Banco BBVA Argentina S.A.

Banco BBVA Argentina S.A.

BBAR
Banco BBVA Argentina S.A.US flagNew York Stock Exchange
17.71
USD
-1.16
- -
3.62BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
43.78
64.05
76.5
97.83
288.84
436.3
839.14
1,414.95
4,451.47
12,934.02
26,769.6
22,077.49
14,954.78
16,574.8
Basic EPS, GAAP
11.31
17.91
21.15
20.36
15.29
-15.28
161.27
144.7
279.15
1,953.7
2,200.1
2,321.36
1,543.03
1,479.42
Free Cash Flow per Basic Share
-1.04
-1.68
-1.58
-2.34
-256.83
484.07
357.26
-191.3
3,091.43
3,207.77
7,841.68
15,618.19
3,836.04
6,477.15
Dividend per Share
- -
0.16
- -
8.18
11.68
13.4
37.26
- -
- -
85.56
3.9
583.61
83.26
66.67
Book Value per Share
37.22
54.96
73.88
31.25
7.17
-47.31
-124.91
-427.79
-322.75
-698.45
-1,805.22
10,016.38
10,983.51
1,726.58
Tangible Book Value per Share
40.28
58.47
77.21
212.37
255.36
338.28
557.01
835.11
1,519.71
5,363.75
14,731.42
16,402.54
16,764.95
19,025.86
Basic Weighted Avg Shares
179
179
179
179
192
204
204
204
204
204
204
204
204
204
Sales/Revenue/Turnover
7,835
11,462
13,691
17,508
55,339
89,101
171,372
288,963
909,154
2,641,601
5,467,334
4,509,033
3,054,315
3,385,183
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
101
140
201
248
2,199
4,026
8,647
11,955
33,859
69,640
79,866
104,728
111,103
122,475
Net Income, GAAP
2,024
3,204
3,784
3,644
2,929
-3,120
32,935
29,551
57,012
399,018
449,341
474,106
315,144
302,151
Effective Tax Rate (%)
35.65
34.27
35.14
40.2
27.98
156.74
11.45
44.38
33.06
- -
49.81
17.29
36.02
35.27
Profit Margin (%)
25.84
27.96
27.64
20.81
5.29
-3.5
19.22
10.23
6.27
15.11
8.22
10.51
10.32
8.93
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,867
2,511
3,717
4,590
4,051
12,308
21,739
20,705
29,486
74,096
137,590
457,614
1,488,384
668,576
Total Equity
7,329
10,608
14,054
38,522
49,517
70,059
114,817
172,893
317,540
1,125,425
3,080,857
3,441,070
3,543,354
4,023,593
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
35.84
38.85
32.83
38.73
84.08
- -
- -
- -
- -
- -
- -
- -
14.7
74.13

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,823
3,376
- -
LT Borrowings
943,353
1,440,263
668,576
LT Finance Leases
42,594
48,122
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
613
613
613
Market Capitalization
2,347,028
5,356,396
4,536,710

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,840,913
6,645,472
7,573,382
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
465,709
638,232
218,910
ST Debt
2,823
3,376
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
88.51%
105.3%
2.97%
Free Cash Flow
964.89%
-308.84%
-75.44%
Net Income, GAAP
-71.84%
135.48%
-33.53%
Sales/Revenue/Turnover
92.83%
92.47%
-32.26%
Total Cash Common Dividend
- -
- -
-85.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,402,129
1,129,135
771,556
731,146
4,509,033
2025
918,496
794,409
846,372
584,558
3,054,315
2026
1,159,844
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
265.51
757.85
643.01
440.77
2,321.36
2025
509.24
271.04
171.79
652.62
1,543.03
2026
383.97
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
207.48
32.97
583.61
2025
- -
- -
32.08
34.59
83.26
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Jorge Alberto Bledel
Full Time Employees
6,289
Sector
Financial Services
Industry
Banks - Regional
Address
Avenida COrdoba 111 Buenos Aires Argentina C1054AAA
IPO Date
Nov 24, 1993
Business
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A. operates as a leading private universal bank in Argentina, providing a comprehensive range of retail, small and medium-sized enterprise (SME), and corporate and investment banking products and services nationwide through its multiple-channel distribution network, including 245 branches, digital platforms such as the BBVA App, and strategic partnerships; core offerings encompass checking and savings accounts, time deposits, credit card financing, consumer loans, mortgages, secured loans, personal loans up to ARS 40 million, business credit lines, factoring, transactional and payroll services, global transaction services, risk management, securities brokerage, project finance, syndicated loans, mergers and acquisitions advisory, insurance products including fire, theft, personal accidents, and credit life coverage, asset management via BBVA Asset Management Argentina S.A., and investment products, complemented by digital tools like MODO for payments, Openpay for merchant financing, and the Azul virtual assistant. Founded in 1886 and headquartered in Buenos Aires, the bank is a subsidiary of Banco Bilbao Vizcaya Argentaria S.A. since 1996, which holds a majority stake, and maintains subsidiaries and joint ventures such as PSA Finance Argentina Compañía Financiera S.A. (50% owned), Rombo Compañía Financiera S.A. (40%), Volkswagen Financial Services Cía Financiera S.A. (51%), and associates including Openpay Argentina S.A., focusing on vehicle financing, mutual funds administration, and digital payment solutions while serving 3.7 million active clients, including 3.5 million in retail, 179,000 SMEs, and over 800 corporate clients across sectors like energy, infrastructure, telecommunications, and heavy industries. Recent developments include the strategic launch of its Spark business unit in September 2023 for tech startups and entrepreneurs, growing to 215 clients by December 2024; a deliberate shift in loan portfolio mix to 56.5% commercial loans (up from 50.7%) and increased SME lending market share to 12.1% by end-2024; digital sales reaching 91% of retail units; and in November 2025, regulatory approval for the acquisition of 50% of FCA Compañía Financiera S.A. in partnership with Stellantis Financial Services Europe to bolster auto financing and market positioning.

Company News

APIChat
  • Is Banco BBVA Argentina SA (BBAR) Overvalued After 5.1% Rally? GF Value Says Overvalued

  • Banco BBVA Argentina S.A. (BBAR) Q1 2026 Earnings Call Transcript

  • BBVA Banco Frances Q1 Earnings Call Highlights

  • BBVA Argentina announces First Quarter 2026 Financial Results

  • Banco BBVA Argentina SA (BBAR) Shares Fall 3.3% -- What GF Score of 76 Tells Investors

  • Banco BBVA Argentina SA (BBAR) Stock Down 3.7% but Still Overvalued -- GF Score: 75/100

  • BBVA Banco Frances S.A. (NYSE:BBAR) Receives Average Recommendation of “Moderate Buy” from Brokerages

  • Banco BBVA Argentina Has Filed Its Annual Report on Form 20-F for the Fiscal Year 2025

  • JPMorgan Chase & Co. Increases Stock Position in BBVA Banco Frances S.A. $BBAR

  • Analysts Set BBVA Banco Frances S.A. (NYSE:BBAR) Price Target at $17.67

  • Comparing Banco Bradesco (NYSE:BBDO) and BBVA Banco Frances (NYSE:BBAR)

  • Banco BBVA Argentina S.A. (BBAR) Q4 2025 Earnings Call Transcript

  • BBVA Argentina announces Fourth Quarter and Fiscal Year 2025 Financial Results

  • BBVA Banco Frances (NYSE:BBAR) Stock Passes Above 200 Day Moving Average – Here’s Why

  • BBVA Argentina Announces Fourth Quarter and Fiscal Year 2025 Financial Results Schedule

  • After a Tough Year, This Emerging-Market Bank Gets Right-Sized With a $4 Million Sale

  • BBVA Banco Frances S.A. $BBAR Shares Sold by Chesapeake Asset Management LLC

  • Banco BBVA Argentina S.A. (BBAR) Q3 2025 Earnings Call Transcript

  • BBVA Argentina Announces Third Quarter 2025 Financial Results

  • BBVA Argentina announces Third Quarter 2025 Financial Results Schedule