RSA Insurance Group plc 7.375% CUM IRR PRF GBP1

RSA Insurance Group plc 7.375% CUM IRR PRF GBP1

RSAB.L
RSA Insurance Group plc 7.375% CUM IRR PRF GBP1GB flagLondon Stock Exchange
122.50
GBp
-5.00
- -
1.25BMarket Cap
RSA Insurance Group plc 7.375% CUM IRR PRF GBP1
RSAB.L
(London Stock Exchange)

Recent

price

122.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
7,070
7,376
7,817
8,596
8,818
8,684
7,338
6,646
6,845
7,091
7,003
6,882
3,216
3,421
3,857
3,947
5,878
Sales/Revenue/Turnover
12.26
9.42
7.65
- -
6.74
-1.35
-0.2
7.87
6.91
- -
- -
- -
- -
- -
- -
- -
12.61
Operating Margin (%)
109
107
118
206
163
509
214
101
173
194
152
143
174
95
61
84
- -
Depreciation Expense
574
418
346
426
320
-347
69
235
27
289
349
359
345
4,268
197
-89
-52
Net Income, GAAP
22.79
24.37
25.11
30.34
27.01
- -
303.77
16.98
53.47
28.12
22.5
22.15
- -
- -
- -
- -
26.19
Effective Tax Rate (%)
8.12
5.67
4.43
4.96
3.63
-4
0.94
3.54
0.39
4.08
4.98
5.22
10.73
124.76
5.11
-2.25
-0.88
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,611
1,612
1,613
1,611
1,311
1,309
1,542
1,254
1,068
441
441
1,008
955
220
237
193
1,200
LT Debt
3,920
3,588
3,895
3,915
3,879
3,014
3,933
3,771
3,847
4,102
4,251
4,342
4,730
3,091
2,496
2,812
2,892
Total Equity
12.78
9.43
8.07
- -
7.66
- -
0.61
8.1
4.35
- -
- -
- -
- -
- -
- -
- -
12.6
Return on Invested Capital (%)
19.91
15.64
13.9
15.62
12.01
- -
-15.55
10.16
3.94
13.34
14.34
12.96
- -
- -
- -
- -
0.48
Return on Capital (%)
30.62
21.69
19.65
23.12
15.58
-18.46
3.48
12.1
1.02
17.21
18.36
17.36
15.62
196.68
9.1
-4.97
-4.04
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'06
Sep'06
Dec'06
ST Debt
- -
- -
- -
LT Borrowings
1,214
1,122
1,200
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
125
Shares Outstanding
2,960
2,961
2,988
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Jun'06
Sep'06
Dec'06
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,564
1,948
12,133
Accounts Receivable, Net
1,004
995
2,225
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.85%
-6.03%
12.66%
Free Cash Flow
-19.72%
56.19%
-356.61%
Net Income, GAAP
191.88%
179.1%
-145.18%
Sales/Revenue/Turnover
-5.31%
-6.71%
2.33%
Total Cash Common Dividend
- -
1,611.86%
-25%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
- -
- -
- -
- -
3,421
2022
- -
- -
- -
- -
3,857
2023
- -
- -
- -
- -
3,947

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
Business
RSA Insurance Group Limited (trading as RSA) is a multinational general insurer that provides commercial lines, specialty insurance, and limited personal lines products including property, liability, motor, pet, home, marine, engineering, cargo, business interruption, professional indemnity, renewable energy, construction, and rail insurance; it distributes through brokers, direct channels, and affinity partnerships under brands such as RSA, NIG, Farmweb, More Than, Johnson, 123+, and Trygg-Hansa. Headquartered in London, England, and founded through the 1996 merger of Sun Alliance and Royal Insurance with roots tracing to 1710, the company operates primarily in the United Kingdom, Ireland, Scandinavia, Canada, and continental Europe including France, Belgium, the Netherlands, and Spain, serving over 9 million customers across 28 countries and more than 100 through local partners. A wholly owned indirect subsidiary of Intact Financial Corporation Intact Financial Corporation since its acquisition alongside Tryg A/S in June 2021, RSA completed the £520 million acquisition of Direct Line Insurance Group plc's brokered commercial lines businesses including NIG and Farmweb brands in 2024 with operational transfer in May, policy renewals from June, and new business from July, boosting its UK market share to approximately 7 percent in commercial lines; it exited the UK personal motor market in 2023, sold direct home and pet operations to Admiral Group plc Admiral Group plc in March 2024, and cancelled its entire £125 million 7.375% cumulative irredeemable preference shares (RSAB.L) in July 2024 for £155 million as part of capital optimization, alongside implementing a cloud-based claims solution as the first UK insurer and entering a quota share reinsurance arrangement with Belair Insurance Company Inc. in January 2024. RSA plans to rebrand to Intact Insurance by the end of 2025 while focusing on commercial and specialty lines outperformance, broker expansion, underwriting optimization, and net zero emissions by 2050.