Piramal Enterprises Limited

Piramal Enterprises Limited

PEL.BO
Piramal Enterprises LimitedIN flagBombay Stock Exchange
1,124.60
INR
+2.80
- -
254.95BMarket Cap
Piramal Enterprises Limited
PEL.BO
(Bombay Stock Exchange)

Recent

price

1,124.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
156.44
72.12
121.31
196.63
251.48
286.63
355.29
475.39
567.82
581.3
615.32
538.56
322.8
340.38
417.7
419.61
440.36
Revenue per Share
20.8
555.37
6.41
-12.78
-28.2
160.29
50.89
70.55
275.06
72.2
1.14
56.19
80.7
417.68
-72.82
21.55
25.71
Basic EPS, GAAP
6.3
-205.32
-52.88
-111.36
-110.5
-150.99
-430.59
-688.94
-901.48
-605.45
334.28
129.44
314.09
44.65
-50.8
-371.4
- -
Free Cash Flow per Basic Share
4.43
5.67
11.54
16.99
16.9
50.69
36.04
0.2
19.33
22.06
26.41
13.32
33.47
33
32
10
- -
Dividend per Share
26.31
254.14
305.12
265.8
178.03
311.42
325.08
388.66
625.39
560.5
572.05
525.17
687.46
657.32
555.33
581.6
- -
Book Value per Share
36.46
485.02
593.82
332.1
220.9
326.73
376.32
351.6
947.42
895.62
1,258.22
1,318.6
1,349.78
1,284.52
1,139.07
1,191.62
- -
Tangible Book Value per Share
232
232
174
178
178
178
178
177
186
203
211
237
238
239
231
225
226
Basic Weighted Avg Shares
36,245
16,731
21,098
34,959
44,712
50,962
63,168
84,380
105,726
118,124
129,692
127,708
76,921
81,235
96,574
94,504
99,384
Sales/Revenue/Turnover
19.05
-3.66
-5.93
6.49
9.07
12.28
22.73
37.03
44.32
55.58
60.07
54.25
65.63
46.27
43.95
42.5
46.89
Operating Margin (%)
1,426
959
1,293
2,096
2,469
2,899
2,555
3,818
4,778
5,202
6,590
5,609
6,658
1,229
1,686
2,137
2,198
Depreciation Expense
4,819
128,834
1,115
-2,273
-5,014
28,500
9,047
12,523
51,215
14,671
240
13,323
19,231
99,686
-16,835
4,854
5,803
Net Income, GAAP
3.61
22.41
4.66
- -
- -
11.36
5.19
17.41
- -
33.53
139.32
59.12
19.64
- -
- -
24.72
16.86
Effective Tax Rate (%)
13.3
770.04
5.28
-6.5
-11.21
55.92
14.32
14.84
48.44
12.42
0.19
10.43
25
122.71
-17.43
5.14
5.84
Profit Margin (%)
8,911
49,614
-8,746
-40,638
-51,184
-3,298
-58,873
-97,989
-99,131
-188,226
-75,599
65,202
555,718
118,479
55,416
40,403
- -
Working Capital
12,950
6,566
6,482
11,610
26,796
37,875
74,812
145,015
242,247
270,355
204,504
282,372
554,510
337,358
385,379
439,535
- -
LT Debt
16,849
118,422
112,524
107,354
93,211
117,650
129,485
148,958
265,744
272,333
305,716
351,390
368,369
310,591
265,570
270,959
- -
Total Equity
23.59
-0.61
-0.92
- -
- -
2.93
5.64
6.92
- -
5.66
-3.91
3.82
4.36
- -
- -
3.48
- -
Return on Invested Capital (%)
35.79
303.63
2.92
- -
- -
25.43
10.36
9.77
- -
6.69
-3.23
5.44
6.08
- -
- -
3.75
31.17
Return on Capital (%)
92.61
396.1
1.99
-4.53
-12.71
65.5
15.99
19.76
55.24
12.74
0.2
10.87
13.34
62.17
-11.8
3.74
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
215,347
- -
LT Borrowings
- -
439,535
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
225
- -
Market Capitalization
248,554
222,152
258,719

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
275,485
- -
Cash, Cash Equivalents & STI
- -
97,615
- -
Accounts Receivable, Net
- -
59
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
235,082
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
215,347
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.99%
-1.68%
2.03%
Free Cash Flow
50.18%
80.72%
612.18%
Net Income, GAAP
577.09%
1,132.29%
-128.84%
Sales/Revenue/Turnover
8.54%
-3.79%
-2.14%
Total Cash Common Dividend
1,007.87%
6.49%
-69.57%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18,728
19,193
20,947
35,265
96,574
2025
20,374
22,145
23,104
28,880
94,504
2026
25,255
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21.32
2.03
-105.83
- -
-72.82
2025
8.08
7.23
1.71
- -
21.55
2026
12.22
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
32
2025
- -
- -
- -
- -
10
2026
- -
- -
- -
- -
- -
Business
Piramal Enterprises Limited (PEL.BO) is a diversified financial services conglomerate focused on retail lending and non-banking financial services in India. The company provides a comprehensive suite of lending products including affordable housing finance, mass affluent housing loans, microfinance loans, secured business loans, loans against property, merchant buy-now-pay-later (BNPL), digital purchase finance, digital personal loans, unsecured business loans, and pre-owned car loans; it leverages phygital lending models with artificial intelligence, analytics, and data-driven credit decisioning across its extensive distribution network spanning 25 states and 269 cities/towns. PEL operates primarily in the financial services sector, targeting underserved markets such as Bharat with customized offerings for individuals, MSMEs, and housing segments through physical branches and digital platforms. Founded in 1947 and headquartered in Mumbai, India, the company manages approximately $10 billion in assets via organic expansion and strategic acquisitions. In September 2025, the National Company Law Tribunal approved the merger of Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited) into Piramal Enterprises, making the scheme effective and dissolving the subsidiary without winding up; recent initiatives include partnerships such as with RBL Bank, direct assignment disbursements exceeding INR 7,000 crore, and AIF recoveries of INR 802 crore in Q4 FY25 including gains.