PT Bank Mandiri (Persero) Tbk

PT Bank Mandiri (Persero) Tbk

PPERF
PT Bank Mandiri (Persero) TbkUS flagOther OTC
0.24
USD
- -
- -
22.05BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
504.76
569.51
669.46
740.85
770.69
837.62
877.03
933.63
1,066.93
1,239.34
1,330.65
1,444.28
1,502.06
1,501.51
Basic EPS, GAAP
195.04
212.91
217.87
147.93
221.14
268.02
294.45
180.09
300.53
441.26
589.93
597.67
603.23
484.82
Free Cash Flow per Basic Share
114.74
194.31
90.99
417.34
24.7
-377.75
205
1,106.2
1,343.5
994.06
-801.7
-943.95
2,132.82
873.11
Dividend per Share
49.83
58.51
53.23
65.36
66.57
99.51
120.61
177.59
110.14
180.24
264.67
353.96
466.25
100
Book Value per Share
684.29
813.54
948.1
1,105.9
1,260.47
1,428.98
1,602.82
1,349.04
1,596.29
1,857.1
2,181.32
2,425.04
2,462.44
2,612.88
Tangible Book Value per Share
938.9
1,105.71
1,259.75
1,622.3
1,795.76
1,952.1
2,204.07
2,145.66
2,326.76
2,648.92
3,017.36
3,283.18
3,427.79
3,315.34
Basic Weighted Avg Shares
93,333
93,333
93,333
93,333
93,333
93,333
93,333
93,283
93,263
93,303
93,333
93,333
93,320
93,242
Sales/Revenue/Turnover
47,111,021
53,154,090
62,482,956
69,145,965
71,930,764
78,178,151
81,856,064
87,092,537
99,504,190
115,633,384
124,193,814
134,799,086
140,173,049
140,003,355
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
953,475
1,155,801
1,489,425
1,757,493
1,810,907
1,817,289
2,059,420
3,933,691
3,569,621
4,513,637
4,566,902
4,668,462
6,106,744
4,700,814
Net Income, GAAP
18,203,753
19,871,873
20,334,968
13,806,565
20,639,683
25,015,021
27,482,133
16,799,515
28,028,155
41,170,637
55,060,057
55,782,742
56,293,950
45,205,762
Effective Tax Rate (%)
21.74
20.58
19.78
21.12
21.04
23.84
21.91
24.57
20.35
20.27
19.59
19.94
19.72
19.37
Profit Margin (%)
38.64
37.39
32.54
19.97
28.69
32
33.57
19.29
28.17
35.6
44.33
41.38
40.16
32.29
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
22,242,400
29,489,002
39,406,251
45,124,183
52,244,474
68,780,376
84,464,310
89,537,582
94,433,066
107,146,082
134,256,304
172,099,510
218,797,194
211,076,419
Total Equity
88,790,596
104,844,562
119,491,841
153,369,723
170,006,132
184,960,305
209,034,525
204,699,668
222,111,282
252,245,455
287,494,962
313,474,681
327,401,998
313,951,508
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
31.47
28.43
24.74
14.4
18.69
19.93
19.42
12.2
20.41
25.56
29.22
25.95
24.68
20.56

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
93,333
93,333
Market Capitalization
409,576,315
526,709,230
539,381,264

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
384,905,876
259,931,650
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.85%
9.91%
4.44%
Free Cash Flow
-157.29%
-98.68%
-325.91%
Net Income, GAAP
15.93%
29.94%
0.92%
Sales/Revenue/Turnover
8.49%
10.08%
3.99%
Total Cash Common Dividend
28.06%
27.61%
31.71%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
31,763,259
32,428,975
34,040,519
36,066,516
134,799,086
2025
34,467,107
31,976,975
35,112,999
38,615,968
140,173,049
2026
34,297,413
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
136.09
- -
- -
- -
597.67
2025
141.4
- -
- -
- -
603.23
2026
164.99
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
353.96
- -
- -
- -
353.96
2025
- -
- -
- -
- -
466.25
2026
100
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Ahmad Riduan
Full Time Employees
38,751
Sector
Financial Services
Industry
Banks - Regional
Address
Jalan Jenderal Sudirman Kav 54-55 Jakarta JK Indonesia 12190
IPO Date
Sep 25, 2012
Business
PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk operates as Indonesia's largest bank by assets, providing a comprehensive range of banking products and services to retail, commercial, corporate, and institutional clients; these include savings accounts, time deposits, current accounts, multicurrency deposits, personal loans, mortgages, microfinance, SME financing, working capital loans, investment loans, credit and debit cards, digital banking platforms such as Livin' by Mandiri, e-banking, cash management, trade finance, foreign exchange, treasury services, payment systems, remittances, wealth management, and insurance products through joint ventures like AXA Mandiri Financial Services. The bank also offers structured finance, transaction banking, and Islamic banking via subsidiary Bank Syariah Indonesia, alongside investment banking through Mandiri Sekuritas and multi-finance via Mandiri Tunas Finance. Established in 1998 through the merger of four state-owned banks and headquartered in Jakarta, Indonesia, PT Bank Mandiri (Persero) Tbk maintains an extensive domestic network of over 2,400 branches and 17,000 ATMs, with international operations in Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands, primarily serving individuals, SMEs, micro businesses, and large corporates across key sectors like energy, infrastructure, and consumer goods. The Indonesian government holds a majority stake of approximately 60%. In recent developments, the bank launched its $1 billion syndicated loan facility in January 2025, marking a significant move in international funding markets, while advancing digital transformation with Livin' Sukha 2.0 features, cross-border innovations via the KOPRA platform that processed Rp12.5 trillion in transactions by mid-2023 with 133% user growth, and expansion of green financing to Rp115 trillion as market leader; it continues strategic synergies through 2024-2025 initiatives including Livin' Fest events nationwide for UMKM support, renewable energy portfolio growth to Rp13 trillion by Q3 2025, KUR disbursements for economic inclusivity, and partnerships with e-commerce, fintechs, and government programs like 3 Million Homes and net-zero emissions by 2060.

Company News

APIChatGPT
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