- CEO
- Ahmad Riduan
- Full Time Employees
- 38,751
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- Jalan Jenderal Sudirman Kav 54-55 Jakarta JK Indonesia 12190
- IPO Date
- Sep 25, 2012
- Business
- PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk operates as Indonesia's largest bank by assets, providing a comprehensive range of banking products and services to retail, commercial, corporate, and institutional clients; these include savings accounts, time deposits, current accounts, multicurrency deposits, personal loans, mortgages, microfinance, SME financing, working capital loans, investment loans, credit and debit cards, digital banking platforms such as Livin' by Mandiri, e-banking, cash management, trade finance, foreign exchange, treasury services, payment systems, remittances, wealth management, and insurance products through joint ventures like AXA Mandiri Financial Services. The bank also offers structured finance, transaction banking, and Islamic banking via subsidiary Bank Syariah Indonesia, alongside investment banking through Mandiri Sekuritas and multi-finance via Mandiri Tunas Finance. Established in 1998 through the merger of four state-owned banks and headquartered in Jakarta, Indonesia, PT Bank Mandiri (Persero) Tbk maintains an extensive domestic network of over 2,400 branches and 17,000 ATMs, with international operations in Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands, primarily serving individuals, SMEs, micro businesses, and large corporates across key sectors like energy, infrastructure, and consumer goods. The Indonesian government holds a majority stake of approximately 60%. In recent developments, the bank launched its $1 billion syndicated loan facility in January 2025, marking a significant move in international funding markets, while advancing digital transformation with Livin' Sukha 2.0 features, cross-border innovations via the KOPRA platform that processed Rp12.5 trillion in transactions by mid-2023 with 133% user growth, and expansion of green financing to Rp115 trillion as market leader; it continues strategic synergies through 2024-2025 initiatives including Livin' Fest events nationwide for UMKM support, renewable energy portfolio growth to Rp13 trillion by Q3 2025, KUR disbursements for economic inclusivity, and partnerships with e-commerce, fintechs, and government programs like 3 Million Homes and net-zero emissions by 2060.