1. Taiwan, Province of China Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Fubon Financial Holding Co., Ltd.

Fubon Financial Holding Co., Ltd.

2881.TW
Fubon Financial Holding Co., Ltd.TW flagTaiwan Stock Exchange
113.00
TWD
-0.50
- -
1.54TMarket Cap
Fubon Financial Holding Co., Ltd.
2881.TW
(Taiwan Stock Exchange)

Recent

price

113.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
22.27
20.74
29.7
29.53
28.54
32.17
32.77
30.48
30.64
33.55
35.41
35.69
18.2
12.27
24.78
27.08
27.07
Revenue per Share
1.7
2.6
2.35
2.99
4.51
4.76
3.63
4.05
3.57
4.38
6.76
10.74
3.35
4.71
10.77
8.63
8.63
Basic EPS, GAAP
24.86
14.89
-1.24
2.66
-4.15
15.58
-2.09
-0.06
-0.53
9.87
3.46
2.14
10.09
-6.46
5.08
0.41
0.41
Free Cash Flow per Basic Share
1.39
0.73
0.73
0.74
1.15
2.3
1.53
1.61
1.87
1.73
1.75
2.49
3.17
1.58
2.58
4.41
- -
Dividend per Share
9.88
11.37
13.66
15.74
16.4
18.24
18.19
20.06
22.02
18.41
27.86
36.48
34.54
21.34
39.03
42.97
42.96
Book Value per Share
17.81
19.08
25.14
25.49
28.84
25.89
29.36
34.03
31.61
43
54.72
69.4
37.37
54.77
65.4
67.63
67.62
Tangible Book Value per Share
11,703
11,743
12,411
12,885
13,357
13,357
13,357
13,357
13,357
13,357
13,357
13,458
14,007
14,007
14,007
14,007
14,010
Basic Weighted Avg Shares
260,567
243,595
368,638
380,512
381,243
429,757
437,703
407,119
409,210
448,145
472,916
480,265
254,989
171,892
347,087
379,305
379,305
Sales/Revenue/Turnover
8.07
- -
9.47
10.05
18.87
17.5
12.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,643
2,367
2,668
2,173
2,848
3,503
3,650
3,503
3,679
6,429
6,289
6,650
7,024
7,460
8,024
8,470
8,470
Depreciation Expense
19,905
30,543
29,149
38,514
60,244
63,593
48,421
54,122
47,729
58,497
90,272
144,559
46,926
66,017
150,820
120,944
120,944
Net Income, GAAP
10.49
14.3
12.98
12.98
15.94
18.01
11.17
6.95
17.17
9.01
11.79
11.08
21.46
12.63
12.45
11.73
11.73
Effective Tax Rate (%)
7.64
12.54
7.91
10.12
15.8
14.8
11.06
13.29
11.66
13.05
19.09
30.1
18.4
38.41
43.45
31.89
31.89
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
102,342
105,845
106,287
118,763
151,887
154,152
183,676
216,119
232,774
298,380
335,933
318,358
343,114
407,810
479,543
600,645
600,645
LT Debt
222,273
237,794
325,516
341,900
416,161
376,077
427,105
488,771
468,826
619,686
776,783
983,842
573,609
816,606
965,795
997,808
997,808
Total Equity
6.11
- -
7.75
7.36
11.63
11.12
8.4
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
18.36
24.51
19.24
20.69
28.57
27.49
19.9
21.19
16.98
21.66
29.21
33.5
9.63
16.87
35.67
21.06
21.06
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
16,000
16,000
16,000
Shares Outstanding
14,007
14,007
13,666
Market Capitalization
1,192,349
1,237,068
1,346,345

Working Capital

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
887,497
877,100
922,186
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.04%
9.78%
3.31%
Free Cash Flow
-156.39%
-16.35%
-91.91%
Net Income, GAAP
19.49%
28.39%
-19.81%
Sales/Revenue/Turnover
4.37%
6.65%
9.28%
Total Cash Common Dividend
14.15%
31.98%
70.75%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
32,232
67,275
56,582
15,804
171,892
2024
89,195
84,110
71,626
102,156
347,087
2025
108,655
3,761
124,288
142,601
379,305

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1
1.81
1.78
- -
4.71
2024
2.17
3.38
2.86
- -
10.77
2025
2.93
0.74
2.82
- -
8.63

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.58
2024
- -
- -
- -
- -
2.58
2025
- -
- -
- -
- -
4.41
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Business
Fubon Financial Holding Co., Ltd. delivers a diverse array of financial solutions across Taiwan, Asia, and global markets. The company operates through key business divisions including banking, life insurance, property and casualty insurance, and securities. Its extensive offerings encompass a wide range of insurance plans, such as property, health, accident, motor, liability, and various commercial and personal coverage options, alongside protection against natural disasters. In its banking segment, Fubon provides services spanning retail, consumer, corporate, and investment banking, coupled with credit card, trust, and loan facilities. The securities arm delivers brokerage, margin lending, trading, underwriting, and asset management services, including futures and investment management. Additionally, the company is involved in venture capital, IT software, creditor's rights management, real estate investment, and sports and stadium operations. Established in 1961 and headquartered in Taipei, Taiwan, Fubon Financial has expanded its footprint substantially, including significant mergers such as the acquisition of Jih Sun Financial Holdings in early 2023 to bolster its banking and securities operations, marking Taiwan's first financial holding company merger. The company consistently leads Taiwan's financial sector in earnings per share for sixteen consecutive years and holds a top market capitalization, driven by strategic regional expansion in Greater China and other Asian markets. Fubon is also deeply committed to sustainability, integrating ESG strategies and receiving international recognition for its efforts.