Votum S.A.

Votum S.A.

VOT.WA
Votum S.A.PL flagWarsaw Stock Exchange
44.70
PLN
-0.50
- -
536.40MMarket Cap
Votum S.A.
VOT.WA
(Warsaw Stock Exchange)

Recent

price

44.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.75
4.04
4.33
4.81
6.19
7.7
8.2
7.83
8.77
11.81
12.55
16.3
25.18
32.26
33.95
38.53
37.8
Revenue per Share
0.53
0.44
0.47
0.43
0.79
1.22
1.05
0.26
0.69
1.44
0.72
0.84
7.59
10.99
9.41
11.68
10.55
Basic EPS, GAAP
0.6
0.24
0.05
0.21
1.14
0.97
0.03
-0.3
0.66
0.69
-0.07
-0.08
1.42
3.19
8.48
16.04
15
Free Cash Flow per Basic Share
0.28
- -
0.36
0.44
0.51
0.99
0.47
0.68
0.02
0.2
- -
0.35
0.41
2.51
2.9
6.81
2.6
Dividend per Share
0.52
0.48
0.57
0.55
0.82
1.2
1.17
0.72
1.74
1.91
4.85
5.27
12.1
19.77
26.34
31.34
34.25
Book Value per Share
0.72
1.06
1.15
1.15
1.47
1.68
2.29
1.85
2.91
3.08
3.71
4.21
11.3
20.17
26.89
32.29
35.27
Tangible Book Value per Share
10
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
Basic Weighted Avg Shares
48
49
52
58
74
92
98
94
105
142
151
196
302
387
407
462
445
Sales/Revenue/Turnover
14.28
61.31
60.9
59.51
64.54
20.98
16.73
6.23
11.22
15.96
7.2
9.3
39.01
40.74
34.74
39.1
37.48
Operating Margin (%)
1
1
1
1
1
2
2
2
3
2
2
3
3
3
5
7
7
Depreciation Expense
5
5
6
5
10
15
13
3
8
17
9
10
91
132
113
140
124
Net Income, GAAP
19.44
23.35
15.97
18.31
22.16
20.88
19.55
28.42
20.85
20.13
23.42
38.28
17.48
19.28
19.47
20.53
21.19
Effective Tax Rate (%)
11.14
10.85
10.85
8.87
12.81
15.83
12.85
3.35
7.87
12.22
5.76
5.15
30.13
34.08
27.71
30.31
27.91
Profit Margin (%)
1
6
3
2
6
8
10
8
11
13
17
25
114
184
193
215
227
Working Capital
2
1
1
4
4
4
11
18
19
13
11
13
11
16
14
12
15
LT Debt
12
18
19
18
22
25
32
27
41
56
64
70
152
246
327
388
416
Total Equity
49.76
131.83
134.7
130.62
148.77
53.92
34.96
8.57
15.89
23.97
9.47
12.05
71.18
56.86
36.39
37.1
30.86
Return on Invested Capital (%)
75.74
66.67
70.73
54.46
75.14
87.08
55.93
11.9
22.59
36.86
14.31
11.81
69.49
60.17
36.72
36.98
29.83
Return on Capital (%)
131.45
96.36
89.47
75.91
115.18
120.77
88.94
27.72
56.14
79.19
21.39
16.59
87.41
69
40.8
40.5
32.55
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
9
12
13
LT Borrowings
4
3
7
LT Finance Leases
8
9
8
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
578
537
489

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
356
366
388
Cash, Cash Equivalents & STI
145
170
209
Accounts Receivable, Net
26
23
36
Inventories
1
- -
- -
Total Current Liabilities
126
150
161
Payables & Accruals
- -
- -
- -
ST Debt
9
12
13
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
35.84%
48.15%
18.65%
Free Cash Flow
-289.12%
-278.52%
89.06%
Net Income, GAAP
100.82%
174.97%
24.17%
Sales/Revenue/Turnover
18.61%
26.25%
13.51%
Total Cash Common Dividend
1,541.07%
2,916.09%
135.3%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
77
102
89
140
407
2025
123
116
98
125
462
2026
106
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.7
- -
1.59
- -
9.41
2025
3.69
- -
2.51
- -
11.68
2026
2.34
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.9
2025
- -
- -
-0.88
- -
6.81
2026
- -
- -
- -
- -
- -
Business
Votum S.A. (VOT.WA) is a Poland-based holding company specializing in legal and financial assistance services for individuals seeking compensation from insurance companies and financial institutions. The company operates through key segments including Personal Damages, which pursues claims for material and non-pecuniary damages from compulsory third-party motor vehicle liability insurance events; Damage to Vehicles; Bank Claims, focusing on abusive clauses in foreign currency-denominated loans (CHF, EUR, USD) and excessive costs in consumer loans such as free-rate credits; Rehabilitation Services providing functional rehabilitation; RES encompassing photovoltaic installations, eco-friendly heating systems, and smart energy management for households and corporates; and Other Services including debt collection and leasing support. Votum S.A. serves over 300,000 customers across Central and Eastern Europe, having facilitated more than PLN 2.4 billion in compensations to date. Founded in 2005 by Adam Gilowski and headquartered in Wroclaw, Poland, at Wyścigowa 56 I, the company targets victims of road accidents, credit borrowers, and those requiring rehabilitation or renewable energy solutions. Recent developments include the approval of an interim dividend advance for 2025 in September 2025, alongside the publication of half-year 2025 consolidated financial statements and activity reports; updates to the company's statute in May 2025; and notifications of insider transactions and directorial dealings in June and September 2025, reflecting ongoing governance and shareholder value initiatives.