1. Australia Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Challenger Limited

Challenger Limited

CGF.AX
Challenger LimitedAU flagAustralian Securities Exchange
10.33
AUD
- -
- -
7.06BMarket Cap
Challenger Limited
CGF.AX
(Australian Securities Exchange)

Recent

price

10.33

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
2.08
1.77
2.14
2.37
3.55
3.19
3.39
4.98
4.56
4.64
2.32
4.49
1.52
2.37
2.9
3.35
Revenue per Share
0.55
0.55
0.29
0.79
0.66
0.55
0.58
0.71
0.54
0.51
-0.68
0.88
0.37
0.42
0.19
0.28
Basic EPS, GAAP
-0.04
-0.08
-0.09
-0.03
-0.01
-0.01
-0.03
-0.03
-0.12
-0.1
-0.02
- -
- -
-0.01
- -
- -
Free Cash Flow per Basic Share
0.18
0.2
0.2
0.23
0.27
0.28
0.32
0.32
0.34
0.36
0.36
0.1
0.2
0.18
0.22
0.28
Dividend per Share
2.21
2.73
3.07
3.61
4.06
4.62
4.8
5.17
5.9
6.04
5.43
5.77
5.95
6.13
5.7
5.7
Book Value per Share
2.34
2.67
2.95
3.37
3.37
3.83
3.75
4.11
4.84
5.03
4.36
4.82
5.02
5.23
4.82
4.78
Tangible Book Value per Share
510
479
516
526
514
546
560
562
597
605
608
672
678
685
685
687
Basic Weighted Avg Shares
1,064
848
1,104
1,245
1,823
1,743
1,896
2,797
2,720
2,808
1,412
3,013
1,031
1,620
1,984
2,302
Sales/Revenue/Turnover
-49.35
-66.82
-56.39
-46.66
-10.02
-21.66
-19.64
18.54
5.57
-8.96
-11.54
4.28
-49.69
-54.01
-71.14
-53.58
Operating Margin (%)
46
22
11
14
18
19
16
14
16
15
15
15
14
14
14
18
Depreciation Expense
282
261
148
417
341
299
328
398
322
308
-416
592
254
288
130
192
Net Income, GAAP
17.4
1.78
- -
15.45
12.72
19.32
19.87
23.31
22.61
29.03
- -
28.69
29
27.57
29.13
30.15
Effective Tax Rate (%)
26.55
30.83
13.45
33.47
18.68
17.16
17.28
14.21
11.86
10.96
-29.47
19.66
24.6
17.74
6.55
8.36
Profit Margin (%)
2,139
7,009
10,001
7,963
3,877
7,100
4,946
5,448
6,995
8,308
5,018
8,539
18,686
19,850
21,311
20,694
Working Capital
9,787
8,082
6,688
5,389
4,258
3,230
1,415
2,770
2,657
2,417
2,248
1,985
1,646
1,399
1,532
1,332
LT Debt
1,720
1,799
2,044
2,294
2,276
2,639
2,684
2,901
3,483
3,623
3,250
3,826
3,988
4,164
3,885
3,864
Total Equity
-2.75
-5.04
- -
-5.77
-2.02
-3.96
-3.67
4.45
1.19
-1.71
- -
0.86
-3.61
-6.35
-9.49
-7.44
Return on Invested Capital (%)
5.13
7.23
- -
7.33
6.92
6.16
6.29
5.84
5.38
5.51
- -
7.71
2.82
6.85
6.37
6.6
Return on Capital (%)
24.12
21.45
10.27
23.95
17.11
12.99
12.58
14.22
10.04
8.58
-11.97
16.51
6.41
6.98
3.21
4.92
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.27%
3.83%
-0.53%
Free Cash Flow
- -
- -
-89.47%
Net Income, GAAP
-52.07%
-58.6%
48.04%
Sales/Revenue/Turnover
15.03%
28.64%
16.01%
Total Cash Common Dividend
11.63%
16.02%
28.05%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1,620
2024
- -
- -
- -
- -
1,984
2025
- -
- -
- -
- -
2,302

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.42
2024
- -
- -
- -
- -
0.19
2025
- -
- -
- -
- -
0.28

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.18
2024
- -
- -
- -
- -
0.22
2025
- -
- -
- -
- -
0.28
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Business
Challenger Limited Challenger Limited (ASX:CGF) operates as an ASX-listed investment management company focused on retirement income solutions, managing approximately $126 billion in assets as of March 2025; its core businesses encompass Challenger Life, which provides annuity products including guaranteed lifetime and term-certain annuities to protect against longevity risk in the Australian retirement market and Australian dollar-denominated annuities targeted at Japan's retirement market; Challenger Investment Management, a specialist in global fixed income strategies supporting annuity backing assets; and Fidante Partners, a funds management platform with minority stakes in boutique global investment managers offering access to equities, fixed income, alternatives, and retirement savings products within Australia's superannuation system. Founded in 1985 and headquartered in Sydney, Australia, the company serves retail investors, financial advisers, superannuation funds, and institutional clients primarily in Australia with expanding reach into Japan; it employs around 576 full-time equivalents and generates revenue from life insurance, asset management, and related financial services. Recent developments include the completion of the Challenger Bank sale to Heartland Bank in April 2024 following its acquisition as MyLife MyFinance in early 2021; Apollo Global Management reducing its stake from 18% in July 2021 by selling half in September 2024 and an additional portion thereafter; an extension of the MS Primary reinsurance partnership in May 2024; and TAL, a subsidiary of Dai-ichi Life Holdings, announcing in June 2025 an agreement to acquire a 4.8% stake for AUD 247 million from Apollo, bringing its total ownership to 19.9% subject to regulatory approvals, alongside S&P affirming credit ratings at 'BBB+' for the parent and 'A' for the life company in December 2024.