1. People's Republic of China Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Harbin Bank Co., Ltd.

Harbin Bank Co., Ltd.

6138.HK
Harbin Bank Co., Ltd.HK flagHong Kong Stock Exchange
0.32
HKD
+0.01
- -
3.52BMarket Cap
Harbin Bank Co., Ltd.
6138.HK
(Hong Kong Stock Exchange)

Recent

price

0.32

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.7
0.77
0.99
1.09
1.29
1.29
1.3
1.29
1.28
1.06
1.06
1.12
1.21
1.05
Revenue per Share
0.26
0.3
0.37
0.41
0.44
0.48
0.5
0.32
0.07
0.02
0.05
0.07
0.08
0.1
Basic EPS, GAAP
1.75
0.64
-0.27
4.19
2.48
-6.3
2.04
1.86
-0.26
3.29
5.23
4.17
1.84
4.96
Free Cash Flow per Basic Share
0.03
0.01
0.04
0.1
0.11
- -
0.05
- -
0.1
- -
0.05
0.05
0.05
0.05
Dividend per Share
0.98
1.12
1.6
1.74
1.91
2.22
2.52
2.78
2.73
2.75
2.73
2.71
2.65
2.59
Book Value per Share
1.53
1.81
2.92
3.07
3.38
3.84
4.3
4.67
4.61
5.67
5.72
5.77
5.93
5.86
Tangible Book Value per Share
10,996
10,996
10,308
10,996
10,996
10,996
10,996
10,996
10,996
10,996
10,996
10,996
10,996
10,996
Basic Weighted Avg Shares
7,702
8,422
10,253
11,942
14,172
14,133
14,296
14,233
14,123
11,616
11,691
12,340
13,308
11,517
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
208
274
328
437
529
544
547
761
781
743
790
770
717
653
Depreciation Expense
2,864
3,350
3,807
4,458
4,877
5,249
5,549
3,558
746
274
555
740
920
1,146
Net Income, GAAP
25.59
24.25
25.09
23.81
23.01
25.52
23.69
24.12
43.51
28.96
28.83
- -
- -
- -
Effective Tax Rate (%)
37.19
39.78
37.13
37.33
34.41
37.14
38.81
25
5.28
2.36
4.75
6
6.91
9.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,500
3,500
7,898
31,408
54,266
104,132
127,444
59,527
43,891
31,904
43,426
46,405
66,577
85,404
LT Debt
16,937
19,927
30,163
33,848
37,335
42,409
47,492
51,641
51,109
62,780
63,321
63,888
65,596
64,783
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
29.11
26.47
25
24.27
23.09
21.27
12.22
2.46
0.91
1.84
2.48
3.12
3.98
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.96%
5.2%
-1.24%
Free Cash Flow
-187.08%
-244.34%
169.03%
Net Income, GAAP
2.92%
24.27%
24.56%
Sales/Revenue/Turnover
0.12%
-3.43%
-13.46%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
12,340
2024
- -
- -
- -
- -
13,308
2025
- -
- -
- -
- -
11,517

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.07
2024
- -
- -
- -
- -
0.08
2025
- -
- -
- -
- -
0.1

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.05
2024
- -
- -
- -
- -
0.05
2025
- -
- -
- -
- -
0.05
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Business
Harbin Bank Co., Ltd. is a commercial banking institution primarily engaged in providing a comprehensive range of financial products and services. Its core offerings include corporate banking services such as deposits, loans, trade finance, and treasury operations; retail banking services including personal deposits, consumer loans, credit cards, wealth management, and electronic banking; as well as small and medium enterprise (SME) financing solutions. The bank serves various customer segments across China, with a particular focus on corporate clients, individual consumers, and SMEs in its operating regions. Founded in 1997, Harbin Bank is headquartered in Harbin, Heilongjiang Province, China. It operates primarily in the northeastern region of China but has been expanding its presence to other parts of the country through branch openings and digital banking channels. The bank emphasizes leveraging technology to enhance customer experience and operational efficiency, offering digital payment platforms, mobile banking apps, and online financial services. In the last 1-2 years, Harbin Bank has undertaken strategic initiatives to broaden its service portfolio and enhance its competitive positioning. These include forming strategic partnerships with fintech companies to advance digital banking capabilities, launching new technology-driven products to cater to changing customer needs, and expanding its SME financing platforms to support regional economic development. The bank has also engaged in capital raising activities to fund its expansion and improve its asset base. Harbin Bank is recognized within the banking industry for its commitment to integrated financial services, innovation in digital banking, and support for local economic growth sectors. It operates across various business segments including corporate banking, retail banking, treasury, and electronic banking services. The bank continues to develop its product offerings and expand geographically while maintaining a robust risk management framework. As of the latest updates, Harbin Bank is actively pursuing growth through digital transformation and market diversification, reinforcing its position as a key regional banking institution in China while gradually expanding its footprint beyond its traditional markets. These recent developments solidify its financial service offerings and strategic growth trajectory.