China Everbright Bank Company Limited

China Everbright Bank Company Limited

6818.HK
China Everbright Bank Company LimitedHK flagHong Kong Stock Exchange
3.18
HKD
-0.02
- -
187.89BMarket Cap
China Everbright Bank Company Limited
6818.HK
(Hong Kong Stock Exchange)

Recent

price

3.18

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1
1.15
1.47
1.61
1.69
1.99
1.95
1.86
2
2.42
2.56
2.5
2.51
2.21
2.01
1.89
1.95
Revenue per Share
0.36
0.45
0.58
0.66
0.62
0.63
0.63
0.64
0.61
0.68
0.68
0.71
0.74
0.62
0.62
0.58
0.62
Basic EPS, GAAP
0.32
1.11
6.62
-0.08
0.68
4.47
7.2
-2.99
0.28
1.1
1.98
-1.92
-1.01
-0.13
-3.19
2.32
2.15
Free Cash Flow per Basic Share
0.03
0.11
0.15
0.12
0.22
0.33
0.44
0.5
0.53
0.47
0.48
0.53
0.63
0.61
0.65
0.64
0.71
Dividend per Share
1.33
1.43
1.46
2.1
2.13
2.37
2.44
2.93
2.77
3.15
3.43
3.43
3.85
3.93
4.13
4.47
4.27
Book Value per Share
2.25
2.35
2.76
3.73
3.81
4.31
4.55
5.54
5.26
5.79
6.95
6.79
7.27
7.36
7.72
8.01
7.78
Tangible Book Value per Share
35,528
40,151
40,674
40,477
46,585
46,870
48,141
49,289
55,179
54,932
55,640
61,137
60,550
65,794
67,252
66,941
67,618
Basic Weighted Avg Shares
35,530
46,072
59,916
65,306
78,531
93,159
94,037
91,850
110,244
132,812
142,577
152,841
151,695
145,649
135,402
126,311
131,522
Sales/Revenue/Turnover
47.79
- -
52.59
52.5
48.92
42.12
42.47
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,736
1,117
1,394
1,634
1,941
2,105
2,182
2,136
2,164
4,464
4,953
5,448
5,964
6,316
6,456
6,393
- -
Depreciation Expense
12,790
18,068
23,591
26,715
28,883
29,528
30,329
31,545
33,659
37,354
37,835
43,407
44,807
40,792
41,696
38,826
41,831
Net Income, GAAP
25.23
25.3
25.23
22.27
24.97
24.85
24.37
22.23
17.46
17.1
16.69
17.57
19.52
17.45
18.58
21.22
19.68
Effective Tax Rate (%)
36
39.22
39.37
40.91
36.78
31.7
32.25
34.34
30.53
28.13
26.54
28.4
29.54
28.01
30.79
30.74
31.81
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
34,214
43,362
75,905
93,064
126,420
270,366
508,001
552,194
592,486
549,198
613,556
953,894
1,074,723
1,303,880
1,458,086
1,546,942
1,395,741
LT Debt
81,463
96,150
114,322
153,052
179,483
224,047
251,068
305,436
322,473
386,054
455,040
484,366
510,013
554,785
590,231
607,442
597,182
Total Equity
12.04
- -
14.05
12.05
10.32
7.28
4.78
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.03
34.41
40.36
37.01
31.31
28.06
26.58
24.09
22.63
22.93
20.81
21.67
20.21
16.59
15.55
13.45
14.97
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
64,906
64,906
64,906
Shares Outstanding
59,086
59,086
59,086
Market Capitalization
196,730
199,924
241,888

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
517,560
584,257
621,977
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.67%
5.96%
2.92%
Free Cash Flow
201.68%
366.03%
-172.55%
Net Income, GAAP
3%
0.87%
-6.88%
Sales/Revenue/Turnover
3.52%
-2.26%
-6.71%
Total Cash Common Dividend
11.68%
10.43%
-2.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34,480
35,318
32,589
33,015
135,402
2025
33,086
32,832
32,041
- -
126,311
2026
31,811
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
- -
0.2
- -
0.62
2025
0.19
- -
- -
- -
0.58
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
- -
0.28
- -
0.65
2025
0.21
- -
- -
- -
0.64
2026
0.2
- -
- -
- -
- -
Business
China Everbright Bank Company Limited delivers a wide spectrum of financial solutions and services to its corporate clientele, governmental bodies, retail consumers, and individual clients across Mainland China, along with international operations in Hong Kong, Macao, Luxembourg, Seoul, and Sydney. The institution structures its operations primarily through its Corporate Banking, Retail Banking, Financial Market Business, and Other segments. Its offerings encompass various deposit options, including demand, time, pledged, and notice accounts, alongside specialized RMB general and intelligent agreement deposits, and structured products. For lending, it provides working capital, fixed asset, project financing, syndicated, entrusted, and automotive loans, as well as personal loans and advances, and overdraft facilities. The bank is also a significant issuer of credit and debit cards. Beyond traditional banking, China Everbright Bank extends a comprehensive suite of services such as bank acceptance bills, diverse investment banking activities including bond underwriting, M&A financing, and asset securitization. It also specializes in trade finance, agency services, sophisticated cash management systems, financial consulting and advisory, remittance and settlement, guarantees, and advanced wealth management solutions. Furthermore, it facilitates securities agency, inter-bank money market transactions and investments, repurchase agreements, equity investments, leasing, capital market operations, asset management, and treasury services, all complemented by robust online, mobile, and private banking platforms. The bank actively engages in trading debt securities, derivatives, and foreign currency accounts. In recent developments, China Everbright Bank continues to emphasize digital transformation, enhancing its cloud payment services and integrating technology into its M&A loan business. The bank reported total operating income of approximately RMB 104.68 billion for the fiscal year ended December 31, 2022, primarily driven by interest income, fee-based services, and investment activities. By the end of 2023, the bank had expanded its domestic footprint to 1,312 branches and outlets, spanning 150 key economic cities, and maintains its headquarters in Beijing, China, since its establishment in August 1992.