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IIFL Finance Ltd.

IIFL Finance Ltd.

IIFL.BO
IIFL Finance Ltd.IN flagBombay Stock Exchange
530.50
INR
+32.50
- -
225.58BMarket Cap
IIFL Finance Ltd.
IIFL.BO
(Bombay Stock Exchange)

Recent

price

530.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
49.66
42.41
52.15
50.89
64.96
66.96
43.46
109.89
65.96
62.92
85.41
103.02
133.08
164.56
137.81
- -
141.18
Revenue per Share
7.24
4.58
9.1
9.14
14.34
15.86
21.02
24.25
20.43
12.89
19.51
30.43
38.36
46.29
9.07
- -
7.64
Basic EPS, GAAP
-38.47
-66.73
-65.04
-4.46
-70.86
-4.06
-133.06
-325.26
9.1
26.83
-92.99
43.11
-140.28
-232.18
-115.93
- -
- -
Free Cash Flow per Basic Share
3.4
1.7
3.6
3.62
3.56
5.9
5.25
6.83
4.93
2.54
2.92
3.4
4.44
4.78
- -
- -
- -
Dividend per Share
12.07
11.98
14.31
13.24
19.53
19.27
14.31
25.54
23.26
30.35
42.75
61.7
79.32
111.83
106.36
- -
- -
Book Value per Share
56.02
59
65.52
70.95
89.06
125.11
162.93
189.8
112.02
122.41
138.4
165.66
260.75
316.3
333.96
- -
- -
Tangible Book Value per Share
296
297
299
304
312
322
326
328
389
389
390
390
391
381
418
- -
424
Basic Weighted Avg Shares
14,720
12,593
15,593
15,487
20,267
21,583
14,188
36,011
25,653
24,490
33,275
40,220
52,051
62,699
57,550
76,565
59,917
Sales/Revenue/Turnover
37.64
56.64
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
582
802
839
679
592
661
159
671
318
1,056
1,057
1,217
1,526
1,808
1,886
2,106
1,896
Depreciation Expense
2,147
1,361
2,722
2,781
4,473
5,112
6,861
7,947
7,946
5,018
7,601
11,879
15,003
17,635
3,788
16,608
3,240
Net Income, GAAP
31.35
31.8
30.24
30.59
34.19
34.14
33.54
29.52
29.58
30.57
24.28
22.64
23.9
23.24
18.22
24.57
18.01
Effective Tax Rate (%)
14.59
10.81
17.46
17.96
22.07
23.68
48.36
22.07
30.98
20.49
22.84
29.54
28.82
28.13
6.58
21.69
5.41
Profit Margin (%)
9,320
17,450
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,223
63,621
96,663
106,307
148,530
167,222
257,664
343,266
265,171
279,961
325,831
360,862
400,174
471,357
515,334
696,981
- -
LT Debt
16,954
17,860
19,924
21,947
28,222
40,958
53,362
62,428
43,587
47,656
53,934
64,697
102,021
120,564
139,550
156,191
- -
Total Equity
9.8
6.27
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
15.19
7.5
2.7
2.5
3.12
2.77
2.41
1.77
2.48
1.77
2.39
3.26
3.36
3.2
0.33
2.33
0.33
Return on Capital (%)
103.53
38.14
69.47
66.95
88.38
83.07
126.07
121.87
91.26
48.12
53.4
58.31
54.45
47.9
8.7
73.38
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
425
- -
Market Capitalization
171,554
136,660
200,526

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
22,909
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.31%
24.7%
11.92%
Free Cash Flow
264.45%
-73.23%
190.34%
Net Income, GAAP
42.48%
72.02%
338.47%
Sales/Revenue/Turnover
21.77%
19.12%
33.04%
Total Cash Common Dividend
- -
- -
9.58%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14,416
16,034
16,865
15,384
62,699
2025
14,338
15,861
13,402
13,949
57,550
2026
16,705
19,830
20,757
- -
76,565

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11.18
12.45
12.86
- -
46.29
2025
7.24
-3.72
0.96
4.89
9.07
2026
5.49
10.92
13.8
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
4.78
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
IIFL Finance Limited (NSE: IIFL, BSE: 532636), a leading non-banking financial company in India, provides a diverse range of lending products and services through its subsidiaries including IIFL Home Finance Limited, IIFL Samasta Finance Limited and IIFL Open Fintech Private Limited; these encompass home loans, gold loans, business loans including loans against property and medium and small enterprise financing, microfinance, developer and construction finance, and capital market finance, catering to retail and corporate clients primarily in underserved and underbanked segments. Founded in 1995 and headquartered in Mumbai with registered offices in Thane, Maharashtra, the company operates a nationwide network of over 2600 branches across more than 500 cities and 24 states, managing assets under management of approximately Rs 90,122 crore as of September 2025. Recent developments include a strategic pivot to MSME lending with Rs 9,430 crore in new disbursals during FY25 following an RBI embargo on gold loans lifted in September 2024; acquisition of IIFL Open Fintech Private Limited in March 2025 and a 0.18% stake in NSE Limited for Rs 284 crore in April 2024; issuance of secured redeemable non-convertible debentures raising Rs 125 crore in September 2025 at 8.50% coupon with shareholder approval for further capital raising up to Rs 300 crore; and a joint venture with Open Financial Technologies launched in 2022 to introduce India's first neobank for MSMEs.