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    Financial - Credit Services
Ind Bank Housing Limited

Ind Bank Housing Limited

INDBNK.BO
Ind Bank Housing LimitedIN flagBombay Stock Exchange
47.99
INR
+0.79
- -
479.90MMarket Cap
Ind Bank Housing Limited
INDBNK.BO
(Bombay Stock Exchange)

Recent

price

47.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
-2.39
-11.94
0.16
0.21
0.45
0.32
0.66
1.71
0.04
0.1
0.06
- -
- -
- -
- -
- -
- -
Revenue per Share
-2.92
-12.48
-8.55
-9.24
-7.35
-11.5
-11.24
1.78
0.13
2.74
-0.19
-0.13
-0.56
-0.69
-0.31
- -
-0.29
Basic EPS, GAAP
7.58
-3.53
2.18
1.29
0.64
0.61
-11.25
-0.49
-0.18
-0.46
-0.23
-0.29
-0.11
-0.92
-0.34
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-63.3
10
-90.17
-99.41
-106.76
-118.24
-129.43
-127.71
-125.22
-124.62
-125.88
-125.15
-125.71
-126.4
0.1
- -
- -
Book Value per Share
-63.3
-75.79
-84.33
-93.58
-100.93
-112.41
-123.61
-121.88
-119.5
-118.8
-120.01
-119.32
-119.88
-120.57
-122.02
- -
- -
Tangible Book Value per Share
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
- -
10
Basic Weighted Avg Shares
-24
-119
2
2
4
3
7
17
- -
1
1
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
121.89
104.58
-121.98
37.76
1,636.75
-23.62
-1,925.8
86.27
-6.9
2,875.06
-566.4
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-29
-125
-85
-92
-74
-115
-112
18
1
27
-2
-1
-6
-7
-3
-1
-3
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
6.76
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
122.18
104.58
-5,227.17
-4,488.55
-1,640.71
-3,548.36
-1,691.42
103.8
318.6
2,738.72
-314.34
- -
- -
- -
- -
- -
- -
Profit Margin (%)
- -
- -
1
6
23
58
74
62
61
57
55
103
102
89
1
196
- -
Working Capital
703
766
850
946
1,051
1,170
1,299
1,290
1,290
1,290
1,290
1,290
1,290
1,290
13
1,290
- -
LT Debt
-633
-758
-843
-936
-1,009
-1,124
-1,237
-1,219
-1,217
-1,190
-1,192
-1,193
-1,199
-1,206
-1,209
-1,210
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
159.33
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
215.35
9.76
98.18
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1.75
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
13
13
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
- -
Market Capitalization
524
405
408

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
1
86
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.78%
0.3%
0.07%
Free Cash Flow
-466.4%
-531.65%
-3,323.49%
Net Income, GAAP
185.19%
39.41%
-71.25%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.06
-0.48
-0.09
- -
-0.69
2025
-0.12
-0.08
-0.05
- -
-0.31
2026
-0.11
0.06
-0.02
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Ind Bank Housing Limited is a housing finance company primarily engaged in providing long-term finance for residential construction and home purchases. Its core products and services include housing loans, real estate loans, mortgages, and construction loans targeted at individual borrowers and companies in India. The company operates predominantly in the Indian market and has its headquarters in Chennai. Founded in 1991, Ind Bank Housing Limited offers specialized financial services in the housing sector, focusing on lending for housing development and home acquisition. In recent strategic developments, Ind Bank Housing Limited has suspended issuing fresh loans since 2000 and currently focuses on the recovery of non-performing assets from its existing loan portfolio. In early 2025, HUDCO approved its exit from the company, signaling a significant shareholder change, while HUDCO increased its borrowing plans for the fiscal year 2024-25. These moves reflect major operational and ownership shifts. The company witnessed a revenue contraction in the last reported financial period, indicating challenging business conditions. Despite these challenges, Ind Bank Housing Limited continues to maintain its core business of housing finance recovery and asset management. The company has not reported any major new product launches or expansions in recent years but continues to manage its existing portfolio and recovery processes diligently. Ind Bank Housing is a subsidiary under Indian Bank, aligning its strategies closely with the parent bank's financial services framework. Its operations are primarily India-focused, serving the segment of housing finance in the country's financial ecosystem. Ind Bank Housing Limited’s service offerings include home loans, construction finance, and real estate-related financial products. The company’s recent focus has been on non-performing asset recovery and managing its loan portfolio amid industry-wide pressures on housing finance companies. The firm remains a key player in India’s housing finance industry, with specific emphasis on loan recoveries and management of existing assets following strategic ownership changes and market challenges. Overall, Ind Bank Housing Limited is a specialized housing finance company with a long-standing presence in India, currently navigating transition phases marked by ownership changes, focus on asset recovery, and operational realignment within the housing finance domain.