Caisse Régionale de Crédit Agricole du Morbihan

Caisse Régionale de Crédit Agricole du Morbihan

CMO.PA
Caisse Régionale de Crédit Agricole du Morbihanundefined flagEuronext Paris
131.20
EUR
+4.18
- -
204.50MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
40.85
40.69
44.18
42.58
43.01
43.21
40.94
38.88
- -
48.23
39.4
44.56
44.7
Basic EPS, GAAP
7.95
8.47
10.87
8.17
10.17
12.76
10.78
9.96
- -
15.7
9.89
13.16
13.11
Free Cash Flow per Basic Share
-19.56
11.92
23.77
65.48
-24.51
-5.29
32.5
60.6
- -
-57.77
-84.2
-12.88
11.26
Dividend per Share
1.19
-3.75
1.14
0.9
0.89
-5.45
-6.21
-3.1
- -
3.67
4.48
1.78
1.09
Book Value per Share
185.16
182.89
197.46
210.4
222.41
243.76
260.7
273.85
- -
300.62
306.75
318.09
329.29
Tangible Book Value per Share
187.49
199.88
215.07
228.08
243.35
285.56
309.73
315.19
- -
354.52
377.2
406.79
450.51
Basic Weighted Avg Shares
5
5
5
5
5
5
5
5
- -
5
5
5
5
Sales/Revenue/Turnover
216
215
232
223
225
227
215
204
224
253
206
233
234
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
4
4
4
4
4
4
6
6
6
6
5
6
Net Income, GAAP
42
45
57
43
53
67
57
52
69
82
52
69
69
Effective Tax Rate (%)
35.23
32.19
31.2
36.34
31.41
22.29
29.27
22.02
24.35
17.7
9.03
11.55
12.66
Profit Margin (%)
19.45
20.81
24.61
19.2
23.65
29.54
26.34
25.61
30.81
32.56
25.11
29.52
29.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
268
282
265
150
174
42
21
43
39
44
28
37
28
Total Equity
994
1,055
1,129
1,193
1,276
1,499
1,625
1,653
1,883
1,859
1,973
2,128
2,362
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
4.59
4.59
5.7
4
4.71
5.48
4.28
3.72
4.67
5.33
3.25
4.21
4.06

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.78%
7.52%
11.02%
Free Cash Flow
-92.02%
-50.11%
-187.63%
Net Income, GAAP
4.92%
9.44%
-0.09%
Sales/Revenue/Turnover
0.54%
3.58%
0.57%
Total Cash Common Dividend
-109.78%
-65.26%
-38.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
206
2024
- -
- -
- -
- -
233
2025
- -
- -
- -
- -
234

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
9.89
2024
- -
- -
- -
- -
13.16
2025
- -
- -
- -
- -
13.11

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
4.48
2024
- -
- -
- -
- -
1.78
2025
- -
- -
- -
- -
1.09

Company Description

APIChat
CEO
Christophe Grelier
Full Time Employees
1,023
Sector
Financial Services
Industry
Banks - Regional
Address
Avenue de Kéranguen Vannes France 56956
IPO Date
Jan 3, 2000
Business
Caisse Regionale de Credit Agricole du Morbihan (CMO.PA) operates as a regional cooperative bank in France, providing retail banking, insurance, and financial services primarily to individuals, private banking clients, professionals, farmers, associations, businesses, local authorities, and social housing organizations in the Morbihan department. The company offers bank and savings accounts; term savings products, treasury and project management services; bank cards, collection solutions, lease financing, health payment solutions, leasing, and mobile payments; medium- and long-term loans, real estate loans, consumer loans, vehicle loans, work credits, and medium-term credits; real estate, financial, cash, community, social housing, responsible, and short- to medium-term investments; as well as a comprehensive range of insurance products including home, auto, life, health, pension, agricultural equipment, activity, civil liability, legal protection, and borrower insurances. Founded in 1904 and headquartered in Vannes, France, it maintains a network of local banking outlets and branches serving the Brittany region, while operating as a subsidiary within the Credit Agricole S.A. group. In recent developments, the bank continues to emphasize local reinvestment of results into community projects and digital enhancements like the Ma Banque mobile application, with ongoing support for customer engagement in solidarity actions and privileged local offers amid stable operations in 2024-2025.