Línea Directa Aseguradora, S.A.

Línea Directa Aseguradora, S.A.

LDA.MC
Línea Directa Aseguradora, S.A.ES flagMadrid Stock Exchange
1.15
EUR
-0.01
- -
1.25BMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
0.84
0.85
0.87
0.89
0.93
1.01
Basic EPS, GAAP
0.12
0.1
0.06
- -
0.06
0.08
Free Cash Flow per Basic Share
-0.02
-0.01
-0.01
-0.02
-0.02
-0.01
Dividend per Share
0.03
0.18
0.07
- -
0.03
0.04
Book Value per Share
0.16
0.14
0.09
0.04
0.1
0.12
Tangible Book Value per Share
0.42
0.33
0.25
0.26
0.29
0.33
Basic Weighted Avg Shares
1,088
1,088
1,088
1,088
1,070
1,071
Sales/Revenue/Turnover
913
923
942
967
998
1,086
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
Net Income, GAAP
135
110
63
-4
64
86
Effective Tax Rate (%)
24.93
24.14
24.46
- -
22.92
24.91
Profit Margin (%)
14.77
11.93
6.7
-0.45
6.43
7.89
Working Capital
- -
- -
- -
- -
- -
- -
LT Debt
3
5
4
3
- -
- -
Total Equity
467
378
290
313
358
404
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
66.41
47.64
- -
85.78
72.33
Return on Common Equity (%)
- -
67.56
49.18
-6.17
87.43
72.33

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-1.43%
12.88%
Free Cash Flow
- -
18.03%
-46.7%
Net Income, GAAP
- -
-339.46%
33.47%
Sales/Revenue/Turnover
- -
3.57%
8.83%
Total Cash Common Dividend
- -
627.72%
50.05%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
998
2025
- -
- -
- -
- -
1,086
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
- -
- -
- -
- -
0.08
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.03
2025
- -
- -
- -
- -
0.04
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Patricia Ayuela de Rueda
Full Time Employees
2,430
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
Calle de Isaac Newton, 7 Tres Cantos Spain 28760
IPO Date
May 4, 2021
Business
Línea Directa Aseguradora, S.A. (LDA.MC) provides direct insurance and reinsurance services primarily in Spain and Portugal, specializing in non-life insurance products distributed through telephone and internet channels without intermediaries; its core offerings include motor insurance (car, third-party liability, motorcycle, theft, fire, and corporate fleet policies), home insurance (theft damage, civil liability, fire, and multi-risk coverage), health insurance (comprehensive and specialist products), and other non-life lines such as vehicle inspection, repair, roadside assistance, and claims management services. The company operates under a multi-brand strategy with primary brands Línea Directa for car, motorbike, company fleet, home, and health insurance; Penélope Seguros designed for women; Aprecio specializing in two-wheeled vehicles; and Vivaz Seguros targeting additional customer segments. Founded in 1995 and headquartered in Tres Cantos, Madrid, Spain, it serves over 3.65 million customers with approximately 2,423 employees and focuses on consumer and corporate clients in the Spanish direct insurance market. Recent developments include robust financial growth with net profit reaching €59.7 million through September 2025 (up 46.4%), €43.8 million in the first half of 2025 (up 72.2%), and total policies expanding by over 274,300 in the past 12 months to 3.65 million amid strong premium increases across motor (11.8%), home (7.5%), and health (13.6%) segments; the company also enhanced its digital operations, appointed Leticia Iglesias as Director of External Communication and Sustainability, Luis García San Luis as Director of Technology and Cybersecurity, joined the Princess of Girona Foundation board, and improved its Solvency II ratio to 187.0% in Q1 2025.