Joint Stock Company Kaspi.kz
KSPI.L
London Stock Exchange43.35
USD
-0.64
- -
Joint Stock Company Kaspi.kz
KSPI.L
(London Stock Exchange)
Recent
price
43.35
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Joint Stock Company Kaspi.kz operates as a leading financial technology company headquartered in Almaty, Kazakhstan, founded in 2008. It offers a comprehensive ecosystem of integrated consumer-focused platforms including an online marketplace (Kaspi Shop) featuring over 4 million products from thousands of sellers; digital payments and financial services via Kaspi Pay, which enables payments, online business accounts, installment and credit options, and tax reporting; and fintech services providing consumer loans, deposits, money transfers, and instant financing options primarily accessed through its Super App. Kaspi.kz's business segments encompass e-commerce, payment services, and banking, targeting individual consumers, entrepreneurs, and SMEs primarily in Kazakhstan and expanding into Turkey. In the last two years, Kaspi.kz has made significant strategic expansions including acquiring a controlling 65.4% stake in Hepsiburada, a leading Turkish e-commerce platform, expanding its addressable market to over 100 million people across Kazakhstan and Turkey. Additionally, Kaspi.kz signed an agreement to acquire the Turkish operations of Rabobank, further strengthening its financial services presence in Turkey. The company is focusing on synergizing its expertise with Hepsiburada to drive profitable and sustainable growth across both markets. It also launched new financial products such as insurance and investment services, alongside continuous growth in its fintech offerings including merchant financing and value-added services. Kaspi.kz's integrated Super App integrates all services into a seamless user experience, contributing to strong revenue growth with a 20% year-over-year increase reported in 2025 excluding certain external factors. Kaspi.kz operates primarily in Kazakhstan and Turkey, serving consumers and SMEs with diversified services in e-commerce, digital payments, financial technology, and banking products. The firm positions itself as a profitable, dividend-paying, and fast-growing company with aspirations for regional expansion in Central Asia. Its platforms enable instant credit decisions and promote a consumer-centric approach to shopping, payments, and financial management, strengthening its leadership in the fintech and e-commerce sectors in its core markets. This comprehensive business model and recent strategic acquisitions underscore Kaspi.kz's role as a major financial technology and digital commerce player in its regions of operation.