1. United Kingdom Stocks

  2. •

    Financial Services

  3. •

    Financial - Mortgages
Paragon Banking Group PLC

Paragon Banking Group PLC

PAG.L
Paragon Banking Group PLCGB flagLondon Stock Exchange
787.00
GBp
+13.50
- -
1.46BMarket Cap
Paragon Banking Group PLC
PAG.L
(London Stock Exchange)

Recent

price

787.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.45
- -
0.57
0.59
0.65
0.7
0.88
0.97
1.21
1.19
1.22
1.43
2.49
1.83
2.29
2.67
Revenue per Share
0.18
0.2
0.24
0.28
0.32
0.35
0.4
0.43
0.56
0.49
0.36
0.65
1.29
0.69
0.89
0.91
Basic EPS, GAAP
1.59
0.82
0.39
-0.11
-0.97
-0.09
3.01
5.42
4.11
1.53
4.04
3.46
4.8
9.68
10.52
-1.93
Free Cash Flow per Basic Share
0.03
0.04
0.04
0.07
0.08
0.1
0.12
0.14
0.17
0.21
0.14
0.22
0.28
0.3
0.4
0.41
Dividend per Share
2.54
2.69
2.88
3.08
3.29
3.57
3.57
3.92
4.41
4.26
4.51
5.03
5.74
6.57
6.91
7.23
Book Value per Share
2.31
2.48
2.67
2.88
3.08
3.19
3.02
3.33
3.47
3.64
3.89
4.25
5.14
5.54
5.94
6.31
Tangible Book Value per Share
295
295
298
300
305
302
286
272
261
258
254
252
243
224
210
198
Basic Weighted Avg Shares
133
- -
170
177
197
210
254
263
314
307
310
361
605
410
482
529
Sales/Revenue/Turnover
79.09
- -
-37.3
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
3
3
3
3
4
4
4
4
6
6
6
8
7
6
Depreciation Expense
54
60
72
85
97
107
116
117
146
127
91
164
314
154
186
180
Net Income, GAAP
24.93
26.24
24.4
19.18
20.85
20.19
18.99
19.06
19.67
19.87
22.89
23.02
24.96
23.01
26.71
29.71
Effective Tax Rate (%)
40.4
- -
42.35
47.85
49.29
51.02
45.76
44.6
46.37
41.54
29.48
45.53
51.84
37.53
38.61
34.1
Profit Margin (%)
493
526
460
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
9,868
12
9,156
9,385
9,807
10,106
10,503
8,227
6,937
5,654
4,381
1,642
1,266
295
158
657
LT Debt
692
742
804
873
947
970
970
1,009
1,074
1,108
1,156
1,242
1,417
1,411
1,420
1,420
Total Equity
0.73
-0.71
-0.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
1.45
2.62
3.23
0.83
0.92
0.97
1.02
1.13
1.68
1.72
1.49
3.9
11.26
6.95
11.01
9.76
Return on Capital (%)
7.37
7.72
8.74
9.5
10.09
10.31
11.05
11.23
13.16
11.34
8.15
13.65
23.57
10.74
12.72
12.52
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.35%
0.05%
Free Cash Flow
-307.23%
-2.13%
-117.25%
Net Income, GAAP
13.05%
27.54%
-3.06%
Sales/Revenue/Turnover
12.17%
15.82%
9.78%
Total Cash Common Dividend
13.06%
19.36%
-2.99%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
482
2025
- -
- -
- -
- -
529
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.89
2025
- -
- -
- -
- -
0.91
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.4
2025
- -
- -
- -
- -
0.41
2026
- -
- -
- -
- -
- -
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Business
Paragon Banking Group PLC (LSE: PAG) is a United Kingdom-based specialist bank providing retail savings products and commercial lending services to underserved market segments. The company offers a range of savings accounts including easy access savings, fixed-term deposits, cash ISAs, and notice accounts through its retail savings division; buy-to-let mortgages, complex buy-to-let lending, and commercial property finance via its mortgage and commercial lending segments; and asset finance solutions such as hire purchase and leasing for SMEs. Founded in 1985 and headquartered in Solihull, England, Paragon operates primarily in the UK market, serving individual savers, landlords, small businesses, and property investors with tailored financial products. [ from prior context on company profile] In recent developments, Paragon Banking Group has focused on organic growth and portfolio expansion without major acquisitions, funding rounds, or name changes reported in 2024-2025; it maintained strong profitability amid UK housing market recovery, with strategic emphasis on buy-to-let lending amid regulatory shifts in the specialist mortgage sector. The bank continues to prioritize digital enhancements to its savings platforms and risk-managed lending practices, positioning it resiliently within the competitive UK challenger banking landscape. No significant partnerships or new product launches were highlighted in the latest public updates as of late 2025.