Judo Capital Holdings Limited (ASX:JDO) is an Australian challenger bank focused on providing relationship-driven lending and deposit products to small and medium-sized enterprises (SMEs) throughout Australia. The company offers business loans starting from $250,000, lines of credit, equipment finance, asset financing, bank guarantees, residential mortgages for business loan customers, agribusiness loans, home loans, and term deposits including personal, business, self-managed superannuation fund, and acquisition loans up to $15 million; it operates via a network of dedicated relationship bankers assessing opportunities based on business character rather than solely credit scores. Founded in 2016 and headquartered at 234 George Street in Melbourne, Victoria, Judo conducts its operations nationwide across all states and territories including Victoria, New South Wales, Queensland, Western Australia, South Australia, Tasmania, and the Australian Capital Territory. In recent developments, the company expanded its physical presence by adding five new locations and 15 bankers in the first half of fiscal 2025 with plans for 10 more locations and 20 additional bankers by year-end, while completing a major core systems replatforming with Thought Machine's Vault Core to enhance scalability and efficiency; its lending book grew 16% to $12.5 billion in FY25 alongside a 14% rise in underlying profit before tax to $125.6 million and deposits to $10 billion, targeting 50% profit growth in FY26 supported by a $1.9 billion approved pipeline and new digital deposit products.