Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative

CRLA.PA
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérativeundefined flagEuronext Paris
94.54
EUR
-1.24
- -
165.50MMarket Cap
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative
CRLA.PA
(Euronext Paris)

Recent

price

94.54

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
- -
32.96
30.71
30.42
29.38
29.75
29.28
24.15
27.74
28.77
24.49
30.97
31.32
29.5
- -
- -
Revenue per Share
- -
9.63
7.58
7.84
8.33
8.55
8.04
10.06
8.81
9.41
6.87
10.68
11.03
8.89
- -
- -
Basic EPS, GAAP
- -
7.59
-6.85
6.2
-2.77
9.99
39.68
-3.36
3.85
21.38
37.04
48.4
-44.72
-24.53
- -
- -
Free Cash Flow per Basic Share
- -
5.18
1.16
1.06
1.03
0.98
0.98
0.97
1.01
1.04
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
57.9
65.91
73.38
80.88
88.43
95.62
105.17
117.74
127.71
134.75
144.43
157.41
18.53
- -
- -
Book Value per Share
- -
118.37
127.37
134.02
141.24
148.67
155.82
168.36
191.33
206.92
208.82
239.41
240.66
257.01
- -
- -
Tangible Book Value per Share
- -
20
20
20
20
20
20
20
20
20
20
20
20
20
- -
- -
Basic Weighted Avg Shares
672
668
617
613
587
593
582
479
550
569
484
612
618
583
- -
594
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
157
11
9
8
8
8
8
8
7
12
15
16
15
18
- -
14
Depreciation Expense
186
195
152
158
166
170
160
200
175
186
136
211
218
176
- -
190
Net Income, GAAP
30.71
30.78
37.19
36.35
33.4
34.87
37.4
32.36
29.4
26.52
31.56
24.78
19.28
15.61
- -
18.81
Effective Tax Rate (%)
27.64
29.23
24.67
25.78
28.37
28.73
27.47
41.66
31.77
32.69
28.07
34.48
35.23
30.14
- -
31.9
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,652
48
15
- -
2
12
- -
30
58
67
104
97
116
97
- -
96
LT Debt
2,289
2,404
2,562
2,706
2,826
2,968
3,101
3,344
3,796
4,095
4,129
4,734
4,749
5,077
- -
6,057
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.06
14.22
12.18
11.28
10.76
10.08
8.73
10.01
7.9
7.66
5.24
7.65
7.3
10.11
- -
64.04
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
19.31%
Free Cash Flow
- -
- -
-119.54%
Net Income, GAAP
- -
- -
8%
Sales/Revenue/Turnover
- -
- -
2.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
583
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
594

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
8.89
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (CRLA.PA), a regional cooperative bank and subsidiary of Crédit Agricole S.A., provides a comprehensive range of banking products and services to individuals, professionals and associations, farmers, businesses, private banking customers, public entities, social housing communities, cooperatives, real estate developers, and renewable energy clients in the Languedoc region of France; core offerings include bank accounts and cards, mobile payments, savings accounts, savings plans, fixed-term deposits, stock market and financial investments, retirement savings plans, real estate and consumer loans, business creation financing, medium- and long-term loans, leasing, cash management, treasury services, advisory services, and online banking; the bank also delivers extensive insurance products encompassing car and two-wheeler, home, health and death, leisure and daily life, professional premises and vehicle, activity, employee, agricultural building and equipment, pension, borrower protection, and other specialized coverages. Founded in 2006 and headquartered in Lattes, near Montpellier, the institution operates approximately 270 branches across its territory in southern France, emphasizing local development through solidarity funds and initiatives supporting environmental and social transitions, while employing around 2,769 staff under CEO Christian Rouchon. Recent developments include the publication of its 2024 annual financial report in ESEF format in March 2025, alongside semestral liquidity contract declarations for Certificats Coopératifs d'Investissement (CCI) and quarterly financial notices through mid-2025, reflecting ongoing regulatory compliance and operational stability amid its listing on Euronext Paris since 2007.