1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Huishang Bank Corporation Limited

Huishang Bank Corporation Limited

3698.HK
Huishang Bank Corporation LimitedHK flagHong Kong Stock Exchange
4.54
HKD
+0.05
- -
63.06BMarket Cap
Huishang Bank Corporation Limited
3698.HK
(Hong Kong Stock Exchange)

Recent

price

4.54

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.76
1.08
1.05
1.4
1.72
1.85
2.22
2.56
2.66
2.42
2.62
2.66
2.43
2.83
Revenue per Share
0.35
0.52
0.47
0.51
0.57
0.63
0.69
0.78
0.76
0.8
0.96
1.04
1.11
1.19
Basic EPS, GAAP
0.07
1.01
2.8
5.34
5.36
3.83
1.2
-4.38
0.51
2.61
3.57
6.48
-1.89
3.87
Free Cash Flow per Basic Share
0.09
0.11
0.18
0.18
0.34
0.21
0.41
0.43
0.59
0.42
0.46
0.27
0.24
0.74
Dividend per Share
1.25
2.1
1.8
1.99
2.18
2.48
2.9
3.3
3.75
3.82
4.35
4.9
5.48
6.16
Book Value per Share
1.68
3.36
3
3.48
3.87
4.37
5.77
7.32
7.44
6.94
7.95
9.69
10.83
11.62
Tangible Book Value per Share
12,155
9,394
12,155
12,155
12,155
12,155
12,155
12,155
12,160
13,890
13,890
13,890
13,890
13,890
Basic Weighted Avg Shares
9,235
10,173
12,748
16,977
20,918
22,508
26,951
31,159
32,290
33,614
36,367
36,951
33,752
39,285
Sales/Revenue/Turnover
66.08
66.71
66.92
67.98
72.45
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
201
239
300
321
373
440
435
731
842
999
1,036
984
1,081
1,146
Depreciation Expense
4,306
4,926
5,673
6,161
6,870
7,615
8,747
9,819
9,570
11,460
13,398
14,433
15,414
16,525
Net Income, GAAP
24.18
23.02
23.4
22.09
20.61
18.74
18.12
18.2
17.89
12.94
20.98
15.1
11.52
11.77
Effective Tax Rate (%)
46.63
48.43
44.5
36.29
32.84
33.83
32.46
31.51
29.64
34.09
36.84
39.06
45.67
42.06
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,992
8,986
18,751
80,236
93,778
117,710
91,896
184,606
182,758
183,832
218,960
182,651
283,942
374,145
LT Debt
20,481
31,672
36,553
42,345
53,183
59,212
70,277
89,494
105,673
111,516
122,822
146,727
161,667
172,496
Total Equity
- -
15.83
13.45
9.98
8.83
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
28.19
27.25
26.73
27.11
26.88
25.61
25.05
21.47
22.51
23.59
22.45
21.38
20.43
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.31%
10.4%
6.7%
Free Cash Flow
-50.39%
34.21%
-305.19%
Net Income, GAAP
10.53%
11.68%
7.2%
Sales/Revenue/Turnover
9.14%
4.32%
16.39%
Total Cash Common Dividend
33.11%
31.29%
212.81%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
36,951
2024
- -
- -
- -
- -
33,752
2025
- -
- -
- -
- -
39,285

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.04
2024
- -
- -
- -
- -
1.11
2025
- -
- -
- -
- -
1.19

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.27
2024
- -
- -
- -
- -
0.24
2025
- -
- -
- -
- -
0.74
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Business
Huishang Bank Corporation Limited (3698.HK) operates as a regional joint-stock commercial bank in China, providing a comprehensive range of banking products and services through its corporate banking, retail banking, treasury, and other segments; corporate banking offers current accounts, deposits, overdrafts, loans, trade finance products, foreign currency services, and wealth management to corporate clients, government authorities, and financial institutions; retail banking delivers savings deposits, personal loans, credit and debit cards, payment settlements, wealth management products, agency funds, and insurance services to individual customers; treasury conducts securities investments, money market operations, and repurchase agreements; and others include investment holding, online/mobile banking, clearing/settlement, asset custody, and finance leasing. The bank, founded in 1997 as Hefei Commercial Bank and renamed in 2005, maintains headquarters at Huishang Bank Mansion, 79 Anqing Road, Hefei, Anhui Province, and primarily serves customers in Anhui, Jiangsu, Zhejiang, and other regions across China with over 20 branches and hundreds of outlets. Recent developments encompass a 19.57% year-to-date growth in technology loans to RMB201.794 billion as of June 2025, issuance of RMB5 billion in technology innovation bonds and RMB15 billion in financial bonds to support capital needs, plans for RMB1.793 billion capital expenditure in 2025 focused on IT upgrades and expansions including 50 new branches, and major governance reforms approved on November 25, 2025, amending its Articles of Association, Rules of Procedure, and proposing abolition of the board of supervisors to streamline oversight and enhance regulatory compliance.