1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Financial - Credit Services
Hanhua Financial Holding Co., Ltd.

Hanhua Financial Holding Co., Ltd.

3903.HK
Hanhua Financial Holding Co., Ltd.HK flagHong Kong Stock Exchange
0.17
HKD
+0.00
- -
772.80MMarket Cap
Hanhua Financial Holding Co., Ltd.
3903.HK
(Hong Kong Stock Exchange)

Recent

price

0.17

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
FRC
1.41
0.5
0.39
0.33
0.33
0.33
0.27
0.23
0.18
0.12
0.1
Revenue per Share
0.24
0.11
0.07
0.05
0.06
0.06
0.05
0.03
0.02
- -
0.01
Basic EPS, GAAP
-2.02
-0.19
-0.19
-0.01
-0.12
0.38
0.43
0.6
0.29
0.05
0.1
Free Cash Flow per Basic Share
- -
- -
0.1
0.05
0.04
0.04
- -
- -
0.03
- -
- -
Dividend per Share
3.08
1.26
1.05
1.05
1.05
1.05
1.1
1.12
1
1.08
1.08
Book Value per Share
4.74
1.87
1.62
1.62
1.75
1.7
1.7
1.74
1.73
1.71
1.71
Tangible Book Value per Share
1,150
4,057
4,600
4,600
4,600
4,600
4,600
4,600
4,600
4,600
4,600
Basic Weighted Avg Shares
1,621
2,023
1,786
1,516
1,505
1,510
1,236
1,052
829
569
472
Sales/Revenue/Turnover
63.83
84.79
79.19
74.2
43.79
43.71
- -
- -
- -
- -
- -
Operating Margin (%)
22
42
32
44
40
45
69
98
95
86
76
Depreciation Expense
280
432
303
242
263
289
242
151
77
12
32
Net Income, GAAP
24.46
23.64
27.59
24.97
25.45
28.52
30.67
31.45
31.56
52.5
58.4
Effective Tax Rate (%)
17.26
21.36
16.96
15.95
17.46
19.17
19.57
14.37
9.26
2.16
6.75
Profit Margin (%)
5,128
6,695
6,306
6,217
14,629
12,539
- -
- -
- -
- -
- -
Working Capital
967
816
300
1,206
2,884
4,321
4,439
3,927
2,373
1,826
2,260
LT Debt
5,458
7,576
7,445
7,479
8,072
7,864
7,913
8,097
8,037
7,970
7,932
Total Equity
- -
15.6
12.43
9.67
4.56
3.98
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
7.64
6.46
6.77
6.97
2.53
1.88
0.94
0.47
-0.36
0.52
Return on Capital (%)
- -
9.98
6.09
5.01
5.45
5.97
4.88
2.96
1.58
0.26
0.64
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.38%
0.18%
-0.48%
Free Cash Flow
70.08%
7.62%
122.22%
Net Income, GAAP
-0.45%
-5.54%
159.48%
Sales/Revenue/Turnover
-10.5%
-20.52%
-17.04%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
569
2023
- -
- -
- -
- -
472
2024
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
0.01
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
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Business
Hanhua Financial Holding Co Ltd (3903.HK) is a China-based financial services holding company principally engaged in providing credit guarantees, fintech solutions, and investment services to micro, small, and medium-sized enterprises (MSMEs) and individual customers; it operates through Digital Services, Digital Finance, Capital Investment and Financial Asset Management, and Others segments. The Digital Services segment delivers standardized, automated fintech offerings including electronic guarantees, bid guarantees, and targeted information services in transaction scenarios and industrial chains; the Digital Finance segment supplies offline financing products such as bond guarantees, performance guarantees, small business lending, receivables factoring, and entrusted loans; the Capital Investment and Financial Asset Management segment offers equity investments, fundraising, distressed asset management, and financial asset services to growth-oriented SMEs via own funds and external partnerships; and the Others segment encompasses leasing, consulting, and additional financial activities like sale-and-leaseback, direct leasing, and vendor leasing through subsidiaries including Hanhua Guarantee, Chongqing Fumin Bank, Liaoning Fu'an Financial Asset Management, and Jinwei Technology. Founded in 2004 and headquartered in Building A, No. 2 Hi-tech Fortune Park, No. 15 Fortune Avenue, Yubei District, Chongqing, China, the company focuses on inclusive finance across China with 33 guarantee institutions nationwide, total assets exceeding RMB 124 billion, net assets over RMB 80 billion, and cumulative services to more than 200,000 MSMEs. Recent developments include a proposed acquisition announced in September 2025 whereby Chongqing Jiahe Yisheng Enterprise Management Consulting Partnership, controlled by Zhang Jinhan and Han Xingyi, agrees to purchase approximately 803.6 million domestic shares (17.47% of total issued shares) from Chongqing Jiulong Investment and three other shareholders, positioning the buyer as a new substantial shareholder upon completion; this follows earlier equity structure changes and aligns with ongoing strategic shifts in ownership while maintaining operations in financing guarantees, private banking, and asset management.