ICICI Bank Limited

ICICI Bank Limited

ICICIBANK.NS
ICICI Bank LimitedIN flagNational Stock Exchange of India
1,253.10
INR
+11.10
- -
8.98TMarket Cap
ICICI Bank Limited
ICICIBANK.NS
(National Stock Exchange of India)

Recent

price

1,253.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
62.96
59.49
65.55
71.27
84.49
97.02
113.7
121.79
131.1
148.7
161.1
159.29
186.96
219
291.69
312.32
312.28
Revenue per Share
9.74
12.06
15.14
17.39
19.25
15.94
15.92
12.02
6.61
14.81
27.26
36.21
48.86
63.19
72.41
75.89
75.88
Basic EPS, GAAP
-19.28
-11.71
26.6
9.34
-21.24
35.69
80.18
28.59
73.84
120.28
202.14
81.12
-8.96
219.32
167.49
89.03
- -
Free Cash Flow per Basic Share
2.49
3
3.5
4.26
4.85
5.4
5.35
2.67
1.82
1.37
- -
2
4.99
7.99
9.99
10.99
- -
Dividend per Share
88.36
1.82
1.82
1.82
1.82
1.82
1.82
2
2
2
2.05
2
2.01
130.26
170.01
2.01
2
Book Value per Share
90.53
98.94
111.12
123.55
137.05
152.58
171.08
181.79
187.75
200.88
247.73
271.01
317.37
382.02
454.48
516.62
516.55
Tangible Book Value per Share
6,259
6,337
6,342
6,349
6,364
6,388
6,400
6,416
6,436
6,459
6,744
6,935
6,966
7,004
7,047
7,143
7,144
Basic Weighted Avg Shares
394,063
377,038
415,680
452,472
537,673
619,756
727,710
781,405
843,771
960,521
1,086,468
1,104,602
1,302,385
1,533,820
2,055,593
2,230,898
2,230,898
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
8,576
7,546
7,310
8,418
9,103
9,567
10,444
10,391
10,454
13,696
14,714
14,699
16,351
19,959
26,904
31,226
- -
Depreciation Expense
60,933
76,429
96,036
110,414
122,469
101,800
101,884
77,122
42,542
95,663
183,843
251,101
340,366
442,564
510,292
542,077
542,077
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
30.22
65.59
27.82
31.87
33.26
25.08
25.25
25.07
25.07
Effective Tax Rate (%)
15.46
20.27
23.1
24.4
22.78
16.43
14
9.87
5.04
9.96
16.92
22.73
26.13
28.85
24.82
24.3
24.3
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,227,409
1,410,002
1,547,285
1,710,325
1,915,476
2,076,798
1,849,817
2,137,066
2,007,088
1,962,576
1,360,617
1,494,669
1,737,072
1,837,026
2,188,834
2,202,643
2,202,643
LT Debt
566,607
627,042
704,682
784,406
872,104
974,664
1,094,973
1,166,379
1,208,339
1,297,548
1,671,758
1,880,334
2,211,845
2,700,323
3,287,426
3,795,714
3,795,714
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
11.43
27.08
832.78
956.51
1,058.18
876.51
875.19
629.33
330.39
740.36
1,372.9
1,810.8
2,442.76
95.56
48.36
89.42
89.42
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
2,152,397
2,154,356
2,202,643
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7,144
7,151
7,161
Market Capitalization
9,547,936
9,553,311
8,614,950

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,675,684
1,793,773
2,649,807
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.81%
17.88%
15.46%
Free Cash Flow
-244.23%
-560.24%
-46.12%
Net Income, GAAP
27.17%
24.74%
6.23%
Sales/Revenue/Turnover
13.96%
15.98%
8.53%
Total Cash Common Dividend
- -
61.13%
11.53%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
357,163
393,842
400,710
382,104
1,533,820
2025
461,484
507,172
519,932
567,004
2,055,593
2026
514,860
541,292
549,078
625,668
2,230,898

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15.22
15.57
15.77
16.63
63.19
2025
16.64
18.39
18.26
19.11
72.41
2026
19.02
- -
17.54
20.62
75.89

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
7.99
2025
- -
- -
- -
- -
9.99
2026
- -
- -
- -
- -
10.99
Business
ICICI Bank Limited (ICICIBANK.NS) operates as India's second-largest private sector bank by assets, providing a comprehensive range of banking and financial services to retail, corporate, SME, and NRI customers through an extensive network of over 7,200 branches, 10,600 ATMs, and advanced digital platforms across India and select international markets. The bank offers savings and current accounts; fixed, recurring, and flexi deposits; personal, home, auto, gold, education, and business loans; credit and debit cards; trade finance, forex, cash management, and treasury services; NRI remittances via Money2India and Money2World; insurance products through subsidiaries including ICICI Prudential Life Insurance and ICICI Lombard General Insurance; wealth management, mutual funds via ICICI Prudential AMC, and investment services; as well as specialized agri, rural, and locker services, supported by digital tools such as iMobile Pay, InstaBIZ, Pockets wallet, Retail and Corporate Internet Banking, Digital Rupee App, and ICICI Stack. Founded in 1994 as a wholly-owned subsidiary of ICICI Limited (originally established in 1955) following a reverse merger in 2002, ICICI Bank maintains its corporate headquarters in Mumbai with a registered office in Vadodara, Gujarat, and extends operations via subsidiaries in the UK and Canada, branches in the US, Singapore, Bahrain, Hong Kong, Qatar, Oman, DIFC Dubai, China, and South Africa, and representative offices in the UAE, Bangladesh, Malaysia, and Indonesia. In late 2025, the bank secures Reserve Bank of India approval to acquire 100% of ICICI Prudential Pension Funds Management Company from ICICI Prudential Life Insurance, positioning it to expand in the pension fund management sector pending further regulatory nods; it also raises funds through issuance of unsecured subordinated debt securities, underscoring ongoing capital strengthening amid robust FY2024 performance with profits up 28% year-over-year, total assets exceeding INR 23 trillion, and accelerated digital transformation driving customer acquisition and transaction growth.