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    Banks - Regional
Société Générale S.A.

Société Générale S.A.

SGE.F
Société Générale S.A.undefined flagFrankfurt Stock Exchange
69.93
EUR
-0.14
- -
51.05BMarket Cap
Société Générale S.A.
SGE.F
(Frankfurt Stock Exchange)

Recent

price

69.93

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
62.08
64.79
80.65
102.95
76.67
40.75
40.66
41.54
42.41
41.13
37.65
42.83
43.89
55.5
66.04
67.76
84.32
Revenue per Share
5.43
3.23
1.05
2.67
3.43
5.05
4.85
3.5
5.14
3.91
-0.3
6.67
2.22
3.12
5.28
7.73
6.91
Basic EPS, GAAP
7.45
51.3
39.67
3.4
-17.39
26.64
28.46
35.47
-4.24
12.54
94.97
24.82
47.52
46.82
-12.7
-25.31
- -
Free Cash Flow per Basic Share
1.72
2.83
-0.37
0.73
-1.92
1.92
1.7
4.79
3.17
1.47
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
65.09
32.42
31.5
32.58
33.56
36.48
38.43
39.48
6.4
5.2
0.95
69.17
44.63
45.52
49.13
55.17
51.6
Book Value per Share
58.22
57.43
61.96
61.82
67.78
71.54
74.43
71.33
73.52
74.2
71.13
79.37
81.07
84.74
89.43
91.82
87.31
Tangible Book Value per Share
722
739
752
766
781
793
799
801
802
830
850
846
822
799
795
776
791
Basic Weighted Avg Shares
44,806
47,903
60,624
78,908
59,900
32,291
32,477
33,259
34,007
34,131
32,021
36,248
36,096
44,359
52,509
52,597
66,675
Sales/Revenue/Turnover
12.75
- -
4.51
3.02
7.64
17.59
19.68
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,910
3,131
3,262
3,344
3,421
3,597
3,876
4,283
4,589
5,218
5,263
5,444
5,342
7,710
10,086
10,287
- -
Depreciation Expense
3,917
2,385
790
2,044
2,679
4,001
3,874
2,806
4,121
3,248
-258
5,641
1,825
2,493
4,200
6,002
5,468
Net Income, GAAP
26.39
32.18
21.79
18.07
31.6
28.06
31.22
33.24
21.32
24.26
86
21.12
34.98
32.74
23.79
20.12
22.92
Effective Tax Rate (%)
8.74
4.98
1.3
2.59
4.47
12.39
11.93
8.44
12.12
9.52
-0.81
15.56
5.06
5.62
8
11.41
8.2
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
152,519
116,454
139,410
143,450
114,015
116,593
113,879
115,117
226,381
140,372
154,661
151,283
154,799
181,131
183,093
167,072
172,717
LT Debt
50,975
51,112
53,551
53,970
58,874
62,675
65,706
64,037
65,809
68,570
67,012
70,909
73,326
76,247
79,588
79,527
77,461
Total Equity
2.11
- -
1.18
0.99
1.68
2.3
2.43
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.71
6.72
3.32
8.4
10.47
14.51
13
9.01
22.43
68.77
-10.07
19.01
3.83
6.82
11.13
14.66
14.06
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
796
785
776
Market Capitalization
21,462
32,730
38,361

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
273,125
169,891
212,564
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.45%
3.5%
-0.08%
Free Cash Flow
16.65%
-4.92%
94.57%
Net Income, GAAP
-231.91%
-441.22%
42.9%
Sales/Revenue/Turnover
5.36%
10.84%
0.17%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,645
19,219
6,550
32,409
52,509
2025
7,285
20,431
32,068
- -
52,597
2026
7,170
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.85
- -
1.72
- -
5.28
2025
2.05
- -
1.88
- -
7.73
2026
2.28
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Société Générale S.A. operates as a global financial services company offering a comprehensive range of banking and financial products and services. Its core business segments include French Retail Banking, Private Banking and Insurance, Global Banking and Investor Solutions, and International Retail, Mobility, and Leasing Services. The French Retail Banking segment features the Société Générale retail bank, private banking services, insurance, and the leading digital bank BoursoBank. The Global Banking and Investor Solutions division provides wholesale banking with expertise in equity derivatives, structured finance, and ESG (Environmental, Social, and Governance) solutions. The International segment includes universal banks in countries such as the Czech Republic, Romania, and various African nations, as well as Ayvens, a sustainable mobility brand resulting from the merger of ALD and LeasePlan, and specialized financing activities. Société Générale targets retail, corporate, and institutional clients primarily in Europe, Africa, and international markets. Founded in 1864 and headquartered in Paris, France, Société Générale also operates through subsidiaries and alliances across its geographic footprint. Recent strategic developments include divesting its Moroccan operations with the sale of Société Générale Maroc and subsidiaries to Saham Group for €745 million, aligning with the group’s strategy to streamline operations and strengthen its balance sheet. The group has also intensified its digital transformation and innovation programs, investing significantly in technology to enhance client experience and operational efficiency. Additionally, Société Générale launched a new €1 billion share buy-back program in late 2025 as part of its capital distribution strategy. The company continues expanding its sustainable finance offerings and aims to reduce carbon footprint with commitments to ESG principles integrated into its core activities. The merger of the French retail networks Société Générale and Crédit du Nord has been a major recent milestone, alongside the creation of Ayvens, marking its leadership in sustainable mobility solutions. Société Générale reported strong financial performance in 2025, with growth in revenues and net income supported by its diversified business model and strategic initiatives. Thus, Société Générale provides banking, insurance, asset management, leasing, and mobility services primarily to retail, corporate, and institutional clients, maintaining a multi-segment approach backed by recent operational streamlining, digital innovation, sustainability efforts, and capital management measures.