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    Financial - Credit Services
H&T Group plc

H&T Group plc

HAT.L
H&T Group plcGB flagLondon Stock Exchange
650.00
GBp
+2.00
- -
282.64MMarket Cap
H&T Group plc
HAT.L
(London Stock Exchange)

Recent

price

650.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
FRC
2.38
3.59
3.54
3.61
2.75
2.43
2.47
2.67
3.42
3.88
4.21
3.3
3.12
4.33
5.1
6.11
Revenue per Share
0.38
0.49
0.51
0.36
0.13
0.12
0.15
0.21
0.26
0.3
0.44
0.32
0.15
0.37
0.49
0.51
Basic EPS, GAAP
-0.16
0.52
0.03
0.19
0.36
0.37
0.28
-0.02
-0.14
0.1
0.44
1.26
-0.32
-0.68
-0.28
0.11
Free Cash Flow per Basic Share
0.07
0.09
0.1
0.11
0.1
0.05
0.06
0.09
0.1
0.11
0.11
0.03
0.1
0.13
0.17
0.18
Dividend per Share
0.65
1.05
1.48
1.71
1.74
1.81
1.9
2.02
1.91
2.08
2.35
2.58
2.63
2.86
2.95
3.28
Book Value per Share
0.83
1.25
1.68
1.89
1.91
2
2.09
2.23
2.15
2.33
2.61
2.88
2.95
3.41
3.42
3.58
Tangible Book Value per Share
35
35
35
36
36
36
36
36
36
37
38
39
39
40
43
43
Basic Weighted Avg Shares
84
126
126
130
99
88
89
97
125
143
160
129
122
174
221
265
Sales/Revenue/Turnover
25.21
23.25
19.62
13.94
7.63
7.09
8.42
10.56
9.99
11.35
14.04
13.08
9.18
11.82
22.56
25.94
Operating Margin (%)
2
3
3
3
4
3
3
3
3
7
7
9
9
9
11
11
Depreciation Expense
13
17
18
13
5
4
5
8
9
11
17
13
6
15
21
22
Net Income, GAAP
27.92
32.61
22.72
24.02
27.95
22.78
21.37
22
20.15
20.46
16.89
19.64
23.12
21.54
20.02
23.5
Effective Tax Rate (%)
15.89
13.6
14.45
9.94
4.89
4.85
6.03
7.85
7.61
7.66
10.42
9.73
4.95
8.57
9.55
8.38
Profit Margin (%)
63
64
80
55
83
79
81
89
97
108
115
101
105
138
175
207
Working Capital
44
31
34
- -
26
16
13
15
49
49
46
17
16
31
61
84
LT Debt
47
62
77
87
88
91
94
99
96
104
123
135
137
164
177
192
Total Equity
18.03
20.7
17.6
11.23
4.45
4.19
5.41
7.07
7.55
8.54
11.23
8.07
5.47
9.01
17.88
20.01
Return on Invested Capital (%)
25.83
27.48
25.19
15.47
5.74
5.37
7.03
9.27
9.56
10.51
13.96
10.3
5.62
11.75
13.77
12.7
Return on Capital (%)
76.8
57.17
40.53
22.68
7.81
6.64
8.02
10.69
13.28
14.95
20.09
13.18
5.92
13.69
17.39
16.46
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.97%
9.56%
8.32%
Free Cash Flow
80.45%
-1.93%
-137.77%
Net Income, GAAP
27.72%
23.38%
5.43%
Sales/Revenue/Turnover
13.06%
12.96%
20.2%
Total Cash Common Dividend
39.88%
59.53%
6.33%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
174
2023
- -
- -
- -
- -
221
2024
- -
- -
- -
- -
265

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.37
2023
- -
- -
- -
- -
0.49
2024
- -
- -
- -
- -
0.51

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.13
2023
- -
- -
- -
- -
0.17
2024
- -
- -
- -
- -
0.18
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Business
H&T Group plc (HAT.L), founded in 1897 as Harvey & Thompson in London and headquartered in Sutton, Surrey, United Kingdom, operates as the UK's largest pawnbroker, providing a broad range of alternative financial services through over 270 stores nationwide; core segments encompass pawnbroking with secured loans against collateral such as jewelry and watches, gold purchasing directly from customers, retail sales of new and pre-owned jewelry, luxury watches, and forfeited or refurbished items, pawnbroking scrap gold sales, personal loans including short-term payday advances and longer-term KwikLoan products, foreign exchange services, cheque cashing, BuyBack electronics recycling, and online pawnbroking capabilities. The company serves individual consumers seeking short-term liquidity and retail purchases, with a focus on community-based operations in underserved UK areas and an emphasis on retail store enhancements including the EST1897 jewelry brand and online shop integration under handt.co.uk. In August 2025, FirstCash Holdings, Inc. completed its acquisition of H&T Group plc for approximately 650 pence per share via subsidiary Chess Bidco Limited, marking a significant strategic shift to integrate H&T's UK operations into FirstCash's global pawn platform spanning the US, Latin America, and now the UK; recent developments prior to the takeover included the rollout of enhanced personal loans and foreign exchange across all stores, acquisition of pledgebooks from competitors such as Maxcroft and The Money Shop, funding facilities from Allica Bank and Pricoa Private Capital totaling £35 million, appointment of joint broker Canaccord Genuity, and compliance initiatives like Consumer Duty implementation.