RHB Bank Berhad

RHB Bank Berhad

1066.KL
RHB Bank BerhadMY flagMalaysian Stock Exchange
8.40
MYR
+0.19
- -
36.64BMarket Cap
RHB Bank Berhad
1066.KL
(Malaysian Stock Exchange)

Recent

price

8.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.76
1.84
2
2.2
2.31
0.9
1.54
1.53
1.7
1.76
1.87
1.94
1.91
1.83
1.96
2.03
2.06
Revenue per Share
0.62
0.72
0.74
0.68
0.74
0.24
0.44
0.49
0.57
0.62
0.51
0.65
0.64
0.66
0.72
0.77
0.8
Basic EPS, GAAP
0.12
2.25
1.93
-3.25
0.83
0.08
0.14
-0.88
1.16
1.48
0.06
2.79
1.3
-0.34
0.08
-1.39
-0.81
Free Cash Flow per Basic Share
0.16
0.2
0.19
0.21
0.03
0.03
0.06
0.12
0.18
0.26
0.18
0.17
0.27
0.36
0.32
0.43
0.5
Dividend per Share
2.12
2.46
2.85
3.02
3.48
1.63
3.16
5.09
5.49
5.71
6.13
6.55
6.59
6.54
6.88
7.14
6.97
Book Value per Share
2.63
3.31
4.19
4.36
4.98
2.14
4.86
5
5.02
5.62
5.93
6.09
6.06
6.42
6.7
7.05
6.8
Tangible Book Value per Share
2,303
2,330
2,416
2,686
2,736
6,873
3,856
4,010
4,010
4,010
4,010
4,050
4,186
4,272
4,332
4,361
4,361
Basic Weighted Avg Shares
4,050
4,283
4,821
5,911
6,321
6,214
5,923
6,148
6,816
7,063
7,482
7,837
7,992
7,824
8,509
8,833
8,985
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
99
100
128
170
183
193
189
200
220
325
304
323
362
391
410
402
408
Depreciation Expense
1,429
1,688
1,785
1,831
2,038
1,665
1,682
1,950
2,305
2,482
2,033
2,618
2,678
2,806
3,120
3,363
3,470
Net Income, GAAP
24.79
24.88
24.95
25.39
24.55
25.86
24.39
23.54
25.97
25.4
24.2
25.66
35.13
25.12
22.29
23.06
22.72
Effective Tax Rate (%)
35.27
39.41
37.02
30.98
32.24
26.79
28.39
31.72
33.82
35.15
27.16
33.41
33.51
35.87
36.67
38.08
38.62
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
7,929
7,720
10,495
9,729
12,386
10,737
12,974
8,757
8,858
7,315
7,053
7,178
8,345
12,818
12,738
15,653
16,700
LT Debt
9,964
11,627
15,340
16,943
18,894
17,692
21,774
23,184
23,396
25,811
27,057
28,031
28,764
30,911
32,531
34,190
33,115
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.62
31.75
28.28
24.43
23.13
16.07
14.39
11.97
10.86
11.05
8.56
10.25
9.9
10.11
10.8
11.03
11.64
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,362
4,362
4,362
Market Capitalization
28,777
33,621
36,809

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,103
9,519
10,116
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.96%
4.8%
5.1%
Free Cash Flow
145.69%
499.5%
-1,885.43%
Net Income, GAAP
7.96%
10.97%
7.79%
Sales/Revenue/Turnover
3.67%
3.43%
3.8%
Total Cash Common Dividend
32.16%
23.5%
37%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,080
2,080
2,188
2,161
8,509
2025
2,038
2,158
2,302
2,334
8,833
2026
2,190
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.19
0.19
0.72
2025
0.17
0.18
0.21
0.21
0.77
2026
0.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.15
- -
0.32
2025
- -
- -
0.15
- -
0.43
2026
0.35
- -
- -
- -
- -
Business
RHB Bank Berhad (KLSE:1066) operates as a leading multinational financial services provider headquartered in Kuala Lumpur, Malaysia, and founded through mergers tracing back to 1913 with the establishment of Kwong Yik Bank, Malaya's first local bank. The bank delivers a comprehensive suite of conventional and Shariah-compliant products and services across retail, commercial, corporate, wholesale, and international segments; these encompass consumer offerings such as wealth management, bancassurance, mortgages, auto financing, ASB financing, personal financing, credit cards, payments, and deposits via branches and digital platforms; SME solutions including financing for small and medium enterprises and family-owned businesses, trade and cash management, and enhanced SME e-Solutions with API connectivity to point-of-sale terminals, payroll, accounting, and cash management tools; investment banking via RHB Investment Bank featuring advisory on corporate and debt restructuring, mergers and acquisitions, takeovers, equity and debt fundraising, and securities trading; corporate banking with working capital funding, trade financing, foreign currency hedging, project financing, and syndication for listed companies, multinationals, government entities, and government-linked firms; treasury and global markets products like foreign exchange, derivatives, capital markets, structured products, money market investments, and Islamic treasury; asset management services covering unit trust funds, investment advisory, private mandates, product development, and trustee services; commercial and transaction banking solutions such as financing, deposits, cash management, trade finance, FX, remittances, and supply chain financing for mid-to-large private companies and corporates; Islamic banking through RHB Islamic Bank Berhad spanning retail, corporate and investment, business and transaction, and Islamic treasury units; general insurance via RHB Insurance Berhad for retail, SME, commercial, and corporate customers; and international commercial and investment banking in Singapore, Cambodia, Thailand, Laos, Brunei, and Indonesia. The bank maintains over 200 branches in Malaysia and extends operations regionally across ASEAN countries including Singapore, Thailand, Brunei, Cambodia, Laos, and Indonesia, with a focus on cross-border services and synergies through integrated country models in key markets. Recent developments include a RM51 million investment in 2025 to retain a 40% stake in Boost Bank, Malaysia's first homegrown digital bank, supporting its growth and capital requirements following prior funding in 2024; long-term exclusive bancassurance partnerships forged in August 2025 with Tokio Marine Life and Takaful Malaysia to diversify income and enhance customer solutions under the PROGRESS27 strategy; designation of its Singapore unit as the regional hub in July 2025 under a new three-year ASEAN expansion roadmap, driving profit growth with pretax profits nearly doubling to S$98.7 million in 2024 and a 40% increase in sustainable financing to S$972 million; and cessation of Myanmar operations in April 2022 to optimize focus on high-growth ASEAN segments.