Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative

Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative

CRAP.PA
Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérativeundefined flagEuronext Paris
166.94
EUR
+1.94
- -
113.15MMarket Cap
Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative
CRAP.PA
(Euronext Paris)

Recent

price

166.94

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
- -
62.4
53.03
57.74
58.11
58.13
51.6
56.49
48.85
51.01
45.93
57.4
60.5
57.62
60.82
59.5
Revenue per Share
- -
11.74
10.13
11.71
12.12
13.02
9.12
10.73
9.24
10.03
6.46
15.74
19.49
15.64
18
18.19
Basic EPS, GAAP
- -
7.67
19.14
-11.94
33.51
-5.22
81.34
31.15
35.15
10.09
162.25
96.85
-147.64
-84.41
29.56
-50.63
Free Cash Flow per Basic Share
- -
- -
2.68
2.59
2.54
2.26
1.89
- -
2.32
2.5
2.35
1.42
2.33
- -
- -
- -
Dividend per Share
- -
65.48
64.38
216.1
64.93
64.12
57.71
257.23
95.17
99.1
95.19
110.23
118.9
113.39
84.62
86.36
Book Value per Share
- -
235.86
244.29
252.82
263.37
272.5
277.69
329.95
327.3
347.27
338.72
394.97
395.2
425.65
464.68
520.85
Tangible Book Value per Share
- -
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
Basic Weighted Avg Shares
434
467
396
432
435
435
386
421
364
380
342
427
450
429
453
443
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
12
13
13
13
12
13
13
13
12
15
17
18
17
16
17
17
Depreciation Expense
94
88
76
88
91
98
68
80
69
75
48
117
145
116
134
135
Net Income, GAAP
25.74
28.64
36.81
40.78
33.74
33.45
29.9
28.01
24.66
29.94
34.24
23.07
16.18
14.55
13.32
16.47
Effective Tax Rate (%)
21.72
18.81
19.11
20.28
20.86
22.4
17.68
18.99
18.91
19.66
14.06
27.41
32.21
27.14
29.59
30.57
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8,485
1,869
2,820
1,548
1,142
834
809
1,030
770
775
1,104
737
455
716
718
334
LT Debt
1,707
1,766
1,826
1,892
1,972
2,040
2,077
2,462
2,439
2,587
2,522
2,939
2,942
3,168
3,458
3,876
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.13
14.09
15.6
8.35
8.63
20.19
14.96
6.81
5.24
10.32
6.64
15.32
17.01
13.46
18.18
21.27
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.85%
9.11%
12.07%
Free Cash Flow
-101.06%
-148.38%
-271.22%
Net Income, GAAP
11%
32.76%
1.04%
Sales/Revenue/Turnover
0.76%
5.78%
-2.18%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
429
2024
- -
- -
- -
- -
453
2025
- -
- -
- -
- -
443

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
15.64
2024
- -
- -
- -
- -
18
2025
- -
- -
- -
- -
18.19

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative operates as a regional cooperative bank headquartered in Aix-en-Provence, France, founded in 1885. It provides a broad range of banking and insurance products and services primarily to individuals, farmers, self-employed professionals, small and medium-sized enterprises (SMEs), associations, and companies within the Alpes Provence region. Its main offerings include current accounts; credit and debit cards; savings accounts, time deposit accounts, and retirement and housing savings plans; consumer loans, car loans, mortgage loans, and agricultural loans. The bank also delivers insurance products covering life, health, home, vehicle, leisure, borrower insurance, and welfare. Additionally, it offers financial investment services including stock market investments and real estate financing, as well as cash management, leasing, business creation finance, and real estate development services. The institution operates a network of over 70 local branches and is a member of the Crédit Agricole Group. Recently, the Caisse Régionale de Crédit Agricole Mutuel Alpes Provence has maintained strategic emphasis on local investment, reinvesting about 90% of its regional results into projects that promote local development and social inclusion, including partnerships with local associations and support for agricultural development. Operationally, the bank manages approximately €26 billion in deposits and €19.4 billion in credit as of the end of 2024. It has focused on expanding its product and service portfolio to include digital and mobile banking enhancements, as well as sustained its commitments to environmental and social governance initiatives, including the installation of renewable energy solutions for associated businesses. There were no major acquisitions or name changes reported in the most recent year, but the bank continues to adapt its service offerings to evolving client needs in a challenging economic context marked by subdued internal demand and cautious real estate markets. The company remains a key player in retail banking and insurance in its region, leveraging its cooperative status to prioritize customer relationships and community engagement while supporting a wide clientele that spans private banking, agriculture, and institutional sectors within France. Its strategic alignment with the broader Crédit Agricole Group ensures access to extensive financial resources and expertise. The bank's continued focus on local projects and digital transformation reflects its ongoing efforts to enhance regional economic resilience and customer service quality.