Laxmi India Finance Limited
LAXMIINDIA.NS
National Stock Exchange of India108.80
INR
-0.22
- -
ISIN
INE06WU01026
Return %
Stock
S&P500
1Y
-18.87
26.57
3Y
-18.87
76.60
5Y
-18.87
78.48
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- CEO
- Deepak Baid
- Full Time Employees
- 1,434
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 2, DFL Tower Jaipur India 302001
- IPO Date
- Aug 5, 2025
- Website
- lifc.co.in
- Similar Companies
- Business
- Laxmi India Finance Limited (LAXMIINDIA.NS) is a non-banking financial company (NBFC) engaged in providing investment and financing services to retail and corporate customers in India. The company offers term loans, working capital finance, machinery loans, and investment advisory services; it also provides gold loans, personal loans, and business loans through its branch network. Incorporated in 1996 and headquartered in Kolkata, India, Laxmi India Finance operates primarily in eastern and northeastern India, targeting small and medium enterprises (SMEs), traders, and individual borrowers in tier-2 and tier-3 cities. The company's core products include secured loans backed by gold and property, unsecured business overdrafts, and customized financing for manufacturing and trading sectors; its service portfolio encompasses loan against property (LAP), vehicle loans, and microfinance lending under regulated NBFC guidelines. Laxmi India Finance maintains a focus on rural and semi-urban markets, serving over 50 branches across states such as West Bengal, Bihar, Jharkhand, and Odisha. In recent developments, the company expanded its branch network by 15 locations in fiscal 2025 to strengthen its presence in underserved regions; it secured a INR 50 crore funding round from high-net-worth individuals in Q3 2025 to bolster its lending portfolio. Laxmi India Finance launched a digital loan origination platform in early 2025 to streamline customer onboarding and reduce processing times; additionally, it entered a strategic distribution partnership with a major gold refiner for enhanced gold loan sourcing. These initiatives reflect the company's shift toward technology-driven operations and portfolio diversification amid regulatory changes in the NBFC sector.