Yes Bank Limited
YESBANK.NS
National Stock Exchange of India22.93
INR
+0.10
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Yes Bank Limited
YESBANK.NS
(National Stock Exchange of India)
Recent
price
22.93
P/E
ratio
- -
div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- Yes Bank Limited operates as a private sector banking and financial services company in India. The bank offers a comprehensive range of products and services including retail banking products such as savings, current, and salary accounts; fixed and recurring deposits; home, car, bike, commercial vehicle, construction equipment, gold, personal, education, mortgage, and secured business loans; loans against securities and properties; rural and agricultural loans; and micro, small, and medium enterprises (MSME) loans. Corporate banking services include working capital finance, project finance, supply chain finance, agri-commodity finance, trade finance, term loans, foreign currency loans, and overseas financing. Yes Bank also provides transaction banking, cash management solutions, treasury and risk management services, debt capital markets, investment banking, and strategic advisory services. Other offerings include digital banking, payment solutions, wealth management, insurance products, merchant acquiring, remittance services, and asset management. The bank serves retail, corporate, institutional, MSME, high net worth individuals, non-resident Indians (NRIs), cooperative banks, and government entities through a network of branches and digital platforms primarily across India, with a representative office in Abu Dhabi. Recent strategic developments include Yes Bank’s expansion plans to add 100 new branches in fiscal year 2026 aimed at increasing financial inclusion in underserved regions, and a continued focus on digital banking leadership where it commands a significant market share in UPI transactions. The bank has been restructuring its organizational approach to enhance operational efficiency and customer experience, which includes portfolio reshuffling and senior management changes. It has also been optimizing its retail asset portfolio while addressing legacy non-performing asset issues and maintaining strong provision coverage. Emphasis is on growing profitable retail and SME segments, improving asset quality, and achieving fee income growth through enhanced product mix and sourcing channels. These efforts follow substantial balance sheet cleaning and recovery steps since 2022, reinforcing its financial position. Yes Bank Limited was founded in 2004 and is headquartered in Mumbai, India. It operates through distinct segments—Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations—and maintains a significant presence across all states and union territories in India through thousands of branches. The bank’s recent activities reflect a strategic focus on growth, operational efficiency, and innovation in both physical and digital banking channels, underpinned by the aim to expand its market share in India's evolving banking sector.