Mission Valley Bancorp

Mission Valley Bancorp

MVLY
Mission Valley BancorpUS flagOther OTC
19.95
USD
- -
- -
66.75MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.17
5.02
4.63
5.34
5.51
5.28
5.85
5.84
6.89
8.69
9.4
11.07
12.58
11.37
Basic EPS, GAAP
0.53
0.46
0.94
1.04
1.07
0.98
1.12
0.71
1.52
1.45
2.22
1.87
2.4
1.6
Free Cash Flow per Basic Share
1.2
0.12
-1.01
-6.11
-0.08
8.28
1.54
0.77
0.58
-0.05
1.82
1.2
1.66
- -
Dividend per Share
0.18
0.18
0.12
0.14
0.15
- -
0.1
- -
- -
0.15
0.15
0.15
0.15
- -
Book Value per Share
6.22
7.46
7.41
8.33
9.23
10.13
11.08
11.75
13.2
14.4
16.25
17.87
20.06
18.46
Tangible Book Value per Share
6.18
7.55
7.65
8.64
9.57
10.37
11.37
12.05
13.57
13.82
15.99
17.77
20.28
18.47
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
14
14
15
17
18
17
19
19
22
29
31
37
42
38
Operating Margin (%)
21.98
20.19
35.65
34.11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
2
3
3
4
3
4
2
5
5
7
6
8
5
Effective Tax Rate (%)
37.55
37.59
39.32
39.48
40.7
22.09
28.16
27.5
30.86
28.32
28.11
28.88
27.47
28.81
Profit Margin (%)
13.73
12.6
21.63
20.64
20.29
18.63
19.06
12.16
22.07
16.7
23.61
16.88
19.07
14.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6
6
6
6
17
17
13
44
10
33
63
53
41
66
Total Equity
31
31
34
38
30
33
37
39
44
45
53
59
68
62
Return on Invested Capital (%)
3.89
4.65
8.09
8.25
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.98
6.79
13.44
13.21
12.2
10.21
10.56
6.23
12.22
10.55
14.54
10.98
12.67
9.02

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
53
39
66
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
57
51
52

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
50
63
62
Accounts Receivable, Net
4
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.55%
11.78%
14.53%
Free Cash Flow
-1,353.06%
-760.46%
38.64%
Net Income, GAAP
15.9%
35.87%
28.8%
Sales/Revenue/Turnover
11.58%
17.48%
14.05%
Total Cash Common Dividend
- -
- -
0.4%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9
10
9
10
37
2025
10
10
12
- -
42
2026
10
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.51
0.6
0.42
0.34
1.87
2025
0.47
0.37
0.93
- -
2.4
2026
0.21
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.15
2025
- -
- -
- -
- -
0.15
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Tamara G. Gurney
Full Time Employees
39
Sector
Financial Services
Industry
Banks - Regional
Address
9116 Sunland Boulevard Sun Valley CA United States of America 91352
IPO Date
Mar 31, 2006
Business
Mission Valley Bancorp (MVLY) operates as the bank holding company for Mission Valley Bank and Mission SBA Loan Servicing LLC, providing commercial banking products and services to small and medium-sized businesses, entrepreneurs, and individuals primarily in California. Mission Valley Bank offers deposit products including non-interest-bearing and interest-bearing demand deposits, savings accounts, money market deposit accounts, time deposits, and certificates of deposit; lending solutions such as small business administration loans, accounts receivable financing, advanced restaurant financing, commercial real estate loans, commercial and industrial term loans, revolving lines of credit, loans secured by liquid collateral, construction loans, and consumer loans; and fee-based services encompassing merchant bankcard processing, treasury management, branch services, card services, online and mobile banking, and lending services like underwriting, processing, closing, servicing, and referral or replacement to other financial institutions. Mission SBA Loan Servicing LLC functions as a lender service provider specializing in SBA lending support to other banks. Founded in 2001 and headquartered at 9116 Sunland Boulevard in Sun Valley, California, the company maintains full-service branches in the San Fernando Valley, Santa Clarita Valley, and recently opened its fourth branch in Arcadia in the San Gabriel Valley on September 8, 2025, as part of ongoing geographic expansion and core deposit growth initiatives; it reports strong Q3 2025 results with net income of $2.1 million, total assets of $715.0 million, gross loans of $577.8 million, and total deposits of $564.3 million as of September 30, 2025.

Company News

APIChatGPT
  • Mission Valley Bancorp Reports First Quarter Results

  • Reviewing Cullen/Frost Bankers (NYSE:CFR) and Mission Valley Bancorp (OTCMKTS:MVLY)

  • Head-To-Head Contrast: Mission Valley Bancorp (OTCMKTS:MVLY) and California BanCorp (NASDAQ:BCAL)

  • Analyzing Mission Valley Bancorp (OTCMKTS:MVLY) & BancFirst (NASDAQ:BANF)

  • Mission Valley Bancorp Reports Fourth Quarter and Full Year 2025 Results

  • Comparing ACNB (NASDAQ:ACNB) and Mission Valley Bancorp (OTCMKTS:MVLY)

  • Mission Valley Bancorp Reports Third Quarter Results

  • Mission Valley Bancorp Reports Second Quarter Results

  • Mission Valley Bancorp Reports First Quarter Results

  • Mission Valley Bancorp Reports Fourth Quarter and Full Year 2024 Results

  • Mission Valley Bancorp Reports Third Quarter 2024 Results

  • Mission Valley Bancorp Reports Second Quarter 2024 Results

  • Mission Valley Bancorp Reports First Quarter 2024 Results

  • Mission Valley Bancorp Reports Full Year and Fourth Quarter 2023 Results

  • Mission Valley Bancorp Reports Third Quarter 2023 Results

  • Mission Valley Bancorp Reports Second Quarter 2023 Results