- Business
- Goldpac Group Limited (3315.HK), an investment holding company founded in 1993 and headquartered in Wan Chai, Hong Kong, provides embedded software, secure payment products, and artificial intelligence-enabled financial self-service kiosks primarily in Mainland China and internationally across 41 countries and regions. The company operates through two main segments: Embedded Software and Secure Payment Products, encompassing secure payment devices, card issuance systems including central issuance, desktop printers, remote and instant issuance solutions, TSM card issuance, and management platforms; and Platform and Service, offering data processing, digital equipment, system platforms, fintech services such as internet image review, DIY bank cards, benefits redemption, digital marketing, risk control for banks, and total solutions for financial, retail, social security, healthcare, transportation, government, and other sectors. It also delivers intelligent terminal solutions for financial, social security, and government applications; merchant retail and business application tools; social security cards; and additional services including property holding, logistical support, IT research and development consultancy, and network technology development. In recent developments, Goldpac advanced its UMV digital platform, securing over 2,200 financial and transportation customers by mid-2025 to enable online business operations, efficiency gains, and innovation; organized multiple "Accomplishing Bank Digital Transformation through Fintech Outsourcing Workshops" from late 2024 into early 2025, fostering collaborations with banks on digital processes and marketing models; expanded global market presence with breakthroughs in Asia Pacific and the Middle East while targeting Central and South America; intensified R&D for "digital first + chip encryption" solutions supporting digital card issuance, digital currency, post-quantum algorithms, blockchain, and stablecoin hardware wallets following Hong Kong's Stablecoins Ordinance effective August 2025; and grew telecommunications and IoT businesses focused on eSIM connectivity management for consumer electronics, internet of vehicles, intelligent manufacturing, and information security. The group reported interim revenue of RMB458 million for the six months ended June 30, 2025, with improved gross margins from product optimization and operational efficiencies amid bank digitization, while maintaining no material acquisitions or disposals.