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    Financial Services

  3. •

    Banks - Regional
Citizens Bancorp (Nevada City, CA)

Citizens Bancorp (Nevada City, CA)

CZNB
Citizens Bancorp (Nevada City, CA)US flagOther OTC
0.00
USD
-NaN
- -
67.86MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
6.04
5.43
5.32
5.75
5.85
- -
4.98
Basic EPS, GAAP
1.86
0.71
1.8
1.58
1.07
- -
0.52
Free Cash Flow per Basic Share
1.72
1.98
2.15
2.31
2.09
- -
- -
Dividend per Share
0.34
0.4
0.25
0.48
0.38
- -
- -
Book Value per Share
15.63
15.95
17.18
18.35
19
- -
18.28
Tangible Book Value per Share
15.95
16.95
16.64
10.03
12.31
- -
12.9
Basic Weighted Avg Shares
6
6
6
6
6
- -
6
Sales/Revenue/Turnover
33
30
30
33
33
30
30
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
- -
Net Income, GAAP
10
4
10
9
6
3
3
Effective Tax Rate (%)
24.8
20.35
24.4
25.02
22.39
18.92
18.26
Profit Margin (%)
31.45
13.49
34.49
27.99
18.66
11.06
10.48
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
Total Equity
90
97
96
59
71
73
79
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
4.52
10.89
8.94
5.72
3.02
2.87

Capital Structure

FRC

•

in mil. unless spec.
Sep'24
Dec'24
Mar'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2
2
2
Shares Outstanding
6
6
6
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Sep'24
Dec'24
Mar'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
47
48
50
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-1.62%
3.01%
Free Cash Flow
- -
-11.58%
-81.7%
Net Income, GAAP
- -
0.24%
-45.19%
Sales/Revenue/Turnover
- -
-1.57%
-7.57%
Total Cash Common Dividend
- -
8.49%
-34.97%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
9
8
8
8
33
2024
8
8
8
7
30
2025
7
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.29
0.2
0.28
- -
1.07
2024
0.13
0.13
0.17
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.38
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
Full Time Employees
75
Sector
Financial Services
Industry
Banks - Regional
Address
305 Railroad Avenue Nevada City CA United States of America 95959
IPO Date
Apr 1, 1996
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Business
Citizens Bancorp (Nevada City, CA) (CZNB) serves as the holding company for Citizens Bank of Northern California, a community bank headquartered at 305 Railroad Avenue, Nevada City, California, which it founded in 1995 as Citizens Bank of Nevada County. The bank offers a range of deposit products including checking, savings, money market, time-deposit accounts and certificates of deposit; commercial loans, residential real estate loans, consumer loans and online banking services to small and middle-market businesses, professionals and individuals primarily in Nevada County and Placer County, California, through seven full-service branches in Nevada City, Grass Valley, Penn Valley, Lake of the Pines, Truckee and Auburn. In June 2003, Citizens Bank became a wholly owned subsidiary of Citizens Bancorp, and in April 2006, the bank changed its name to Citizens Bank of Northern California ahead of expansion; however, the bank ceased operations on September 23, 2011, when the FDIC closed it due to insolvency, transferring customer accounts to Tri Counties Bank of Chico, California, with the holding company's shares now trading nominally at $0.0001 on the Expert Market.