XXF Group Holdings Ltd is a Cayman Islands-incorporated investment holding company principally engaged in automobile retail and finance leasing services through self-operated outlets primarily targeting tier-two, tier-three and below cities in the People's Republic of China (PRC). Founded in 2007 and headquartered in Fuzhou, Fujian province, the company offers non-luxury automobiles from over 50 brands mainly via direct finance leases to individual customers; operating lease services including short- and long-term rentals for personal, business, enterprise and net-about car operations through platforms such as Xidi Auto Service and Yueye Car Rental; automobile-related services encompassing aftermarket platforms connecting users to over 7,000 third-party service outlets nationwide, insurance agency, IT solutions and used car exports to 18 countries across Central Asia, Southeast Asia, Middle East and beyond. Its nationwide network comprises over 110 straight-operated sales stores, 133 subsidiaries and coverage across 25 provincial regions, supported by proprietary risk management systems utilizing GPS tracking, credit analytics and data flows for pre- and post-lease monitoring. In November 2023, the company listed on the Main Board of The Stock Exchange of Hong Kong (ticker: 2473.HK), converting ordinary shares with redemption rights into ordinary shares and raising proceeds to bolster expansion; during 2023 it grew revenue 14.3% year-on-year to RMB1.30 billion driven by heightened sales efforts, new outlets and national auto consumption policies, while achieving net profit growth of 42.5% to RMB109.8 million amid COVID recovery and fair value gains; in early 2024 it secured increased credit facilities to support ongoing development; as of mid-2025 net current assets rose to RMB398.6 million reflecting liquidity strength.