Krungthai Card Public Company Limited
KTC-R.BK
Stock Exchange of Thailand30.75
THB
+0.75
- -
ISIN
TH0689010R18
Return %
Stock
S&P500
1Y
-17.45
26.53
3Y
-39.41
76.60
5Y
-58.16
80.11
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Pittaya Vorapanyasakul
- Full Time Employees
- 1,649
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- United Business Center II Building Bangkok Thailand 10110
- IPO Date
- Dec 28, 2007
- Website
- ktc.co.th
- Similar Companies
- Business
- Krungthai Card Public Company Limited (KTC) operates as a leading provider of consumer finance services in Thailand, primarily engaging in credit card issuance and related services; merchant acquiring; payment processing; personal loans under supervision, including cash loans and auto title loans such as KTC PROUD Cash Card, KTC CASH Personal Loan, and KTC P BERM Car for Cash; non-life and life insurance brokerage; nano finance under supervision; electronic money services; and hire purchase and leasing to support core operations. The company offers a range of credit card products, including generic cards, co-branded cards, affinity cards, government service cards, and corporate cards, serving approximately 3.6 million accounts as of September 30, 2025, comprising 2.9 million credit card accounts and 704,536 personal loan accounts across 9 KTC TOUCH service points in Bangkok, metropolitan areas, and Chiang Mai. KTC targets salaried individuals, small business owners, and consumers earning at least 50,000 baht monthly, with a focus on digital channels for member acquisition and servicing. Founded on December 4, 1996, and listed on the Stock Exchange of Thailand on October 28, 2002, KTC is headquartered at 591 United Business Center II, 14th Floor, Sukhumvit 33 Road, Bangkok, Thailand, with Krungthai Bank Public Company Limited as its majority shareholder holding 49.29%. The company conducts all operations within Thailand, emphasizing the consumer finance segment of the financial services industry. In recent developments, KTC launched its insurance brokerage business in 2025 following approval at the Extraordinary General Meeting of Shareholders No.1/2025 and licensing from the Office of Insurance Commission, partnering with insurers to offer products via digital channels for credit card and personal loan customers. The company advanced its digital transformation strategy under the "Building a Sustainable Future Through Digital Transformation" plan for 2025, investing in IT upgrades, a new head of digital affairs, workforce upskilling, and doubling its IT team to enhance e-applications, fraud prevention, member apps, and personalized services while targeting 4-5% loan growth and adding 250,000 new credit card members. Recent partnerships include collaborations with UnionPay International (Thailand) for high-season travel promotions in late 2025 and with EVEANDBOY for year-end beauty spending campaigns leveraging KTC FOREVER points, alongside ongoing alliances with Thailand Post for car title loans and technology providers like GBG for identity fraud detection upgrades between 2024 and 2025. KTC reported strong 9-month 2025 net profit of 5,707 million baht on a total loan portfolio of 106,913 million baht as of September 30, 2025, with improved market share in credit cards and personal loans amid economic challenges.