Solvar Limited

Solvar Limited

SVR.AX
Solvar LimitedAU flagAustralian Securities Exchange
1.43
AUD
-0.01
- -
269.13MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
0.36
0.45
0.58
0.68
0.71
0.76
0.51
0.67
0.73
0.87
0.98
1.03
- -
Basic EPS, GAAP
0.06
0.08
0.12
0.14
0.19
0.2
0.16
0.13
0.2
0.24
0.23
0.08
- -
Free Cash Flow per Basic Share
-0.03
-0.01
-0.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.02
0.03
0.03
0.04
0.04
0.06
0.07
0.09
0.06
0.12
0.13
0.12
- -
Book Value per Share
0.86
0.84
1.01
1.09
1.15
1.34
1.32
1.34
1.69
1.73
1.78
1.73
- -
Tangible Book Value per Share
0.6
0.68
0.87
0.97
1.05
1.25
1.21
1.24
1.54
1.59
1.64
1.65
- -
Basic Weighted Avg Shares
59
97
118
142
155
161
180
184
197
212
211
210
- -
Sales/Revenue/Turnover
21
43
69
96
110
122
92
122
144
183
208
216
203
Operating Margin (%)
18.62
28.57
33.78
34.93
45.19
45.83
51.14
37.31
53.76
50.33
51.41
42.48
45.56
Depreciation Expense
1
1
1
1
1
1
1
2
2
2
2
2
1
Net Income, GAAP
4
8
14
20
29
32
29
24
39
52
48
17
31
Effective Tax Rate (%)
30.23
28.55
30.77
31.51
31.2
31.38
31.53
30.95
30.56
29.89
28.45
38.63
29.7
Profit Margin (%)
17.19
18.05
20.25
20.9
26.53
26.28
31.85
19.81
27.25
28.2
22.95
7.89
15.46
Working Capital
17
61
84
118
137
170
368
175
181
283
277
-118
498
LT Debt
- -
29
28
49
50
196
265
170
227
393
508
757
209
Total Equity
51
81
123
157
182
219
241
250
337
369
377
366
354
Return on Invested Capital (%)
6.05
10.49
11.68
12.35
14.26
11.24
6.93
6.71
10.44
9.23
8.51
4.29
5.05
Return on Capital (%)
8.73
10.37
12.45
13.01
14.85
11.46
8.11
7.5
10.76
9.77
8.69
3.87
5.3
Return on Common Equity (%)
8.62
11.86
13.88
14.71
17.58
16.33
12.95
10.03
13.51
14.74
12.83
4.61
8.79

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.81%
8.05%
-3.29%
Free Cash Flow
9.84%
-8.04%
54.59%
Net Income, GAAP
17.91%
21.23%
84.39%
Sales/Revenue/Turnover
12.99%
11.31%
-5.94%
Total Cash Common Dividend
24.01%
15.31%
-13.83%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
208
2024
- -
- -
- -
- -
216
2025
- -
- -
- -
- -
203

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.23
2024
- -
- -
- -
- -
0.08
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.13
2024
- -
- -
- -
- -
0.12
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Scott Joseph Baldwin
Full Time Employees
350
Sector
Financial Services
Industry
Financial - Credit Services
Address
40 Graduate Road Bundoora VIC Australia 3083
IPO Date
Aug 17, 2006
Business
Solvar Limited (ASX: SVR) is a leading non-bank provider of automotive and personal finance solutions across Australia and New Zealand. The company offers consumer loans for new and used vehicles, including cars, motorbikes, utility vehicles, trailers, tractors, trucks, caravans, boats, horse floats, ride-on mowers, equipment, and jet skis; secured and unsecured personal loans; commercial loans primarily to small businesses and sole traders for vehicles or equipment; and fleet funding facilities to strategic corporate customers, delivered through its core brands Money3 and Automotive Financial Services (AFS) in Australia and Go Car Finance (GCF) in New Zealand. Customers access these products via a broad network of brokers, dealers, the company's websites, and referral partners, with operations supported by approximately 350 finance professionals in offices located in Melbourne, Brisbane, and Auckland. Founded in 2005 and headquartered in Bundoora, Victoria, Australia, Solvar previously operated as Money3 Corporation Limited until its name change in November 2022. In recent developments, the company launched Bennji, a new commercial lending brand targeting small to medium businesses, tradies, and transport operators for funding of utes, vans, light commercial vehicles, and equipment, leveraging technology for fast approvals and flexible structures. Solvar acquired a 19.9% equity stake in Earlypay Ltd (ASX: EPY) in May 2024 to expand its commercial lending footprint, completed its first $200 million asset-backed securitization in fiscal year 2025 to reduce funding costs, and repurchased 14 million shares below net tangible assets value. For fiscal year 2025, Solvar reported a 5% increase in its loan portfolio, a 17.4% rise in net profit, and a 40% dividend increase, alongside investments in cyber resilience achieving ISO27001 certification. The company shifted strategic focus toward Australian commercial lending growth while planning a gradual wind-down of New Zealand operations.

Company News

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