Oversea-Chinese Banking Corporation Limited

Oversea-Chinese Banking Corporation Limited

O39.SI
Oversea-Chinese Banking Corporation LimitedSG flagStock Exchange of Singapore
24.53
SGD
+0.45
- -
110.13BMarket Cap
Oversea-Chinese Banking Corporation Limited
O39.SI
(Stock Exchange of Singapore)

Recent

price

24.53

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.58
1.61
2.22
1.87
2.25
2.14
2.01
2.25
2.29
2.5
2.28
2.34
2.49
2.99
3.21
3.23
3.2
Revenue per Share
0.73
0.64
1.1
0.76
1.03
0.95
0.83
0.96
1.07
1.13
0.81
1.08
1.23
1.56
1.69
1.65
1.64
Basic EPS, GAAP
0.8
-0.82
1.26
-1.47
1.38
0.71
-0.75
-2.01
1.53
3.03
3.45
3.08
1.88
1.91
0.74
1.81
- -
Free Cash Flow per Basic Share
0.08
0.08
0.33
0.36
0.07
0.08
0.23
0.4
0.27
0.15
0.34
0.34
0.58
0.83
0.89
1.01
- -
Dividend per Share
2.44
2.09
2.05
2.35
3.42
3.42
3.47
3.62
3.75
4.01
4.03
4.02
4.02
4.01
4.02
3.98
4
Book Value per Share
5.83
5.62
6.21
6.5
7.49
7.66
7.99
8.51
9.11
10.13
10.48
11.04
10.63
11.36
12.43
13.17
12.71
Tangible Book Value per Share
3,370
3,480
3,539
3,530
3,692
4,035
4,152
4,186
4,203
4,307
4,420
4,489
4,494
4,495
4,497
4,495
4,497
Basic Weighted Avg Shares
5,325
5,607
7,871
6,590
8,294
8,642
8,338
9,428
9,636
10,761
10,080
10,489
11,187
13,436
14,437
14,533
14,383
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
206
228
244
265
322
391
404
419
419
505
528
519
533
550
522
572
532
Depreciation Expense
2,447
2,312
3,993
2,768
3,842
3,903
3,473
4,045
4,492
4,869
3,586
4,858
5,526
7,021
7,587
7,422
7,360
Net Income, GAAP
15.04
16.13
14.09
16.76
14.43
14.86
14.71
15.75
15.8
13.41
10.49
11.41
15.46
14.71
13.68
17.13
4.65
Effective Tax Rate (%)
45.95
41.24
50.73
42
46.32
45.16
41.66
42.9
46.62
45.25
35.58
46.32
49.4
52.26
52.55
51.07
51.17
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,854
13,063
11,424
26,702
28,859
23,479
19,947
32,235
30,272
29,681
24,633
20,343
22,154
26,771
31,787
30,736
30,257
LT Debt
23,645
25,390
28,701
28,079
34,185
37,111
39,642
41,794
43,392
48,603
51,176
54,338
52,425
55,554
60,380
63,570
61,521
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.4
28.72
53.47
34.45
36.22
29.11
24.35
27.1
29.09
29.5
20.44
27.08
30.63
38.91
41.99
41.25
40.85
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,500
4,493
4,496
Market Capitalization
75,073
77,801
73,348

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
52,753
- -
33,747
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.6%
4.52%
5.28%
Free Cash Flow
-6%
7.1%
143.04%
Net Income, GAAP
8.07%
16.43%
-2.17%
Sales/Revenue/Turnover
5.6%
7.78%
0.66%
Total Cash Common Dividend
50.62%
27.17%
14%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,626
3,613
3,802
3,396
14,437
2025
3,655
3,530
3,552
- -
14,533
2026
3,828
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.44
- -
0.44
- -
1.69
2025
0.42
- -
- -
- -
1.65
2026
0.44
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.89
2025
- -
- -
- -
- -
1.01
2026
- -
- -
- -
- -
- -
Business
Oversea-Chinese Banking Corporation Limited (OCBC) operates as a leading financial services group primarily engaged in providing a comprehensive range of banking, wealth management, and insurance products and services. Its core offerings include retail and commercial banking; corporate and investment banking; treasury and market services; wealth management through private banking, asset management, and related financial advisory services; and insurance underwriting through its subsidiary Great Eastern Holdings. The bank offers deposit-taking, loan products, trade finance, cash management, and digital banking solutions, alongside insurance products encompassing life, general, and health insurance. OCBC’s operational footprint spans Singapore, Malaysia, Indonesia, Greater China, and other ASEAN markets with strategic expansion into global financial centers. Founded in 1932 and headquartered in Singapore, OCBC also provides specialized SME banking services with innovative digital solutions, including first-in-market digital onboarding and payment platforms. In the last two years, OCBC has undertaken significant strategic actions to reinforce its regional position and diversify its revenue base. In 2024, OCBC completed the acquisition of PT Bank Commonwealth in Indonesia, substantially increasing its market share and consumer base there, and enhancing its product capabilities especially in wealth management and auto financing. The transaction supports its growth strategy focusing on ASEAN-Greater China connectivity. OCBC has deepened its investment in digital transformation, deploying advanced AI use cases across compliance, customer service, sales, and risk management with over 300 AI initiatives live by 2025. Sustainability financing has also expanded markedly, with sustainable loans exceeding SGD 51 billion by early 2025. Leadership changes included the appointment of Tan Teck Long as Group CEO effective January 2026, emphasizing continuity in its strategic execution. OCBC has also enhanced its SME-focused digital banking services, achieving significant automation and faster credit processing in key markets like Singapore and Malaysia, thereby strengthening its business banking offering. Overall, OCBC operates through banking, wealth management, and insurance business segments, targeting retail, affluent, commercial, and corporate clients across Asia-Pacific and beyond. The Group’s integrated One Group approach leverages cross-segment synergies and a strong brand presence to capitalize on rising wealth in ASEAN and Greater China. Its portfolio includes deposit accounts, various credit products, wealth and asset management services, insurance solutions, and digital financial platforms, supporting diversified revenue streams and regional growth ambitions. The recent acquisition, AI expansion, leadership renewal, and sustainability initiatives reflect OCBC’s commitment to innovation, market leadership, and long-term value creation in the financial services industry.