Commonwealth Bank of Australia (CBA), Australia's largest listed company on the Australian Securities Exchange, provides integrated financial services including retail banking with transaction and savings accounts, credit cards, personal loans and home loans; business and institutional banking encompassing overdrafts, equipment finance, margin lending and international payments; funds management, superannuation and wealth management through Colonial First State; insurance via CommInsure covering life, home, contents and travel; and broking services through Commonwealth Securities (CommSec). The bank operates primarily in Australia and New Zealand via ASB Bank, with additional presence in Asia including Indonesia through PT Bank Commonwealth, the United States, United Kingdom and Europe; it serves individual, small business, corporate and institutional clients with digital platforms such as NetBank and the CommBank app. Founded in 1911 under the Commonwealth Bank Act and headquartered at Commonwealth Bank Place in Sydney's Darling Harbour, CBA employs around 48,900 people and supports 15.9 million customers. Recent developments include a November 2024 agreement to sell its Commonwealth Private Advice business, serving ultra-high-net-worth and high-net-worth clients with over AUD 5 billion in assets, to LGT Group for integration into LGT Crestone by mid-2025; and an August 2025 multi-year strategic partnership with OpenAI as its first Australian banking partner to deploy generative AI for enhanced scam detection, fraud prevention and personalized customer services.