,681
5,694,317
4,633,206
6,718,129
7,307,824
5,136,366
5,459,275
5,487,254
4,555,558
5,026,451
5,482,676
- -
3,074,209
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
22,458
23,388
22,960
17,244
25,222
25,841
24,613
27,248
25,559
55,909
63,700
68,084
72,998
82,771
95,936
- -
48,961
Depreciation Expense
7,815
40,791
32,284
-41,687
12,859
95,767
111,628
147,642
81,760
-66,197
61,262
121,984
222,191
247,239
343,006
299,017
270,285
Net Income, GAAP
41.71
26.83
15.92
- -
52.06
18.19
16.73
23.86
27.71
- -
32.05
32.03
32.15
30.83
28.11
30.49
29.36
Effective Tax Rate (%)
0.22
0.96
0.67
-1.1
0.24
1.68
2.41
2.2
1.12
-1.29
1.12
2.22
4.88
4.92
6.26
- -
8.79
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
179,461
104,382
194,039
194,190
194,403
164,611
252,283
217,449
566,431
476,770
477,079
477,403
726,932
249,261
598,330
- -
- -
LT Debt
337,082
395,850
479,458
546,683
595,041
860,910
884,490
1,184,310
1,415,552
1,464,315
1,706,651
1,459,583
3,231,202
3,345,779
2,953,083
2,707,580
2,901,537
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
3.14
10.56
8.28
- -
2.56
13.56
13.65
14.32
6.49
- -
6.02
10.5
11.03
9.06
10.73
15.51
12.67
Return on Capital (%)
2.74
12.99
9.03
-9.12
2.36
16.01
16.34
17.29
8.04
-6.63
6.28
11.55
12.49
9.53
11.89
19.75
17.11
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
1,097,063
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
190,000
- -
- -
Shares Outstanding
116
116
116
Market Capitalization
858,874
851,219
973,970

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,488,539
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.66%
18.08%
-8.31%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-15.09%
43.69%
-12.82%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,331,166
1,356,393
1,396,232
1,398,884
5,482,676
2025
1,497,720
1,500,401
1,573,808
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
720
770
543
- -
2,223.58
2025
870.49
- -
235.29
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
22.51
22.62
22.39
- -
93.19
2025
13.82
- -
23.5
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Hanwha General Insurance Co., Ltd. provides non-life insurance services in South Korea, including long-term insurance covering injury, disease, property damage, liability, and annuity; automobile insurance comprising casualty and property damage; fire insurance; marine insurance; casualty insurance; personal pension and retirement products; and other specialized offerings such as leisure and air insurance. The company operates primarily through digital and traditional channels, targeting individual and corporate customers with tailored solutions, including women's health and wellness products developed via its LIFEPLUS Femtech Research Institute established in June 2023. Hanwha General Insurance maintains a strong focus on preventive healthcare and demographic challenges, offering initiatives like doubled serious disease coverage post-childbirth and premium deferrals during parental leave. Founded in 1946 and headquartered in Seoul, South Korea, the company functions as a subsidiary of Hanwha Life Insurance Co., Ltd. and reported total assets of USD 13.49 billion and sales of USD 4.84 billion as of the end of 2024. In October 2025, Hanwha General Insurance merges with Carrot General Insurance to bolster digital capabilities, expand mobile-centered channels, and enhance data-driven product development and operational efficiency. The company advances its women's insurance specialization with the Signature Women's Health Insurance series, featuring coverage for pregnancy, childbirth, mental health, and aesthetic care, backed by partnerships with leading medical institutions and holding 17 domestic exclusivity rights. Hanwha General Insurance collaborates on AI integration through the Hanwha AI Center in San Francisco, applying technologies for real-time claims processing and personalized services alongside group affiliates. It pursues global expansion indirectly via Hanwha Group's acquisitions, including Indonesian entities Nobu Bank, Lippo General Insurance, and Ciptadana Securities, to enter Southeast Asian markets while prioritizing domestic property and casualty leadership.