WaFd, Inc.

WaFd, Inc.

WAFD
WaFd, Inc.US flagNASDAQ Global Select
37.08
USD
+0.24
- -
2.74BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.84
4.29
4.84
5.22
5.46
6.07
6.76
7.25
7.81
10.13
11.39
9.72
9.04
7.57
Basic EPS, GAAP
1.45
1.56
1.68
1.79
1.95
2.4
2.61
2.26
2.39
3.4
3.72
2.5
2.64
2.35
Free Cash Flow per Basic Share
1.45
1.21
1.01
1.97
1.85
1.92
2.47
1.76
3.93
3.93
3.05
5.58
2.6
2.15
Dividend per Share
0.36
0.42
0.53
0.55
0.84
0.66
0.79
0.87
1
1.17
1.2
1.2
1.24
0.95
Book Value per Share
6.94
8.3
10.07
11.8
13.25
15.58
18.29
20.29
22.95
27.95
30.74
28.73
28.19
- -
Tangible Book Value per Share
15.98
16.51
17.32
18.37
19.2
19.83
21.42
22.21
20.9
25.51
27.85
30.33
28.65
- -
Basic Weighted Avg Shares
105
101
96
91
89
85
80
77
73
65
65
74
80
76
Sales/Revenue/Turnover
402
434
463
477
486
516
544
556
566
662
743
722
725
577
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16
17
18
20
42
47
31
40
34
64
23
134
10
6
Net Income, GAAP
152
157
160
164
174
204
210
173
184
236
257
200
226
190
Effective Tax Rate (%)
35.42
35.75
35.75
33.89
32.27
20.76
19.99
20.87
21.24
21.23
20.81
21.88
21.95
21.9
Profit Margin (%)
37.68
36.3
34.61
34.37
35.73
39.5
38.64
31.17
32.44
35.72
34.66
27.71
31.19
33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,930
1,930
1,830
2,080
2,225
2,330
2,250
2,700
1,720
2,125
3,650
3,318
70
- -
Total Equity
1,938
1,973
1,956
1,976
2,006
1,997
2,033
2,014
2,126
2,274
2,426
3,000
3,040
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
22.65
20.09
17.78
16.07
15.38
16.29
15.04
11.46
10.78
12.71
12.68
8.96
9.63
16.13

Capital Structure

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
2,488
3,115
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
300
300
- -
Shares Outstanding
76
74
- -
Market Capitalization
2,534
2,440
2,924

Working Capital

FRC

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,983
4,159
- -
Accounts Receivable, Net
98
99
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.72%
8.84%
1.31%
Free Cash Flow
20.45%
27.57%
-49.77%
Net Income, GAAP
4.54%
6.85%
13.01%
Sales/Revenue/Turnover
4.72%
5.69%
0.42%
Total Cash Common Dividend
6.67%
5.3%
13.97%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
168
171
194
189
722
2025
172
180
186
188
725
2026
192
198
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.85
0.17
0.75
0.71
2.5
2025
0.54
0.65
0.73
0.73
2.64
2026
0.79
0.82
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.31
0.29
0.3
0.3
1.2
2025
0.3
0.31
0.31
0.31
1.24
2026
0.31
0.32
- -
- -
- -

Company Description

APIChatGPT
CEO
Brent J. Beardall
Full Time Employees
1,979
Sector
Financial Services
Industry
Banks - Regional
Address
425 Pike Street Seattle WA United States of America 98101
IPO Date
Nov 9, 1982
Business
WaFd, Inc. operates as a bank holding company, primarily through its subsidiary WaFd Bank, delivering a broad array of financial services. The company provides lending, various deposit products, and insurance offerings to individual consumers, small to large businesses, and commercial real estate developers and owners. Originally established in 1917, and previously known as Washington Federal, Inc. before its 2023 rebranding, the firm maintains its headquarters in Seattle, Washington. With a network of branches spanning nine western states, WaFd Bank has recently refocused its strategy by exiting single-family mortgage origination to concentrate on commercial and small business lending.

Company News

APIChatGPT
  • WaFd, Inc. (WAFD) Q3 2026 Earnings Call Transcript

  • WaFd Q3 Earnings Call Highlights

  • WAFD Q3 Earnings Lag on Higher Provisions & Expenses, Revenues Up Y/Y

  • WaFd (WAFD) Reports Q3 Earnings: What Key Metrics Have to Say

  • WaFd (WAFD) Lags Q3 Earnings Estimates

  • WaFd Announces Quarterly Earnings Per Share Of $0.84

  • Buccaneer Energy reserves rise 18% as bank lifts oil price assumption

  • Why WaFd (WAFD) is a Top Dividend Stock for Your Portfolio

  • WaFd: Regional Bank Preferred Share Offering 7.5% Dividend Yield

  • WaFd (WAFD) is a Top Dividend Stock Right Now: Should You Buy?

  • Despite Underperformance, WaFd Can Still Deliver

  • WaFd, Inc. Announces Cash Dividend of 27 cents per share

  • Why WaFd (WAFD) Might be Well Poised for a Surge

  • WaFd (WAFD) Could Be a Great Choice

  • WaFd (WAFD) Upgraded to Buy: What Does It Mean for the Stock?

  • Are You Looking for a High-Growth Dividend Stock?

  • WaFd (NASDAQ:WAFD) Hits New 52-Week High on Earnings Beat

  • WaFd, Inc. (WAFD) Q2 2026 Earnings Call Transcript

  • WAFD Q2 Earnings Beat Estimates on Strong Y/Y NII & Fee Income Growth

  • WaFd (WAFD) Surpasses Q2 Earnings and Revenue Estimates