1. Saudi Arabia Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Amana Cooperative Insurance Company

Amana Cooperative Insurance Company

8310.SR
Amana Cooperative Insurance CompanySA flagSaudi Exchange
6.93
SAR
+0.42
- -
297.99MMarket Cap
Amana Cooperative Insurance Company
8310.SR
(Saudi Exchange)

Recent

price

6.93

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
-0.43
4.07
0.93
1.97
8.13
10.78
11.04
6.27
9.24
16.91
19.83
19.52
7.91
4.32
5.26
- -
7.31
Revenue per Share
-1.89
-2.56
-1.42
-0.16
-2.88
-0.5
0.46
0.07
-2.67
-3
-4.76
-9.16
-1.7
0.59
0.28
- -
-0.32
Basic EPS, GAAP
1.42
4
-2.93
-1.65
4.62
-1.47
-3.96
-5.02
1.51
-2.77
-1.82
-10.57
-3.34
-0.09
0.38
- -
0.35
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
12.49
12.49
12.49
- -
4.9
4.31
- -
- -
- -
12.43
7.12
-2.58
7.6
5.66
5.94
- -
5.49
Book Value per Share
10.6
9.94
8.51
8.05
4.93
4.34
4.75
10.46
12.6
12.59
7.03
0.17
8.84
6.56
7.25
- -
6.98
Tangible Book Value per Share
26
26
26
26
26
26
26
11
8
12
13
13
28
43
43
- -
43
Basic Weighted Avg Shares
-11
104
24
50
208
276
283
70
70
210
258
254
224
186
226
285
314
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
1
- -
- -
- -
- -
- -
- -
2
2
2
2
2
1
1
1
Depreciation Expense
-48
-65
-36
-4
-74
-13
12
1
-20
-37
-62
-119
-48
25
12
-13
-14
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
17.19
26.12
- -
34.36
Effective Tax Rate (%)
435.05
-62.79
-153.32
-7.96
-35.37
-4.62
4.14
1.07
-28.87
-17.74
-23.98
-46.94
-21.49
13.7
5.32
-4.67
-4.36
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
272
255
218
206
126
111
122
117
96
157
92
3
251
283
313
311
305
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
11.09
4.82
- -
0.1
Return on Capital (%)
- -
-20.46
-11.4
-2.5
-117.43
-10.83
21.23
- -
- -
-48.27
-50.1
- -
- -
11.09
4.82
-5.34
-5.65
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
43
43
43
Market Capitalization
346
260
248

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
271
271
237
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
903.4%
1,804.78%
-0.61%
Free Cash Flow
-55.51%
-25.57%
39.25%
Net Income, GAAP
-330.28%
-76.57%
-210.41%
Sales/Revenue/Turnover
16.67%
3.44%
25.85%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
48
55
62
61
226
2025
59
70
75
81
285
2026
89
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.22
- -
- -
0.28
2025
-0.14
0.13
-0.19
- -
- -
2026
-0.15
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Amana Cooperative Insurance Company (8310.SR) operates as a provider of cooperative insurance products and services in the Kingdom of Saudi Arabia. The company offers a comprehensive range of insurance solutions, including motor insurance; health and medical insurance; property and engineering insurance; marine cargo and hull insurance; general liability insurance; personal accident insurance; travel insurance; and workers' compensation insurance. These products cater to individual, corporate, and government clients across various sectors, with distribution through direct sales, brokers, and digital platforms. Established in 2006 and headquartered in Riyadh, Saudi Arabia, Amana focuses on the domestic market while adhering to Sharia-compliant principles as a cooperative entity regulated by the Saudi Arabian Monetary Authority (SAMA). Its business segments encompass conventional and takaful insurance lines, targeting retail consumers, SMEs, and large enterprises primarily within the Kingdom. The company maintains operations solely in Saudi Arabia, with no significant international presence or subsidiaries noted. In recent developments, Amana has pursued strategic enhancements without major publicized acquisitions, funding rounds, or name changes as of late 2025. The firm continues to expand its digital offerings and partnerships with local brokers to bolster market penetration amid competitive growth in the Saudi insurance sector. No significant operational reorganizations or new product launches have been reported in the past 1-2 years.