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    Banks - Regional
Auswide Bank Ltd

Auswide Bank Ltd

ABA.AX
Auswide Bank LtdAU flagAustralian Securities Exchange
5.11
AUD
- -
- -
264.70MMarket Cap
Auswide Bank Ltd
ABA.AX
(Australian Securities Exchange)

Recent

price

5.11

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
FRC
1.79
1.82
1.59
1.49
1.11
1.37
1.38
1.41
1.41
1.46
1.48
1.61
1.75
1.79
1.82
- -
Revenue per Share
0.56
0.71
0.66
0.53
0.07
0.39
0.36
0.31
0.37
0.43
0.41
0.44
0.57
0.6
0.56
- -
Basic EPS, GAAP
-0.04
-0.02
-0.03
-0.04
-0.04
-0.07
-0.08
-0.14
- -
- -
- -
- -
-0.04
-0.06
-0.05
- -
Free Cash Flow per Basic Share
0.51
0.42
0.41
0.39
0.38
0.14
0.29
0.26
0.26
0.17
0.34
0.32
0.25
0.33
0.17
- -
Dividend per Share
4.48
4.59
5.24
5.16
4.77
5
5.06
5.42
5.14
5.3
5.3
5.39
5.65
5.87
6.03
- -
Book Value per Share
3.6
3.75
4.47
4.38
4
4.24
4.3
4.47
4.11
4.51
4.52
4.6
4.9
5.39
5.43
- -
Tangible Book Value per Share
30
32
34
36
36
36
37
37
41
42
42
42
43
43
45
- -
Basic Weighted Avg Shares
54
57
54
53
40
50
51
53
57
61
62
68
75
78
82
62
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
2
2
2
2
2
2
2
3
3
3
4
4
3
4
4
Depreciation Expense
17
22
23
19
2
14
13
12
15
18
17
19
24
26
25
11
Net Income, GAAP
32.12
30.16
30.67
29.97
22.7
30.36
30.3
33.65
30.86
30.14
30.19
30.17
30.39
30.28
30.21
31.29
Effective Tax Rate (%)
31.45
38.85
41.75
35.83
6.08
28.3
26.16
22.17
26.54
29.3
27.63
27.13
32.34
33.71
30.55
18.05
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
25
25
38
28
28
28
28
28
28
28
28
28
42
42
42
47
LT Debt
151
161
195
199
187
196
200
217
224
237
238
242
257
282
294
290
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.06
15.89
13.98
10.47
1.37
7.94
7.21
6.01
7.36
8.32
7.73
8.21
10.31
10.57
9.55
4.13
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.04%
4.04%
-1.39%
Free Cash Flow
- -
- -
40.22%
Net Income, GAAP
1.33%
-2.6%
-55.2%
Sales/Revenue/Turnover
2.78%
0.91%
-24.15%
Total Cash Common Dividend
18.79%
2.27%
49.36%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
78
2023
- -
- -
- -
- -
82
2024
- -
- -
- -
- -
62

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.6
2023
- -
- -
- -
- -
0.56
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.33
2023
- -
- -
- -
- -
0.17
2024
- -
- -
- -
- -
- -
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Business
Auswide Bank Ltd (ABA.AX), a regional Australian bank, provides a comprehensive range of personal and business banking products and services through an omni-channel distribution strategy encompassing branches, mortgage brokers, strategic partnerships, and digital platforms; core offerings include deposit products such as call deposits, term deposits, certificates of deposit, savings accounts, business access accounts, pension accounts, cash management accounts, mortgage offset accounts, and self-managed superannuation fund accounts, as well as lending solutions comprising home loans, personal loans, car loans, home renovation loans, credit cards, and overdrafts; the bank also delivers insurance products including home and contents, landlord, car, caravan and trailer, boat, and travel coverage, alongside telegraphic money transfers, financial advice, internet and phone banking, and business support services. Founded in 1966 as Wide Bay Capricorn Building Society by Ron Hancock and headquartered at 16-20 Barolin Street in Bundaberg, Queensland, the bank operates primarily across Queensland's east coast with over 15 branches and approximately 239 employees, targeting everyday Australians and small-to-medium businesses seeking alternatives to major banks. In a transformative development completed in early 2025, Auswide Bank merged with MyState Limited under a scheme implementation agreement initially announced in August 2024, establishing it as a wholly owned subsidiary of MyState Bank Limited to enhance scale, broker networks, East Coast presence, product diversity including funds management, trustee services, and asset finance, and technological investments while maintaining separate brand operations and business-as-usual services for customers. Prior to the merger finalization, which followed regulatory approvals and shareholder votes deferred to February 2025, Auswide announced plans to acquire non-bank SME asset finance lender Specialist Leasing Finance Company Pty Ltd (Selfco) to diversify into equipment leasing for trucks, trailers, and construction machinery. The merger enables expanded access to 23 branches, free ATM usage across both networks, and up to $250,000 deposit protection per account holder under the Financial Claims Scheme, reinforcing its position in regional banking with a focus on customer-centric growth and community support.