Impac Mortgage Holdings, Inc. (NYSE American: IMPHP) operates as a residential mortgage lender and broker, originating, purchasing, financing, brokering, selling, and servicing mortgage loans secured by one- to four-family residential real estate throughout the United States. The company provides mortgage lending products including Non-QM, Jumbo, Conventional conforming loans for Fannie Mae and Freddie Mac, FHA, VA, and government loans through wholesale, correspondent, and retail channels; it also offers mortgage servicing, portfolio loss mitigation, real estate services, and management of its securitized long-term mortgage portfolio. Founded in 1995 and headquartered in Irvine, California, Impac Mortgage Holdings focuses on innovative solutions for brokers, bankers, credit unions, and consumers amid fluctuating market conditions, with operations licensed in 45 states. In March 2023, the company underwent a major strategic shift by converting to a mortgage broker model, winding down its third-party origination channel, and voluntarily relinquishing its seller/servicer designation with government-sponsored enterprises to streamline operations and expenses; its common stock faced delisting from the NYSE American due to non-compliance, transitioning to over-the-counter trading.