Joint Stock Company Kaspi.kz
KSPI.IL
International Order Book122.85
USD
+2.25
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Joint Stock Company Kaspi.kz
KSPI.IL
(International Order Book)
Recent
price
122.85
P/E
ratio
- -
div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- Joint Stock Company Kaspi.kz operates a leading super app ecosystem in Kazakhstan that integrates payments, marketplace, and fintech platforms for consumers and merchants. The company provides core services through its Kaspi Super App for consumers and Kaspi Pay Super App for merchants, including peer-to-peer payments, bill payments for household expenses, mobile commerce via Kaspi QR for in-store transactions, e-wallet and Kaspi Gold debit card functionalities; an omnichannel marketplace with m-commerce for in-person shopping, e-commerce with free delivery, Kaspi Travel for domestic and international flights, rail tickets, and package holidays, plus product reviews and merchant details; and fintech offerings such as buy-now-pay-later financing, instant consumer loans, savings products, merchant finance, personal finance management tools like My Bank for budgeting and card security, as well as banking, payment processing, e-grocery, classifieds, and data analytics services. Founded in 2008 and headquartered in Almaty, Kazakhstan, Kaspi.kz primarily serves the Kazakhstani market with over 14 million monthly active users and 581 thousand merchant partners, while extending operations to Azerbaijan, Ukraine via the Portmone acquisition, and Türkiye through strategic investments. Recent developments include the completion of its acquisition of a 65.41% controlling interest in Hepsiburada, a leading Turkish e-commerce platform, in January 2025 for approximately $1.13 billion, expanding its addressable market to 100 million people; and a signed share purchase agreement in late 2024 to acquire Rabobank's Turkish subsidiary Rabobank A.Ş., pending regulatory approvals with an expected closure in mid-2026, alongside vertical expansions like Kaspi Restaurants to enhance merchant services.