Ally Financial Inc.
0HD0.L
London Stock Exchange45.75
USD
-0.37
- -
Ally Financial Inc.
0HD0.L
(London Stock Exchange)
Recent
price
45.75
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Ally Financial Inc. operates as a prominent digital financial services firm, offering a diverse array of online financial products and solutions to individual consumers, businesses, and corporate clientele primarily across the United States. The enterprise conducts its operations through several key divisions, including Automotive Finance, Insurance, Mortgage Finance, and Corporate Finance. The Automotive Finance segment delivers comprehensive vehicle financing solutions. This encompasses providing contracts for retail installment sales, various loans, and operational leases, alongside term loans and floorplan financing for dealerships. It also extends other credit lines to automotive retailers, offers warehouse funding, and facilitates fleet financing. This segment additionally supports companies and local governments with vehicle acquisition through purchase or lease, and offers vehicle remarketing services. Recognized as one of the largest automotive finance providers in the U.S., it serves millions of customers. Through its Insurance segment, Ally provides a range of consumer protection and insurance offerings distributed via automotive dealerships. This includes vehicle service contracts, maintenance agreements, and guaranteed asset protection (GAP) products. The segment also underwrites commercial insurance products directly for dealers, primarily covering their vehicle inventory. The Mortgage Finance segment manages a consumer mortgage loan portfolio, encompassing the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, in addition to its direct-to-consumer mortgage origination platform. The Corporate Finance segment specializes in offering senior secured leveraged cash flow and asset-based loans to middle-market companies. It provides capital for equity sponsors and focuses on businesses typically involved in leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital needs. This segment also extends commercial real estate financing, notably to firms within the healthcare sector, such as nursing facilities, senior living communities, and medical office buildings. Furthermore, Ally Financial, through its subsidiary Ally Bank, provides a full suite of digital banking products, including high-yield savings, checking, money market accounts, certificates of deposit, personal loans, and credit cards. Ally Bank is recognized as the nation's largest all-digital bank. The company also provides securities brokerage and investment advisory services through Ally Invest, offering self-directed and managed investment accounts. In a strategic move to sharpen its focus on core operations, Ally completed the sale of its point-of-sale financing business in early 2024 and divested its credit card business in April 2025. Ally Financial Inc., founded in 1919 as GMAC Inc., adopted its current name in May 2010 and maintains its headquarters in Detroit, Michigan. Michael Rhodes was appointed CEO in March 2024. The company reported adjusted earnings per share of $1.15 and a net interest margin of 3.55% for the third quarter of 2025.