Muthoot Capital Services Limited Muthoot Capital Services Limited (MUTHOOTCAP.BO), a non-banking finance company registered with the Reserve Bank of India and listed on the Bombay Stock Exchange and National Stock Exchange, provides fund-based and non-fund-based financial services to retail, corporate, and institutional customers across India through an extensive branch network and two-wheeler dealerships. The company offers two-wheeler loans for new and used bikes and scooters; used car loans with digital processing, minimal eligibility, competitive rates, and no collateral; secured business loans collateralized by assets for entities with short track records unable to access bank finance; loans against property, shares, gold ETFs, and SME loans; mortgage loans; leasing and hire purchase loans; bill discounting; loyalty loans; short-term and long-term fixed deposits with yields up to 9.91% plus additional rates for senior citizens; subordinated debts as Tier II capital; and investment products with advisory services. Founded in 1994 and headquartered at Muthoot Towers, M.G. Road, Kochi, Kerala, India, Muthoot Capital Services Limited operates as part of the Muthoot Pappachan Group, focusing on automobile finance, consumer loans, and deposits primarily in southern India states like Kerala with approximately 1,995 employees serving diverse customer segments including lower middle-income individuals and small businesses. In recent developments, the company partners with a UK-based development financial institution, facilitated by Axis Bank, to raise Rs 100 crore in long-term debt for expanding its electric vehicle financing portfolio, targeting sustainable mobility for lower middle-income segments; secures additional funding including Rs 120 crore from IDFC First Bank and impact investments from a U.N.-backed fund; grows co-lending partnerships adding Rs 280 crore in assets under management in the first half of fiscal 2025; launches a new loan origination system in November 2025 for commercial vehicles and used car loans; ties up with digital marketplaces such as Bajaj Finserv, Ownpay, and others for customer acquisition; and reports assets under management growth with 75,854 new customers added, maintaining yields around 19.96%.